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13132 Shadow Rdg Dr, Elgin, OK 73538 Property Records

Comanche County property record for 13132 Shadow Rdg Dr, Elgin, OK 73538

Property Summary

Property TypeSingle Family Home
Details4 bd · 2 ba · 2,134 sqft · built 2021
Lot Size0.632 acres (27,539 sqft)
OwnerIndividual Name on Record
Last Sale$355,000 (Jul 2025)
Tax Bill$3,687 (2025)
Deeds & MortgagesNov 2021 Sale & Mortgage
Flood ZoneZone X (minimal risk)
APN04N10W-29-4-95625-000-0004

Property Details

APN / Parcel Number

Primary APN04N10W-29-4-95625-000-0004
Alternative APN
  • 104517

Interior

Bedrooms4 Beds
Full Baths2 Baths
Total Rooms7 Rooms
Stories1 Story
Building Area2,134 sqft Living Area

Exterior

Year BuiltBuilt 2021
Effective Year BuiltEffective 2021
Exterior MaterialBrick Veneer
Roof MaterialComposition Shingle
Lot Area27,539 sqft (0.632 acres)
Garage TypeAttached
Garage Area640 sqft
PorchSlab
Porch Area319 sqft

Utilities, Heating & Cooling

Cooling SystemCentral
Heating SystemCentral

Location & Zoning

Account Number104517
Street Address13132 SHADOW RIDGE DR
CityELGIN
StateOK
Zip73538-2061
Property CategoryResidential
Property TypeResidential > Single Family > Home
Legal DescriptionSHADOW RIDGE ESTATES EAST LOT 4
Legal Range10W
Legal Township04N
Legal Section29
Legal SubdivisionSHADOW RIDGE ESTATES EAST
Legal Lot Number4
JurisdictionCOMANCHE OK
Township / Civil DivisionNORTHEAST COMANCHE
Census Block Group2
Census Block2017
Census Tract2101

Owner

Source: Comanche County records, as of September 23, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of RecordIndividual Name on Record
Mailing Address13132 SHADOW RIDGE DR, ELGIN, OK 73538-2061
OccupancyOwner Occupied
Owner TypeIndividual
VestingSingle Man

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed NamesName on Deed
Last SaleJul 2, 2025 · Amount on Record
Deed SaleJul 2, 2025 · Amount on Record
Deed Document Number202510326
Deed Book / Page9905 / 303
Record UpdatedOct 29, 2026

November 2021: Warranty Deed, Subdivision Related Transfer

Document TypeWarranty Deed
JurisdictionCOMANCHE OK
Recording DateNov 5, 2021
Property Address13132 SHADOW RIDGE DR, ELGIN, OK 73538-2061
Document Number008921/267
Book / Page8921 / 267
Instrument DateNov 5, 2021
Instrument2021-020501
Transaction TypeSubdivision Related Transfer
Record UpdatedMar 8, 2023
Title CompanySOVEREIGN TITLE SERVICES

Transaction

AmountAmount Recorded
Loan-to-Value (LTV)LTV on Record
Tax$435.00
Amount AccuracyRounded by County
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
Address13132 SHADOW RIDGEDR, ELGIN, OK 73538-2061
InvestorPossibly a Property Investor

Mortgage

Document Number2021020502
DateNov 5, 2021
Instrument2021-020502
Lender
NameEVERETT FINANCIAL INC
TypeFunding / Finance Company
Agreement
TypeVA Mortgage
AmountAmount Recorded
Term361 Months
DueDec 1, 2051

Tax Assessment & Valuation

Source: Comanche County assessment roll, as of January 20, 2026

Property Jurisdictions

TypeName
StateOklahoma
CountyComanche County
Unified School DistrictElgin Public Schools (PK - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2026$40,226 (+10.38%) Land $10,125 Building $30,101$357,562 (+5.1%) Land $90,000 Building $267,562
2025$3,687.00$36,444 (+0.75%) Land $4,796 Building $31,648$340,225 (+5.81%) Land $50,000 Building $290,225
2024$3,687.00 (+6.78%)$36,174 (+9.43%) Land $5,625 Building $30,549$321,547 (+9.43%) Land $50,000 Building $271,547
2023$3,453.00$33,056 Land $3,375 Building $29,681$293,831 Land $30,000 Building $263,831

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer, effective November 27, 2025 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood ZoneZone X
minimal risk
Flood Insurance RequirementNot required
lenders may require it
Nearby Flood Policies7 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskHigh
above 77% of the US · above 49% of Oklahoma
Wildfire Likelihood0.5% annual chance
ExposureIndirect
within ember reach
Adjoins Burnable LandYes

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water SystemELGIN PWA
serves 3,300 people · EPA ID OK2001610
Water SourceGroundwater
Last State InspectionAug 2025
LeadUnder 1 ppb (2025)
action level 15 ppb

Violations Reported to EPA

Listed by EPA as a serious violator for missed monitoring and reporting.

Water QualityNone
last 10 years
Treatment and ProcedureLead service line inventory
Oct 2024
Monitoring and Reporting65
last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 116 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
TDS Telecom
Fiber		1,000 / 1,000
Southwest Oklahoma Telephone Company
Fiber · Cable in parts of the area		1,000 / 500
Verizon
Fixed Wireless		300 / 20

May also be available: Nextlink.

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