Comanche County property record for 13102 Shadow Rdg Dr, Elgin, OK 73538
| Property Type | Single Family Home |
|---|---|
| Details | 4 bd · 2 ba · 2,068 sqft · built 2022 |
| Lot Size | 0.502 acres (21,908 sqft) |
| Owner | 2 Individual Names on Record |
| Last Sale | $326,000 (Aug 2022) |
| Tax Bill | $3,845 (2025) |
| Deeds & Mortgages | Aug 2022 Sale & Mortgage Jan 2022 Sale |
| Flood Zone | Zone X (minimal risk) |
| APN | 04N10W-29-4-95625-000-0001 |
| Primary APN | 04N10W-29-4-95625-000-0001 |
|---|---|
| Alternative APN |
|
| Bedrooms | 4 Beds |
|---|---|
| Full Baths | 2 Baths |
| Total Rooms | 7 Rooms |
| Stories | 1 Story |
| Building Area | 2,068 sqft Living Area |
| Fireplaces | 1 Fireplace |
| Fireplace | Fireplace |
| Year Built | Built 2022 |
|---|---|
| Effective Year Built | Effective 2022 |
| Exterior Material | Brick Veneer |
| Foundation Type | Concrete |
| Roof Material | Composition Shingle |
| Lot Area | 21,908 sqft (0.502 acres) |
| Garage Type | Attached |
| Garage Area | 714 sqft |
| Porch | Slab |
| Porch Area | 200 sqft |
| Cooling System | Central |
|---|---|
| Heating System | Central |
| Account Number | 104514 |
|---|---|
| Street Address | 13102 SHADOW RIDGE DR |
| City | ELGIN |
| State | OK |
| Zip | 73538-2061 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Description | SHADOW RIDGE ESTATES EAST LOT 1 |
| Legal Range | 10W |
| Legal Township | 04N |
| Legal Section | 29 |
| Legal Subdivision | SHADOW RIDGE ESTATES EAST |
| Legal Lot Number | 1 |
| Jurisdiction | COMANCHE OK |
| Township / Civil Division | NORTHEAST COMANCHE |
| Census Block Group | 2 |
| Census Block | 2017 |
| Census Tract | 2101 |
Source: Comanche County records, as of September 23, 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | 2 Individual Names on Record |
|---|---|
| Mailing Address | 13102 SHADOW RIDGE DR, ELGIN, OK 73538-2061 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Date | Document |
|---|---|
| Aug 3, 2022 | Warranty Deed, Subdivision Related Transfer · Stand-Alone First Mortgage USAA FSB |
| Jan 6, 2022 | Warranty Deed, Construction Loan |
| Deed Names | 2 Names on Deed |
|---|---|
| Last Sale | Aug 3, 2022 · Amount on Record |
| Deed Sale | Aug 3, 2022 · Amount on Record |
| Deed Document Number | 202213766 |
| Deed Book / Page | 9142 / 297 |
| Record Updated | Oct 29, 2026 |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | COMANCHE OK |
| Recording Date | Aug 3, 2022 |
| Property Address | 13102 SHADOW RIDGE DR, ELGIN, OK 73538-2061 |
| Document Number | 009142/296 |
| Book / Page | 9142 / 296 |
| Instrument Date | Aug 3, 2022 |
| Instrument | 2022-013766 |
| Transaction Type | Subdivision Related Transfer |
| Record Updated | Dec 27, 2022 |
| Title Company | SOVEREIGN TITLE SERVICES |
| Amount | Amount Recorded |
|---|---|
| Downpayment | Downpayment on Record |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $489.00 |
| Amount Accuracy | Rounded by County |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Relationship | Joint Tenants with Right of Survivorship |
| Address | 13102 SHADOW RIDGE DR, ELGIN, OK 73538-2061 |
| Document Number | 2022013767 |
|---|---|
| Date | Aug 3, 2022 |
| Instrument | 2022-013767 |
| Name | USAA FSB |
|---|---|
| Type | Bank |
| Type | Stand-Alone First Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 361 Months |
| Due | Sep 1, 2052 |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | COMANCHE OK |
| Recording Date | Jan 6, 2022 |
| Property Address | 13102 SHADOW RIDGE DR, ELGIN, OK 73538-2061 |
| Document Number | 008971/313 |
| Book / Page | 8971 / 313 |
| Instrument Date | Jan 6, 2022 |
| Instrument | 2022-000234 |
| Transaction Type | Construction Loan |
| Record Updated | Dec 27, 2022 |
| Tax | $0.00 |
|---|---|
| Amount Accuracy | Transfer Tax Exempt |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Address | PO BOX 111, ELGIN, OK 73538-0111 |
Source: Comanche County assessment roll, as of January 20, 2026
| Type | Name |
|---|---|
| State | Oklahoma |
| County | Comanche County |
| Unified School District | Elgin Public Schools (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $38,862 (+2.25%) Land $10,125 Building $28,737 | $345,438 (+1.53%) Land $90,000 Building $255,438 | |
| 2025 | $3,845.00 | $38,008 (+5%) Land $5,625 Building $32,383 | $340,247 (+5.75%) Land $50,000 Building $290,247 |
| 2024 | $3,845.00 (+0.95%) | $36,198 (-0.73%) Land $5,625 Building $30,573 | $321,761 (-0.74%) Land $50,000 Building $271,761 |
| 2023 | $3,809.00 | $36,466 Land $3,375 Building $33,091 | $324,145 Land $30,000 Building $294,145 |
Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.
Source: FEMA National Flood Hazard Layer, effective November 27, 2025 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Nearby Flood Policies | 7 in force |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | High above 82% of the US · above 61% of Oklahoma |
|---|---|
| Wildfire Likelihood | 0.6% annual chance |
| Exposure | Direct burnable vegetation |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | ELGIN PWA serves 3,300 people · EPA ID OK2001610 |
|---|---|
| Water Source | Groundwater |
| Last State Inspection | Aug 2025 |
| Lead | Under 1 ppb (2025) action level 15 ppb |
Listed by EPA as a serious violator for missed monitoring and reporting.
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | Lead service line inventory Oct 2024 |
| Monitoring and Reporting | 65 last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 15 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| TDS Telecom Fiber | 1,000 / 1,000 |
| Southwest Oklahoma Telephone Company Fiber · Cable in parts of the area | 1,000 / 500 |
| Nextlink Fixed Wireless | 500 / 100 |
| Verizon Fixed Wireless | 300 / 20 |
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