13123 Sandy Pine Ln, Clermont, FL 34711 Property Records

Lake County property record for 13123 Sandy Pine Ln, Clermont, FL 34711

Property Summary

Property Type	Single Family Home
Details	4 bd · 3 ba · 3,162 sqft · built 2004
Lot Size	0.33 acres (14,380 sqft)
Owner	Individual Name on Record
Last Sale	$735,000 (Jul 2024)
Tax Bill	$6,913 (2024)
Deeds & Mortgages	Jun 2022 Mortgage Oct 2021 Sale & Mortgage + 1 more
Flood Zone	Zone X (minimal risk)
APN	`28-22-26-0736-000-91200`

Property Details

APN / Parcel Number

Primary APN	`28-22-26-0736-000-91200`
Alternative APN	`3816316`

Interior

Bedrooms	4 Beds
Full Baths	3 Baths
Stories	1 Story
Building Area	3,162 sqft Living Area
1st Floor Area	3,162 sqft

Exterior

Year Built	Built 2004
Effective Year Built	Effective 2023
Exterior Material	Brick Veneer
Construction Type	Masonry / Concrete Block
Foundation Type	Slab (Mat/Raft)
Roof Material	Shingle
Lot Area	14,380 sqft (0.33 acres)
Garage Type	Finished
Garage Area	620 sqft
Parking Spaces	2 Parking Spaces

Exterior Amenities

Pool Type	Pool with Hot Tub/Spa
Pool Area	336 sqft
Porch	Open Porch
Porch Area	385 sqft
Patio Area	649 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Forced Air
Heating Fuel	Electric

Location & Zoning

Account Number	3816316
Street Address	13123 SANDY PINE LN
City	CLERMONT
State	FL
Zip	34711-7644
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	GREATER PINES PHASE 9 PB 48 PG 80-81 LOT 912 ORB 6367 PG 1929
Legal Range	26E
Legal Township	22S
Legal Section	28
Legal Subdivision	GREATER PINES
Legal Phase	9
Legal Tract	736
Legal Lot Number	912
Jurisdiction	LAKE FL
Township / Civil Division	CLERMONT
Census Block Group	2
Census Block	2027
Census Tract	31315

Owner

Source: Lake County records, as of December 15, 2025

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on Record
Co-owner	Co-owner on Record
Mailing Address	13123 SANDY PINE LN, CLERMONT, FL 34711-7644
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Jun 1, 2022	Deed of Trust, Mortgage · Conventional Mortgage GUILD MORTGAGE CO
Oct 11, 2021	Warranty Deed, Transfer · Conventional Mortgage GUILD MORTGAGE CO
May 4, 2021	Warranty Deed, Transfer · Conventional Mortgage QUICKEN LOANS LLC

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Jul 18, 2024 · Amount on Record
Deed Sale	Jul 18, 2024 · Amount on Record
Prior Sale	Oct 11, 2021 · Amount on Record
Deed Document Number	2024084230
Deed Book / Page	6367 / 1929
Record Updated	Jun 8, 2026

June 2022: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	LAKE FL
Property Address	13123 SANDY PINE LN, CLERMONT, FL 34711-7644
Transaction Type	Mortgage
Record Updated	May 18, 2023

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	13123 SANDY PINE LN, CLERMONT, FL 34711-7644

Mortgage

Document Number	0059661563
Date	Jun 1, 2022
Book Page	5966/1563
Instrument	2022075718

Lender

Name	GUILD MORTGAGE CO
Type	Mortgage Company
Address	SAN DIEGO, CA 92111

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Jun 1, 2052

October 2021: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	LAKE FL
Recording Date	Oct 11, 2021
Property Address	13123 SANDY PINE LN, CLERMONT, FL 34711-7644
Document Number	0058121553
Book / Page	5812 / 1553
Map Reference	MB 48 PG 80-81
Instrument Date	Oct 4, 2021
Instrument	2021140290
Transaction Type	Transfer
Record Updated	May 18, 2023
Title Company	CONCIERGE TITLE SERVICES LLC

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$3,675.00
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	139 OKON DR, BEAVER FALLS, PA 15010-1124

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants with Right of Survivorship
Address	212 13TH ST NE, TIOGA, ND 58852-7151

Mortgage

Document Number	0058121555
Date	Oct 11, 2021
Instrument	5812/1555

Lender

Name	GUILD MORTGAGE CO
Type	Mortgage Company

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Nov 1, 2051

May 2021: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	LAKE FL
Recording Date	May 4, 2021
Property Address	13123 SANDY PINE LN, CLERMONT, FL 34711-7644
Document Number	0057012303
Book / Page	5701 / 2303
Map Reference	MB 48 PG 80&81
Instrument Date	Apr 27, 2021
Instrument	2021061537
Transaction Type	Transfer
Record Updated	May 18, 2023
Title Company	METES AND BOUND TITLE COMPANY, METES AND BOUNDS TITLE CO

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$3,150.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	3211 FIDDLEWOOD CT, CLERMONT, FL 34711-9567

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	13123 SANDY PINE LN, CLERMONT, FL 34711-7644

Mortgage

Document Number	0057012304
Date	May 4, 2021
Instrument	5701/2304

Lender

Name	QUICKEN LOANS LLC
Type	Mortgage Company

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	360 Months
Due	May 1, 2051

Tax Assessment & Valuation

Source: Lake County assessment roll, as of July 1, 2025

Property Jurisdictions

Type	Name
State	Florida
County	Lake County
Unified School District	Lake County School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025		$539,420 (+24.53%) Land $144,000 Building $395,420	$539,420 (+24.53%) Land $144,000 Building $395,420
2024	$6,913.00 (+5.96%)
2023	$6,524.00 (-4.77%) Homeowner's exemption	$433,176 (+0.04%)	$433,176 (+0.04%) Land $72,000 Building $361,176
2022	$6,851.00	$433,011	$433,011 Land $72,000 Building $361,011

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective September 20, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Nearest Special Flood Hazard Area	Zone A, within 500 ft
Flood Insurance Requirement	Not required lenders may require it
Flood Insurance Cost	Premium on Record median of 14 policies
Community Rating System	Class 7 (15% premium discount)
Nearby Flood Policies	14 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Moderate above 43% of the US · lower than 85% of Florida
Wildfire Likelihood	0.06% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	CLERMONT EAST WATER SYSTEM (2 WPS) serves 39,279 people · EPA ID FL3354779
Water Source	Groundwater
Last State Inspection	Apr 2023
Lead	Under 1 ppb (2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 98 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
AT&T Fiber	5,000 / 5,000
Spectrum Cable	1,000 / 35
Verizon Fixed Wireless	300 / 20

May also be available: T-Mobile.

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