13130 Bellaria Cir, Windermere, FL 34786 Property Records

Orange County property record for 13130 Bellaria Cir, Windermere, FL 34786

Property Summary

Property Type	Single Family Home
Details	4 bd · 4.5 ba · 4,951 sqft · built 2007
Lot Size	0.759 acres (33,062 sqft)
Owner	2 Trust Names on File
Last Sale	$1,225,000 (May 2015)
Tax Bill	$27,721 (2025)
Deeds & Mortgages	Mar 2020 Transfer
Flood Zone	Zone X (minimal risk)
APN	`11-23-27-0542-00-500`

Property Details

APN / Parcel Number

Primary APN	`11-23-27-0542-00-500`
Alternative APNs	`272311054200500` `138128` `138983` `140499`

Interior

Bedrooms	4 Beds
Full Baths	4.5 Baths
Half Baths	1 Half Bath
Stories	1 Story
Building Area	4,951 sqft Living Area
Gross Area	7,313 sqft
1st Floor Area	4,951 sqft
Flooring	Carpet
Interior Walls	Wallboard/Drywall
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 2007
Effective Year Built	Effective 2007
Exterior Material	Concrete Block
Roof Type	Gable/Hip
Roof Material	Concrete
Lot Area	33,062 sqft (0.759 acres)
Garage Type	Attached
Garage Area	863 sqft
Parking Spaces	3 Parking Spaces
Porch	Florida Room
Porch Area	1,499 sqft
Water Feature	Water Feature

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Forced Air with A/C
Heating Fuel	Electric

Location & Zoning

Street Address	13130 BELLARIA CIR
City	WINDERMERE
State	FL
Zip	34786-7401
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	R-CE-C
Legal Description	BELLARIA 60/81 LOT 50
Legal Range	27E
Legal Township	23S
Legal Section	11
Legal Subdivision	BELLARIA
Legal Tract	542
Legal Lot Number	50
Jurisdiction	ORANGE FL
Township / Civil Division	SOUTHWEST ORANGE
Census Block Group	1
Census Block	1039
Census Tract	17120

Owner

13130 Bellaria Cir is held in a trust since February 2020.

Source: Orange County records, as of April 30, 2026

Owner of Record	2 Trust Names on File
Mailing Address	13130 BELLARIA CIR, WINDERMERE, FL 34786-7401
Owner Type	Company
Vesting	Trust, Revocable Trust

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	May 28, 2015 · Amount on File
Deed Sale	May 28, 2015 · Amount on File
Prior Sale	Jun 20, 2012 · Amount on File
Deed Document Number	2015265175
Deed Book / Page	10924 / 8035
Last Transfer Date	Feb 25, 2020
Transfer Doc	0000193782
Record Updated	Jun 8, 2026

March 2020: Quit Claim Deed, Transfer

Document Type	Quit Claim Deed
Jurisdiction	ORANGE FL
Recording Date	Mar 26, 2020
Property Address	13130 BELLARIA CIR, WINDERMERE, FL 34786-7401
Document Number	0000193782
Instrument Date	Feb 25, 2020
Instrument	193782
Transaction Type	Transfer
Record Updated	Apr 24, 2020
Title Company	TITLE SERVICE AND LIAISON COMPANIES, SIMPLIFILE LC E-RECORDING

Transaction

Tax	$0.00
Additional	Quitclaim

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Revocable Trust
Address	13130 BELLARIA CIR WINDERMERE FL 347867401, WINDERMERE, FL 34786-7401

Tax Assessment & Valuation

The 2025 property tax bill for 13130 Bellaria Cir was $27,721, up 7.5% from the year before.

Source: Orange County assessment roll, as of April 30, 2026

Property Jurisdictions

Type	Name
State	Florida
County	Orange County
Unified School District	Orange County School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$1,780,067 (+1%)	$1,794,510 (-1.32%) Land $350,000 Building $1,444,510
2025	$27,721.00 (+7.47%)	$1,618,243	$1,818,440 Land $350,000 Building $1,468,440
2024	$25,793.00 (+16.13%)
2023	$22,211.00 (+14.39%)	$1,531,747 (+21.47%) Land $350,000 Building $1,181,747	$1,531,747 (+21.47%) Land $350,000 Building $1,181,747
2022	$19,417.00	$1,260,989 Land $350,000 Building $910,989	$1,260,989 Land $350,000 Building $910,989

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 13130 Bellaria Cir in Zone X, an area of minimal flood risk, though there have been 2 flood claims nearby since 2022.

Source: FEMA National Flood Hazard Layer, effective September 24, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Flood Insurance Cost	Premium on File median of 54 policies
Community Rating System	Class 5 (25% premium discount)
Nearby Flood Policies	54 in force
Nearby Flood Claims	2 (2022)
Claims Outside the SFHA	2 of 2
Most Recent Claim	Sep 2022 · Hurricane Ian
Claims by Event	Hurricane Ian, Sep 2022 · 2 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 13130 Bellaria Cir is low, with a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 99.1% of the US · lower than 98.7% of Florida
Wildfire Likelihood	0.01% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	OCUD/SOUTHERN WATER SYS (5 WPS) serves 80,738 people · EPA ID FL3484119
Water Source	Groundwater
Last State Inspection	May 2024
Lead	2 ppb (2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 156 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
AT&T Fiber · Fixed Wireless in parts of the area	5,000 / 5,000
Spectrum Cable	1,000 / 1,000
Verizon Fixed Wireless	300 / 20
T-Mobile Fixed Wireless	100 / 20