13136 Bellaria Cir, Windermere, FL 34786 Property Records

Orange County property record for 13136 Bellaria Cir, Windermere, FL 34786

Property Summary

Property TypeSingle Family Home
Details5 bd · 6.5 ba · 5,133 sqft · built 2014
Lot Size0.982 acres (42,783 sqft)
OwnerIndividual Name on File
Last Sale$1,950,000 (Feb 2023)
Tax Bill$29,079 (2025)
Deeds & MortgagesFeb 2023 Sale & Mortgage
May 2019 Sale
Flood ZoneZone X (minimal risk)
APN11-23-27-0542-00-510

Property Details

APN / Parcel Number

Primary APN11-23-27-0542-00-510
Alternative APNs
  • 272311054200510
  • 138129
  • 138985
  • 140500

Interior

Bedrooms5 Beds
Full Baths6.5 Baths
Half Baths1 Half Bath
Stories2 Stories
Building Area5,133 sqft Living Area
Gross Area7,460 sqft
1st Floor Area3,052 sqft
FlooringCarpet
Interior WallsWallboard/Drywall

Exterior

Year BuiltBuilt 2014
Effective Year BuiltEffective 2014
Exterior MaterialConcrete Block
Roof TypeGable/Hip
Roof MaterialTile
Lot Area42,783 sqft (0.982 acres)
Garage TypeAttached
Garage Area1,012 sqft
Parking Spaces4 Parking Spaces
PorchFinished/Open Porch
Porch Area948 sqft
Total Buildings2 Buildings

Utilities, Heating & Cooling

Cooling SystemCentral
Heating SystemForced Air with A/C
Heating FuelElectric

Location & Zoning

Street Address13136 BELLARIA CIR
CityWINDERMERE
StateFL
Zip34786-7401
Property CategoryResidential
Property TypeResidential > Single Family > Home
Local Zoning CodeR-CE-C
Legal DescriptionBELLARIA 60/81 LOT 51
Legal Range27E
Legal Township23S
Legal Section11
Legal SubdivisionBELLARIA
Legal Tract542
Legal Lot Number51
JurisdictionORANGE FL
Township / Civil DivisionSOUTHWEST ORANGE
Census Block Group1
Census Block1039
Census Tract17120

Owner

13136 Bellaria Cir is owned by an individual who bought it in February 2023.

Source: Orange County records, as of April 30, 2026

Owner of RecordIndividual Name on File
Mailing Address11410 RAPALLO LN, WINDERMERE, FL 34786-6029
Owner TypeIndividual
VestingHusband and Wife

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

DateDocument
Feb 6, 2023Warranty Deed, Transfer · Conventional Mortgage
SOUTH STATE BANK NA
May 24, 2019Warranty Deed, Transfer
TITLE SERVICE AND LIAISON COMPANIES, SIMPLIFILE LC E-RECORDING

Assessor's Deed Record

Deed NamesName on Deed
Last SaleFeb 6, 2023 · Amount on File
Deed SaleFeb 6, 2023 · Amount on File
Prior SaleMay 24, 2019 · Amount on File
Deed Document Number202366873
Record UpdatedOct 29, 2026

February 2023: Warranty Deed, Transfer

Document TypeWarranty Deed
JurisdictionORANGE FL
Recording DateFeb 6, 2023
Property Address13136 BELLARIA CIR, WINDERMERE, FL 34786-7401
Document Number0000066873
Map ReferenceMB 60 PG 81&82
Instrument DateJan 27, 2023
Instrument20230066873
Transaction TypeTransfer
Record UpdatedFeb 17, 2023
Title CompanyINTEGRITY FIRST TITLE

Transaction

AmountAmount on Record
DownpaymentDownpayment on Record
Loan-to-Value (LTV)LTV on Record
Tax$13,650.00
Amount AccuracyRounded by County
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name
AddressPO BOX 883, CABO ROJO XX 623

Transferred To (Grantee/Buyer)

NameVerified Name
Address11410 RAPALLO LN, WINDERMERE, FL 34786-6029

Mortgage

Document Number0000066874
DateFeb 6, 2023
Instrument20230066874
Lender
NameSOUTH STATE BANK NA
TypeBank
Agreement
TypeConventional Mortgage
AmountAmount on Record
Term360 Months
DueFeb 1, 2053
Interest
Rate TypeAdjustable Rate
Rate6.37%
Type Change DateFeb 1, 2030
Change FrequencyAnnually
Min Rate At Change4.37%
Max Rate At Change8.37%
Index1-Year T-Bill
Max Rate12.3%

May 2019: Warranty Deed, Transfer

Document TypeWarranty Deed
JurisdictionORANGE FL
Recording DateMay 24, 2019
Property Address13136 BELLARIA CIR, WINDERMERE, FL 34786-7401
Document Number0000324776
Instrument DateMay 23, 2019
Instrument324776
Transaction TypeTransfer
Record UpdatedJun 6, 2019
Title CompanyTITLE SERVICE AND LIAISON COMPANIES, SIMPLIFILE LC E-RECORDING

Transaction

AmountAmount on Record
Tax$8,575.00
Amount AccuracyConfirmed
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipCompany
AddressPO BOX 883 CABO ROJO PR 006230883, CABO ROJO, PR 00623-0883

Tax Assessment & Valuation

The 2025 property tax bill for 13136 Bellaria Cir was $29,079, up 3.2% from the year before.

Source: Orange County assessment roll, as of April 30, 2026

Property Jurisdictions

TypeName
StateFlorida
CountyOrange County
Unified School DistrictOrange County School District (PK - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2026$1,815,820 (-0.41%) Land $350,000 Building $1,465,820$1,815,820 (-1.26%) Land $350,000 Building $1,465,820
2025$29,079.00 (+3.17%) Homeowner's exemption$1,823,347$1,839,080 Land $350,000 Building $1,489,080
2024$28,186.00 (+26.14%)
2023$22,345.00 (+14.34%)$1,541,736 (+21.35%) Land $350,000 Building $1,191,736$1,541,736 (+21.35%) Land $350,000 Building $1,191,736
2022$19,542.00$1,270,436 Land $350,000 Building $920,436$1,270,436 Land $350,000 Building $920,436

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 13136 Bellaria Cir in Zone X, an area of minimal flood risk, though there have been 2 flood claims nearby since 2022.

Source: FEMA National Flood Hazard Layer, effective September 24, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood ZoneZone X
minimal risk
Flood Insurance RequirementNot required
lenders may require it
Flood Insurance CostPremium on File
median of 54 policies
Community Rating SystemClass 5 (25% premium discount)
Nearby Flood Policies54 in force
Nearby Flood Claims2 (2022)
Claims Outside the SFHA2 of 2
Most Recent ClaimSep 2022 · Hurricane Ian
Claims by Event
  • Hurricane Ian, Sep 2022 · 2 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 13136 Bellaria Cir is low, with a 0.02% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskLow
lower than 95% of the US · lower than 95% of Florida
Wildfire Likelihood0.02% annual chance
ExposureNone
beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water SystemOCUD/SOUTHERN WATER SYS (5 WPS)
serves 80,738 people · EPA ID FL3484119
Water SourceGroundwater
Last State InspectionMay 2024
Lead2 ppb (2025)
action level 15 ppb

Violations Reported to EPA

Water QualityNone
last 10 years
Treatment and ProcedureNone
last 10 years
Monitoring and ReportingNone
last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 110 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
Spectrum
Cable · Fiber in parts of the area
1,000 / 1,000
Verizon
Fixed Wireless
300 / 20
CenturyLink
Fiber
100 / 100
T-Mobile
Fixed Wireless
100 / 20
AT&T
Fixed Wireless · Fiber in parts of the area
100 / 20

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