13131 Sandy Pine Ln, Clermont, FL 34711 Property Records

Lake County property record for 13131 Sandy Pine Ln, Clermont, FL 34711

Property Summary

Property Type	Single Family Home
Details	4 bd · 3 ba · 2,678 sqft · built 2004
Lot Size	0.351 acres (15,296 sqft)
Owner	Individual Name on Record
Last Sale	$540,000 (May 2025)
Tax Bill	$3,906 (2024)
Deeds & Mortgages	Dec 2022 Line of Credit Sep 2020 Line of Credit + 2 more
Flood Zone	Zone X (minimal risk)
APN	`28-22-26-0736-000-91300`

Property Details

APN / Parcel Number

Primary APN	`28-22-26-0736-000-91300`
Alternative APN	`3816317`

Interior

Bedrooms	4 Beds
Full Baths	3 Baths
Stories	1 Story
Building Area	2,678 sqft Living Area
1st Floor Area	2,678 sqft
Fireplaces	1 Fireplace
Fireplace	Single

Exterior

Year Built	Built 2004
Effective Year Built	Effective 2023
Exterior Material	Brick Veneer
Construction Type	Masonry / Concrete Block
Foundation Type	Slab (Mat/Raft)
Roof Material	Shingle
Lot Area	15,296 sqft (0.351 acres)
Garage Type	Finished
Garage Area	680 sqft
Parking Spaces	2 Parking Spaces
Porch	Open Porch
Porch Area	377 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Forced Air
Heating Fuel	Electric

Location & Zoning

Account Number	3816317
Street Address	13131 SANDY PINE LN
City	CLERMONT
State	FL
Zip	34711-7644
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	GREATER PINES PHASE 9 PB 48 PG 80-81 LOT 913 ORB 6535 PG 2301
Legal Range	26E
Legal Township	22S
Legal Section	28
Legal Subdivision	GREATER PINES
Legal Phase	9
Legal Tract	736
Legal Lot Number	913
Jurisdiction	LAKE FL
Township / Civil Division	CLERMONT
Census Block Group	2
Census Block	2027
Census Tract	31315

Owner

Source: Lake County records, as of December 15, 2025

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on Record
Mailing Address	5163 LIGHTHOUSE RD, ORLANDO, FL 32808-1625
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Dec 7, 2022	Deed of Trust, Mortgage · Line of Credit PARTNERS FCU
Sep 1, 2020	Deed of Trust, Mortgage · Line of Credit PARTNERS FCU
Mar 20, 2019	Deed of Trust, Mortgage PARTNERS FCU
Aug 5, 2020	Deed of Trust, Mortgage · Conventional Mortgage PARTNERS FCU

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	May 29, 2025 · Amount on Record
Deed Sale	May 29, 2025 · Amount on Record
Prior Sale	Oct 6, 2004 · Amount on Record
Deed Document Number	2025066027
Deed Book / Page	6535 / 2301
Record Updated	Jun 8, 2026

December 2022: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	LAKE FL
Property Address	13131 SANDY PINE LN, CLERMONT, FL 34711-7644
Transaction Type	Mortgage
Record Updated	May 18, 2023

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	13131 SANDY PINE LN, CLERMONT, FL 34711-7644
Investor	Possibly a Property Investor

Mortgage

Document Number	0060621373
Date	Dec 7, 2022
Book Page	6062/1373
Instrument	2022156828

Lender

Name	PARTNERS FCU
Type	Credit Union
Address	ORLANDO, FL 32821

Agreement

Type	Line of Credit
Amount	Amount Recorded
Term	240 Months
Due	Dec 6, 2042

Interest

Rate Type	Adjustable Rate
Change Frequency	Monthly

September 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	LAKE FL
Property Address	13131 SANDY PINE LN, CLERMONT, FL 34711-7644
Transaction Type	Mortgage
Record Updated	Feb 7, 2021

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0055342099
Date	Sep 1, 2020
Book Page	5534/2099
Instrument	2020096129

Lender

Name	PARTNERS FCU
Type	Credit Union
Address	ORLANDO, FL 32821

Agreement

Type	Line of Credit
Amount	Amount Recorded
Term	240 Months
Due	Aug 31, 2040

Interest

Rate Type	Adjustable Rate
Change Frequency	Monthly

March 2019: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	LAKE FL
Property Address	13131 SANDY PINE LN, CLERMONT, FL 34711-7644
Transaction Type	Mortgage
Record Updated	Feb 5, 2021

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0052510553
Date	Mar 20, 2019
Book Page	5251/0553
Instrument	2019030243

Lender

Name	PARTNERS FCU
Type	Credit Union
Address	ORLANDO, FL 32821

Agreement

Amount	Amount Recorded
Term	240 Months
Due	Mar 27, 2039

August 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	LAKE FL
Property Address	13131 SANDY PINE LN, CLERMONT, FL 34711-7644
Transaction Type	Mortgage
Record Updated	Feb 5, 2021
Title Company	SOUTHERN TITLE

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0055170737
Date	Aug 5, 2020
Book Page	5517/737
Instrument	2020084019

Lender

Name	PARTNERS FCU
Type	Credit Union
Address	ORLANDO, FL 32821

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Aug 1, 2050

Tax Assessment & Valuation

Source: Lake County assessment roll, as of July 1, 2025

Property Jurisdictions

Type	Name
State	Florida
County	Lake County
Unified School District	Lake County School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025		$222,960 (+5.98%) Land $144,000 Building $78,960	$475,373 (+26.9%) Land $144,000 Building $331,373
2024	$3,906.00 (+9.57%)
2023	$3,565.00 (+8.56%) Homeowner's exemption	$210,370 (+3%)	$374,614 (-) Land $72,000 Building $302,614
2022	$3,284.00 Homeowner's exemption	$204,250	$374,614 Land $72,000 Building $302,614

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer, effective September 20, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Nearest Special Flood Hazard Area	Zone A, within 500 ft
Flood Insurance Requirement	Not required lenders may require it
Flood Insurance Cost	Premium on Record median of 14 policies
Community Rating System	Class 7 (15% premium discount)
Nearby Flood Policies	14 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · lower than 93% of Florida
Wildfire Likelihood	0.02% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	CLERMONT EAST WATER SYSTEM (2 WPS) serves 39,279 people · EPA ID FL3354779
Water Source	Groundwater
Last State Inspection	Apr 2023
Lead	Under 1 ppb (2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 98 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
AT&T Fiber	5,000 / 5,000
Spectrum Cable	1,000 / 35
Verizon Fixed Wireless	300 / 20

May also be available: T-Mobile.

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