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13133 Whitmarsh St, Spring Hill, FL 34609 Property Records

Hernando County property record for 13133 Whitmarsh St, Spring Hill, FL 34609

Property Summary

Property TypeSingle Family Home
Details4 bd · 3 ba · 3,129 sqft · built 2005
Lot Size1.03 acres (45,000 sqft)
Owner2 Individual Names on Record
Last Sale$380,000 (Nov 2018)
Tax Bill$5,410 (2025)
Deeds & MortgagesDec 2025 Transfer
Aug 2021 Mortgage
+ 4 more
Flood ZoneZone X (minimal risk)
APNR32-323-17-5110-0700-0150

Property Details

APN / Parcel Number

Primary APNR32-323-17-5110-0700-0150
Alternative APNs
  • 00595136
  • 595136

Interior

Bedrooms4 Beds
Full Baths3 Baths
Plumbing Fixtures14 Plumbing Fixtures
Total Rooms4 Rooms
Stories1 Story
Building Area3,129 sqft Living Area
Gross Area4,143 sqft
1st Floor Area3,129 sqft
FlooringCombination, Other
Interior WallsWallboard/Drywall

Exterior

Year BuiltBuilt 2005
Effective Year BuiltEffective 2010
Exterior MaterialCombination
Construction TypeConcrete Block
Roof TypeGable/Hip
Roof MaterialComposition Shingle
Lot Area45,000 sqft (1.03 acres)
Lot Dimensions250 ft deep x 180 ft wide
Garage TypeAttached
Garage Area521 sqft
Parking Spaces2 Parking Spaces

Exterior Amenities

Pool Area288 sqft
PorchOpen Porch
Porch Area1,403 sqft
Deck Area622 sqft
Patio Area622 sqft

Utilities, Heating & Cooling

Cooling SystemHVAC
Heating SystemHVAC

Location & Zoning

Account Number00595136
Street Address13133 WHITMARSH ST
CitySPRING HILL
StateFL
Zip34609-5959
Property CategoryResidential
Property TypeResidential > Single Family > Home
Legal DescriptionSPRING HILL UNIT 11 BLK 700 LOT 15
Legal Range17E
Legal Township23S
Legal Section32
Legal SubdivisionSPRING HILL UNIT 11
Legal Block700
Legal Lot Number15
JurisdictionHERNANDO FL
Township / Civil DivisionSPRING HILL
Census Block Group1
Census Block1029
Census Tract40912

Owner

Source: Hernando County records, as of January 9, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record2 Individual Names on Record
Mailing Address13133 WHITMARSH ST, SPRING HILL, FL 34609-5959
OccupancyOwner Occupied
Owner TypeIndividual
VestingLife Estate

Deeds, Mortgages & Sale History

DateDocument
Dec 26, 2025Intrafamily Transfer, Transfer
ACCOMODATION, ACCOMMODATION
Aug 20, 2021Deed of Trust, Mortgage · Conventional Mortgage
UNITED WHOLESALE MORTGAGE
Apr 28, 2021Intrafamily Transfer, Transfer
ACCOMODATION, ACCOMMODATION
Feb 4, 2020Deed of Trust, Mortgage · Conventional Mortgage
TIAA FSB
Nov 19, 2018Warranty Deed, Transfer · Conventional with PMI
TIAA FSB
Jan 28, 2017Loan Modification, Mortgage · Line of Credit
BANK OF AMERICA

Assessor's Deed Record

Deed Names2 Names on Deed
Last SaleNov 19, 2018 · Amount on Record
Deed SaleNov 19, 2018 · Amount on Record
Prior SaleJul 12, 2004 · Amount on Record
Deed Document Number201869626
Deed Book / Page3644 / 91
Last Transfer DateDec 15, 2025
Transfer Doc0046500227
Record UpdatedJun 8, 2026

December 2025: Intrafamily Transfer, Transfer

Document TypeIntrafamily Transfer
JurisdictionHERNANDO FL
Recording DateDec 26, 2025
Property Address13133 WHITMARSH ST, SPRING HILL, FL 34609-5959
Document Number0046500227
Book / Page4650 / 227
Map ReferenceMB 8 PG 67-73
Instrument DateDec 15, 2025
Instrument2025088107
Transaction TypeTransfer
Record UpdatedJan 13, 2026
Title CompanyACCOMODATION, ACCOMMODATION

Transaction

Tax$0.00
Amount AccuracyNo Consideration Stated
Additional
  • Intrafamily Transfer

Transferred From (Grantor/Seller)

NameVerified Name
Address13133 WHITMARSH ST, SPRING HILL, FL 34609-5959

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipLiving Trust
Address13133 WHITMARSH ST, SPRING HILL, FL 34609-5959

August 2021: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionHERNANDO FL
Property Address13133 WHITMARSH ST, SPRING HILL, FL 34609-5959
Transaction TypeMortgage
Record UpdatedSep 22, 2021

Transferred To (Grantee/Buyer)

NameVerified Name
Address13133 WHITMARSH ST, SPRING HILL, FL 34609-5959

Mortgage

Document Number0040431902
DateAug 20, 2021
Book Page4043/1902
Instrument2021062683
Lender
NameUNITED WHOLESALE MORTGAGE
TypeMortgage Company
AddressPONTIAC, MI 48341
Agreement
TypeConventional Mortgage
AmountAmount Recorded
Term361 Months
DueSep 1, 2051

April 2021: Intrafamily Transfer, Transfer

Document TypeIntrafamily Transfer
JurisdictionHERNANDO FL
Recording DateApr 28, 2021
Property Address13133 WHITMARSH ST, SPRING HILL, FL 34609-5959
Document Number0039881627
Book / Page3988 / 1627
Map ReferenceMB 8 PG 67-73
Instrument DateApr 26, 2021
Instrument2021030525
Transaction TypeTransfer
Record UpdatedMay 21, 2021
Title CompanyACCOMODATION, ACCOMMODATION

Transaction

Tax$0.00
Amount AccuracyNo Consideration Stated
Additional
  • Intrafamily Transfer

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
Address13036 FEATHER ST, SPRING HILL, FL 34609-5949

February 2020: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionHERNANDO FL
Property Address13133 WHITMARSH ST, SPRING HILL, FL 34609-5959
Document Number0038061247
Instrument DateFeb 4, 2020
Transaction TypeMortgage
Record UpdatedMar 12, 2020
Title CompanyOTHER

Transferred To (Grantee/Buyer)

NameVerified Name
Address13133 WHITMARSH ST SPRING HILL FL 346095959, SPRING HILL, FL 34609-5959

Mortgage

Document Number0038061247
DateFeb 14, 2020
Book Page003806/001247
Instrument9729
Lender
NameTIAA FSB
AddressJACKSONVILLE, FL 32202
Agreement
TypeConventional Mortgage
AmountAmount Recorded
Term360 Months
DueFeb 13, 2050

November 2018: Warranty Deed, Transfer

Document TypeWarranty Deed
JurisdictionHERNANDO FL
Recording DateNov 19, 2018
Property Address13133 WHITMARSH ST, SPRING HILL, FL 34609-5959
Document Number0036440091
Book / Page003644 / 000091
Instrument DateNov 13, 2018
Instrument69626
Transaction TypeTransfer
Record UpdatedDec 28, 2018
Title CompanySOUTHERN SECURITY TITLE SERVICES, SOUTHERN SEC TITLE SVCS

Transaction

AmountAmount Recorded
DownpaymentDownpayment on Record
Loan-to-Value (LTV)LTV on Record
Tax$2,660.00
Amount AccuracyConfirmed
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
Address13133 WHITMARSH ST SPRING HILL FL 346095959, SPRING HILL, FL 34609-5959

Mortgage

Document Number36440092
DateNov 19, 2018
Book Page003644/000092
Instrument69627
Lender
NameTIAA FSB
AddressCHARLOTTE, NC 28262
Agreement
TypeConventional with PMI
AmountAmount Recorded
Term360 Months
DueNov 18, 2048

January 2017: Loan Modification, Mortgage

Document TypeLoan Modification
JurisdictionHERNANDO FL
Property Address13133 WHITMARSH ST, SPRING HILL, FL 34609-5959
Document Number0034401940
Book / Page003440 / 001940
Instrument DateJan 28, 2017
Transaction TypeMortgage
Record UpdatedApr 18, 2017
Title CompanyAMERICAN TITLE COMPANY, AMERICAN TITLE INC

Transferred To (Grantee/Buyer)

NameVerified Name
Address13133 WHITMARSH ST SPRING HILL FL 346095959, SPRING HILL, FL 34609-5959

Mortgage

Document Number0034401940
DateFeb 21, 2017
Book Page003440/001940
Instrument9563
Lender
NameBANK OF AMERICA
TypeBank
AddressJACKSONVILLE, FL 32256
Agreement
TypeLine of Credit
AmountAmount Recorded
Interest
Rate TypeAdjustable Rate

Tax Assessment & Valuation

Source: Hernando County assessment roll, as of December 8, 2025

Property Jurisdictions

TypeName
StateFlorida
CountyHernando County
Unified School DistrictHernando County School District (PK - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2025$5,410.00 (+15.11%) Homeowner's exemption$369,979 (+5.99%)$567,361 (-0.44%) Land $94,050 Building $473,311
2023$349,080 Land $349,080
2022$4,700.00$569,891 Land $85,500 Building $484,391

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective April 19, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood ZoneZone X
minimal risk
Flood Insurance RequirementNot required
lenders may require it
Flood Insurance CostPremium on Record
median of 18 policies
Community Rating SystemClass 5 (25% premium discount)
Nearby Flood Policies18 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskLow
lower than 96% of the US · lower than 96% of Florida
Wildfire Likelihood0.02% annual chance
ExposureNone
beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water SystemHERNANDO CO UTL-WEST
serves 145,204 people · EPA ID FL6277059
Water SourceGroundwater
Last State InspectionMay 2025
Lead1 ppb (2023)
action level 15 ppb

Violations Reported to EPA

Listed by EPA as a serious violator for missed monitoring and reporting.

Water QualityNone
last 10 years
Treatment and ProcedureNone
last 10 years
Monitoring and Reporting18
last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 119 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
Open Infra
Fiber		8,000 / 8,000
WOW Internet, Cable & Phone
Fiber		5,000 / 5,000
Tillman Fiber
Fiber		2,000 / 2,000
Spectrum
Cable		1,000 / 35

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