Pinellas County property record for 1313 Whisper Dr, Largo, FL 33770
| Property Type | Single Family Home |
|---|---|
| Details | 3 bd · 2 ba · 1,483 sqft · built 1980 |
| Lot Size | 0.178 acres (7,749 sqft) |
| Owner | Individual Name on Record |
| Last Sale | $425,000 (Sep 2026) |
| Tax Bill | $2,966 (2025) |
| Deeds & Mortgages | Sep 2026 Sale & Mortgage Jul 2021 Line of Credit |
| Flood Zone | Zone X (minimal risk) |
| APN | C62-000-747-0350-5 |
| Primary APN | C62-000-747-0350-5 |
|---|---|
| Alternative APNs |
|
| Bedrooms | 3 Beds |
|---|---|
| Full Baths | 2 Baths |
| Plumbing Fixtures | 6 Plumbing Fixtures |
| Stories | 1 Story |
| Building Area | 1,483 sqft Living Area |
| Gross Area | 2,073 sqft |
| 1st Floor Area | 1,483 sqft |
| Flooring | Carpet |
| Interior Walls | Composition |
| Year Built | Built 1980 |
|---|---|
| Effective Year Built | Effective 1997 |
| Architectural Style | Custom Design |
| Exterior Material | Brick/Concrete Block Stucco |
| Construction Type | Masonry / Concrete Block |
| Foundation Type | Footing |
| Roof Type | Gable/Hip |
| Roof Material | Other |
| Lot Area | 7,749 sqft (0.178 acres) |
| Lot Dimensions | 101 ft deep x 75 ft wide |
| Garage Type | Attached |
| Garage Area | 500 sqft |
| Parking Spaces | 2 Parking Spaces |
| Porch | Slab |
| Porch Area | 90 sqft |
| Cooling System | Central |
|---|---|
| Heating System | Central |
| Account Number | R284600 |
|---|---|
| Street Address | 1313 WHISPER DR |
| City | LARGO |
| State | FL |
| Zip | 33770-1645 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Description | LARGO HIGHLANDS PHASE II LOT 83 |
| Legal Range | 15E |
| Legal Township | 29S |
| Legal Section | 26 |
| Legal Subdivision | LARGO HIGHLANDS PHASE II |
| Legal Phase | 2 |
| Legal Tract | 50136 |
| Legal Lot Number | 83 |
| Jurisdiction | PINELLAS FL |
| Township / Civil Division | CLEARWATER |
| Census Block Group | 2 |
| Census Block | 2000 |
| Census Tract | 25507 |
Source: Pinellas County records, as of October 13, 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | Individual Name on Record |
|---|---|
| Mailing Address | 1313 WHISPER DR, LARGO, FL 33770-1645 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Vesting | Single |
| Date | Document |
|---|---|
| Sep 11, 2026 | Warranty Deed, Transfer · VA Mortgage CMG MORTGAGE INC |
| Jul 23, 2021 | Deed of Trust, Mortgage · Line of Credit ACHIEVA CU |
| Deed Names | Name on Deed |
|---|---|
| Last Sale | Sep 11, 2026 · Amount on Record |
| Deed Sale | Sep 11, 2026 · Amount on Record |
| Prior Sale | Jun 21, 2016 · Amount on Record |
| Deed Document Number | 2026243642 |
| Deed Book / Page | 23690 / 311 |
| Prior Transfer Date | Nov 3, 1994 |
| Prior Transfer Doc | 8832002134 |
| Record Updated | Oct 29, 2026 |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | PINELLAS FL |
| Recording Date | Sep 11, 2026 |
| Property Address | 1313 WHISPER DR, LARGO, FL 33770-1645 |
| Document Number | 0000243642 |
| Book / Page | 23690 / 311 |
| Instrument Date | Sep 4, 2026 |
| Instrument | 2026243642 |
| Transaction Type | Transfer |
| Record Updated | Sep 25, 2026 |
| Title Company | PLATINUM NATIONAL TITLE LLC, PLATINUM NATIONAL TITLE |
| Amount | Amount Recorded |
|---|---|
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $300,475.00 |
| Amount Accuracy | Full Amount Stated |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Address | 1313 WHISPER DR, LARGO, FL 33770-1645 |
| Document Number | 0000243643, |
|---|---|
| Date | Sep 11, 2026 |
| Instrument | 2026243643 |
| Name | CMG MORTGAGE INC |
|---|
| Type | VA Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 360 Months |
| Due | Oct 1, 2056 |
| Rate Type | Adjustable Rate |
|---|---|
| Initial Type | Adjustable Rate |
| Adjustable | Adjustable Rate Rider |
| Max Rate | -1% |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | PINELLAS FL |
| Property Address | 1313 WHISPER DR, LARGO, FL 33770-1645 |
| Transaction Type | Mortgage |
| Record Updated | Aug 9, 2021 |
| Name | Verified Name |
|---|---|
| Address | 1313 WHISPER DR, LARGO, FL 33770-1645 |
| Document Number | 0216401069 |
|---|---|
| Date | Jul 23, 2021 |
| Book Page | 21640/1069 |
| Instrument | 2021242463 |
| Name | ACHIEVA CU |
|---|---|
| Type | Credit Union |
| Address | DUNEDIN, FL 34697 |
| Type | Line of Credit |
|---|---|
| Amount | Amount Recorded |
| Term | 300 Months |
| Due | Jul 27, 2046 |
| Rate Type | Adjustable Rate |
|---|---|
| Change Frequency | Monthly |
Source: Pinellas County assessment roll, as of December 2, 2025
| Type | Name |
|---|---|
| State | Florida |
| County | Pinellas County |
| Municipality | Largo City |
| Unified School District | Pinellas County School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $2,966.00 (+8.13%) | $198,436 (+5.99%) | $374,429 (+0.42%) Land $113,787 Building $260,642 |
| 2023 | $2,743.00 (+3.28%) Homeowner's exemption | $187,227 (+3%) | $372,849 (+24.02%) Land $167,396 Building $205,453 |
| 2022 | $2,656.00 Homeowner's exemption | $181,774 | $300,640 Land $153,355 Building $147,285 |
Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.
Source: FEMA National Flood Hazard Layer, effective April 12, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Flood Insurance Cost | Premium on Record median of 16 policies |
| Community Rating System | Class 6 (20% premium discount) |
| Nearby Flood Policies | 16 in force |
| Nearby Flood Claims | 1 (2024) |
| Claims Outside the SFHA | 1 of 1 |
| Most Recent Claim | Sep 2024 · Hurricane Helene |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Not rated no burnable land within ember reach |
|---|
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | PINELLAS COUNTY UTILITIES serves 506,353 people · EPA ID FL6521405 |
|---|---|
| Water Source | Purchased surface water from several systems |
| Last State Inspection | Mar 2023 |
| Lead | Under 1 ppb (2020) action level 15 ppb |
Listed by EPA as a serious violator for missed monitoring and reporting.
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | 17 last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 561 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Frontier Fiber | 7,000 / 7,000 |
| WOW Internet, Cable & Phone Cable | 1,200 / 50 |
| Spectrum Cable | 1,000 / 1,000 |
| Verizon Fixed Wireless | 300 / 20 |
| Starlink Satellite | 280 / 30 |
| T-Mobile Fixed Wireless | 100 / 20 |
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