Hernando County property record for 13115 Whitmarsh St, Spring Hill, FL 34609
| Property Type | Single Family Home |
|---|---|
| Details | 5 bd · 3 ba · 2,656 sqft · built 1986 |
| Lot Size | 1.14 acres (49,866 sqft) |
| Owner | 2 Individual Names on Record |
| Last Sale | $572,000 (Feb 2026) |
| Tax Bill | $4,784 (2025) |
| Deeds & Mortgages | Feb 2022 Mortgage Feb 2026 Sale & Mortgage + 2 more |
| Flood Zone | Zone X (minimal risk) |
| APN | R32-323-17-5110-0700-0160 |
| Primary APN | R32-323-17-5110-0700-0160 |
|---|---|
| Alternative APNs |
|
| Bedrooms | 5 Beds |
|---|---|
| Full Baths | 3 Baths |
| Plumbing Fixtures | 11 Plumbing Fixtures |
| Total Rooms | 4 Rooms |
| Stories | 1 Story |
| Building Area | 2,656 sqft Living Area |
| Gross Area | 3,762 sqft |
| 1st Floor Area | 2,656 sqft |
| Flooring | Combination, Other |
| Interior Walls | Wallboard/Drywall |
| Fireplaces | 1 Fireplace |
| Fireplace | Fireplace |
| Year Built | Built 1986 |
|---|---|
| Effective Year Built | Effective 2005 |
| Exterior Material | Combination |
| Construction Type | Concrete Block |
| Foundation Type | Concrete |
| Roof Type | Gable/Hip |
| Roof Material | Composition Shingle |
| Lot Area | 49,866 sqft (1.14 acres) |
| Lot Dimensions | 250 ft deep x 200 ft wide |
| Garage Type | Attached |
| Garage Area | 528 sqft |
| Parking Spaces | 2 Parking Spaces |
| Pool Area | 208 sqft |
|---|---|
| Porch | Enclosed Porch |
| Porch Area | 3,474 sqft |
| Deck Area | 288 sqft |
| Patio Area | 804 sqft |
| Cooling System | HVAC |
|---|---|
| Heating System | HVAC |
| Account Number | 00595145 |
|---|---|
| Street Address | 13115 WHITMARSH ST |
| City | SPRING HILL |
| State | FL |
| Zip | 34609-5959 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Description | SPRING HILL UNIT 11 BLK 700 LOT 16 |
| Legal Range | 17E |
| Legal Township | 23S |
| Legal Section | 32 |
| Legal Subdivision | SPRING HILL UNIT 11 |
| Legal Block | 700 |
| Legal Lot Number | 16 |
| Jurisdiction | HERNANDO FL |
| Township / Civil Division | SPRING HILL |
| Census Block Group | 1 |
| Census Block | 1029 |
| Census Tract | 40912 |
Source: Hernando County records, as of June 30, 2026
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Owner of Record | 2 Individual Names on Record |
|---|---|
| Mailing Address | 13115 WHITMARSH ST, SPRING HILL, FL 34609-5959 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Vesting | Joint Tenants |
| Date | Document |
|---|---|
| Feb 23, 2022 | Deed of Trust, Mortgage · VA Mortgage PENNYMAC LOAN SERVICES LLC |
| Feb 19, 2026 | Warranty Deed, Transfer · Conventional Mortgage NEWREZ LLC |
| Feb 23, 2022 | Affidavit of Death of Joint Tenant, Transfer OLD REPUBLIC TITLE, OLD REPUBLIC TITLE COMPANY |
| Feb 3, 2017 | Warranty Deed, Transfer · VA Mortgage EQUITY LOANS LLC |
| Deed Names | 2 Names on Deed |
|---|---|
| Last Sale | Feb 19, 2026 · Amount on Record |
| Deed Sale | Feb 19, 2026 · Amount on Record |
| Prior Sale | Feb 3, 2017 · Amount on Record |
| Deed Document Number | 202610369 |
| Deed Book / Page | 4669 / 1805 |
| Transfer Doc | 0041310799 |
| Record Updated | Oct 29, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | HERNANDO FL |
| Property Address | 13115 WHITMARSH ST, SPRING HILL, FL 34609-5959 |
| Transaction Type | Mortgage |
| Record Updated | Mar 27, 2026 |
| Name | Verified Name |
|---|---|
| Address | 13115 WHITMARSH ST, SPRING HILL, FL 34609-5959 |
| Document Number | 0041310802 |
|---|---|
| Date | Feb 23, 2022 |
| Book Page | 4131/802 |
| Instrument | 2022014308 |
| Name | PENNYMAC LOAN SERVICES LLC |
|---|---|
| Type | Mortgage Company |
| Address | WESTLAKE VILLAGE, CA 91361 |
| Type | VA Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 361 Months |
| Due | Mar 1, 2052 |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | HERNANDO FL |
| Recording Date | Feb 19, 2026 |
| Property Address | 13115 WHITMARSH ST, SPRING HILL, FL 34609-5959 |
| Document Number | 0046691805 |
| Book / Page | 4669 / 1805 |
| Map Reference | MB 8 PG 67-73 |
| Instrument Date | Feb 13, 2026 |
| Instrument | 2026010369 |
| Transaction Type | Transfer |
| Record Updated | Mar 27, 2026 |
| Title Company | ARROW TITLE LLC |
| Amount | Amount Recorded |
|---|---|
| Downpayment | Downpayment on Record |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $4,004.00 |
| Amount Accuracy | Full Amount Stated |
| Additional |
|
| Name | Verified Name |
|---|---|
| Address | 12727 W CAMPINA DR, LITCHFIELD PARK, AZ 85340-5197 |
| Name | Verified Name |
|---|---|
| Relationship | Joint Tenants with Right of Survivorship |
| Address | 13115 WHITMARSH ST, SPRING HILL, FL 34609-5959 |
| Document Number | 0046691807 |
|---|---|
| Date | Feb 19, 2026 |
| Instrument | 4669/1807 |
| Name | NEWREZ LLC |
|---|---|
| Type | Mortgage Company |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 361 Months |
| Due | Mar 1, 2056 |
| Document Type | Affidavit of Death of Joint Tenant |
|---|---|
| Jurisdiction | HERNANDO FL |
| Recording Date | Feb 23, 2022 |
| Property Address | 13115 WHITMARSH ST, SPRING HILL, FL 34609-5959 |
| Document Number | 0041310799 |
| Book / Page | 4131 / 799 |
| Map Reference | MB 8 PG 67-73 |
| Instrument Date | Feb 14, 2022 |
| Instrument | 2022014307 |
| Transaction Type | Transfer |
| Record Updated | Mar 30, 2022 |
| Title Company | OLD REPUBLIC TITLE, OLD REPUBLIC TITLE COMPANY |
| Tax | $0.00 |
|---|---|
| Amount Accuracy | No Consideration Stated |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | HERNANDO FL |
| Recording Date | Feb 3, 2017 |
| Property Address | 13115 WHITMARSH ST, SPRING HILL, FL 34609-5959 |
| Document Number | 0034361056 |
| Book / Page | 3436 / 1056 |
| Map Reference | MB8 PG67-73 |
| Instrument Date | Jan 27, 2017 |
| Instrument | 2017006440 |
| Transaction Type | Transfer |
| Record Updated | Dec 7, 2021 |
| Title Company | ATTORNEY |
| Amount | Amount Recorded |
|---|---|
| Downpayment | Downpayment on Record |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $2,275.00 |
| Amount Accuracy | Full Amount Stated |
| Additional |
|
| Name | Verified Name |
|---|---|
| Address | 2081 CORYDON AVE, 2081, SPRING HILL, FL 34609-4912 |
| Name | Verified Name |
|---|---|
| Address | 15928 PHILLIPS RD, ODESSA, FL 33556-3700 |
| Document Number | 0034361057 |
|---|---|
| Date | Feb 3, 2017 |
| Book Page | 3436/1057 |
| Instrument | 2017006441 |
| Name | EQUITY LOANS LLC |
|---|---|
| Type | Mortgage Company |
| Address | ATLANTA, GA 30328 |
| Type | VA Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 360 Months |
| Due | Feb 1, 2047 |
Source: Hernando County assessment roll, as of December 8, 2025
| Type | Name |
|---|---|
| State | Florida |
| County | Hernando County |
| Unified School District | Hernando County School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $4,784.00 (+17.6%) Homeowner's exemption Widower's exemption | $331,161 (+5.99%) | $542,673 (-0.07%) Land $109,705 Building $432,968 |
| 2023 | $312,454 Land $312,454 | ||
| 2022 | $4,068.00 | $543,071 Land $99,732 Building $443,339 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
Source: FEMA National Flood Hazard Layer, effective April 19, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Flood Insurance Cost | Premium on Record median of 18 policies |
| Community Rating System | Class 5 (25% premium discount) |
| Nearby Flood Policies | 18 in force |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 96% of the US · lower than 96% of Florida |
|---|---|
| Wildfire Likelihood | 0.02% annual chance |
| Exposure | None beyond ember reach |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | HERNANDO CO UTL-WEST serves 145,204 people · EPA ID FL6277059 |
|---|---|
| Water Source | Groundwater |
| Last State Inspection | May 2025 |
| Lead | 1 ppb (2023) action level 15 ppb |
Listed by EPA as a serious violator for missed monitoring and reporting.
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | 18 last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 119 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Open Infra Fiber | 8,000 / 8,000 |
| WOW Internet, Cable & Phone Fiber | 5,000 / 5,000 |
| Tillman Fiber Fiber | 2,000 / 2,000 |
| Spectrum Cable | 1,000 / 35 |
Search by:
By searching, you agree to: Terms • Privacy • Disclosures