Pinellas County property record for 1242 Whisper Dr, Largo, FL 33770
| Property Type | Single Family Home |
|---|---|
| Details | 3 bd · 3 ba · 1,598 sqft · built 1979 |
| Lot Size | 0.173 acres (7,549 sqft) |
| Owner | Company Name on File |
| Last Sale | $580,000 (Jul 2026) |
| Tax Bill | $8,877 (2025) |
| Deeds & Mortgages | Jul 2026 Sale & Mortgage Nov 2022 Sale & Mortgage + 2 more |
| Flood Zone | Zone X (minimal risk) |
| APN | C62-000-747-0319-0 |
| Primary APN | C62-000-747-0319-0 |
|---|---|
| Alternative APNs |
|
| Bedrooms | 3 Beds |
|---|---|
| Full Baths | 3 Baths |
| Half Baths | 1 Half Bath |
| Plumbing Fixtures | 9 Plumbing Fixtures |
| Stories | 1 Story |
| Building Area | 1,598 sqft Living Area |
| Gross Area | 3,128 sqft |
| 1st Floor Area | 1,598 sqft |
| Flooring | Carpet |
| Interior Walls | Composition |
| Year Built | Built 1979 |
|---|---|
| Effective Year Built | Effective 1993 |
| Architectural Style | Custom Design |
| Exterior Material | Brick/Concrete Block Stucco |
| Construction Type | Masonry / Concrete Block |
| Foundation Type | Footing |
| Roof Type | Gable/Hip |
| Roof Material | Other |
| Lot Area | 7,549 sqft (0.173 acres) |
| Lot Dimensions | 107 ft deep x 70 ft wide |
| Garage Type | Attached |
| Garage Area | 440 sqft |
| Parking Spaces | 2 Parking Spaces |
| Porch | Patio |
| Porch Area | 1,090 sqft |
| Deck Area | Deck Area |
| Cooling System | Central |
|---|---|
| Heating System | Central |
| Account Number | R284569 |
|---|---|
| Street Address | 1242 WHISPER DR |
| City | LARGO |
| State | FL |
| Zip | 33770-1657 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Description | LARGO HIGHLANDS PHASE I LOT 52 |
| Legal Range | 15E |
| Legal Township | 29S |
| Legal Section | 26 |
| Legal Subdivision | LARGO HIGHLANDS PHASE I |
| Legal Phase | 1 |
| Legal Tract | 50135 |
| Legal Lot Number | 52 |
| Jurisdiction | PINELLAS FL |
| Township / Civil Division | CLEARWATER |
| Census Block Group | 2 |
| Census Block | 2002 |
| Census Tract | 25507 |
1242 Whisper Dr is owned by a company that bought it in July 2026.
Source: Pinellas County records, as of October 13, 2026
| Owner of Record | Company Name on File |
|---|---|
| Mailing Address | 4983 JENKINS PL, DUBLIN, CA 94568-7250 |
| Owner Type | Company |
| Vesting | Limited Liability Partnership |
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Date | Document |
|---|---|
| Jul 23, 2026 | Warranty Deed, Transfer · Conventional Mortgage JPMORGAN CHASE BANK |
| Nov 2, 2022 | Warranty Deed, Transfer · Conventional Mortgage T2 FINANCIAL LLC |
| Jun 10, 2022 | Warranty Deed, Transfer · Conventional Mortgage NEXERA HOLDING LLC |
| May 26, 2017 | Deed of Trust, Mortgage · Commercial Mortgage REGIONS BANK |
| Deed Names | Name on Deed |
|---|---|
| Last Sale | Jul 23, 2026 · Amount on File |
| Deed Sale | Jul 23, 2026 · Amount on File |
| Prior Sale | Nov 2, 2022 · Amount on File |
| Deed Document Number | 2026196866 |
| Deed Book / Page | 23637 / 393 |
| Record Updated | Oct 29, 2026 |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | PINELLAS FL |
| Recording Date | Jul 23, 2026 |
| Property Address | 1242 WHISPER DR, LARGO, FL 33770-1657 |
| Document Number | 0000196866 |
| Book / Page | 23637 / 393 |
| Instrument Date | Jul 21, 2026 |
| Instrument | 2026196866 |
| Transaction Type | Transfer |
| Record Updated | Sep 21, 2026 |
| Title Company | TIME TO CLOSE TITLE |
| Amount | Amount on Record |
|---|---|
| Downpayment | Downpayment on Record |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $410,060.00 |
| Amount Accuracy | Calculated from Transfer Tax |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Relationship | Limited Liability Partnership |
| Address | 4983 JENKINS PL, DUBLIN, CA 94568-7250 |
| Document Number | 0000196867, |
|---|---|
| Date | Jul 23, 2026 |
| Instrument | 2026196867 |
| Name | JPMORGAN CHASE BANK |
|---|
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 360 Months |
| Due | Aug 1, 2056 |
| Rate Type | Fixed Rate |
|---|---|
| Initial Type | Fixed Rate |
| Max Rate | -1% |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | PINELLAS FL |
| Recording Date | Nov 2, 2022 |
| Property Address | 1242 WHISPER DR, LARGO, FL 33770-1657 |
| Document Number | 0222510499 |
| Book / Page | 22251 / 499 |
| Map Reference | MB 80 PG 9 |
| Instrument Date | Oct 18, 2022 |
| Instrument | 2022319143 |
| Transaction Type | Transfer |
| Record Updated | Dec 6, 2022 |
| Title Company | ATTORNEY ONLY, ATTORNEY |
| Amount | Amount on Record |
|---|---|
| Downpayment | Downpayment on Record |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $4,375.00 |
| Amount Accuracy | Full Amount Stated |
| Additional |
|
| Name | Verified Name |
|---|---|
| Address | 29 VIA ALTIERO SPINELLI #2929, 29, ITALY XX |
| Name | Verified Name |
|---|---|
| Address | 1242 WHISPER DR, LARGO, FL 33770-1657 |
| Document Number | 0022251503 |
|---|---|
| Date | Nov 2, 2022 |
| Instrument | 22251/503 |
| Name | T2 FINANCIAL LLC |
|---|---|
| Type | Non-Lending Institution |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 360 Months |
| Due | Nov 1, 2052 |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | PINELLAS FL |
| Recording Date | Jun 10, 2022 |
| Property Address | 1242 WHISPER DR, LARGO, FL 33770-1657 |
| Document Number | 0220970323 |
| Book / Page | 22097 / 323 |
| Map Reference | MB 80 PG 9 |
| Instrument Date | May 27, 2022 |
| Instrument | 2022182958 |
| Transaction Type | Transfer |
| Record Updated | Jul 4, 2022 |
| Title Company | INTEGRITY TITLE AND GUARANTY, INTEGRITY TTL & GUARANTY AGC |
| Amount | Amount on Record |
|---|---|
| Downpayment | Downpayment on Record |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $3,570.00 |
| Amount Accuracy | Rounded by County |
| Additional |
|
| Name | Verified Name |
|---|---|
| Address | 930 CHATHAM WAY, 930, PALM HARBOR, FL 34683-6005 |
| Name | Verified Name |
|---|---|
| Address | 29 VIA ALTIERO SPINELLI, ITALY XX |
| Document Number | 0022097326 |
|---|---|
| Date | Jun 10, 2022 |
| Instrument | 22097/326 |
| Name | NEXERA HOLDING LLC |
|---|---|
| Type | Mortgage Company |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 360 Months |
| Due | Jun 1, 2052 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | PINELLAS FL |
| Property Address | 1242 WHISPER DR, LARGO, FL 33770-1657 |
| Transaction Type | Mortgage |
| Record Updated | Feb 5, 2021 |
| Name | Verified Name |
|---|
| Document Number | 0196432556 |
|---|---|
| Date | May 26, 2017 |
| Book Page | 19643/2556 |
| Instrument | 2017164667 |
| Name | REGIONS BANK |
|---|---|
| Type | Bank |
| Address | BIRMINGHAM, AL 35211 |
| Type | Commercial Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 360 Months |
| Due | May 11, 2047 |
| Rate Type | Adjustable Rate |
|---|---|
| Change Frequency | Monthly |
The 2025 property tax bill for 1242 Whisper Dr was $8,877.
Source: Pinellas County assessment roll, as of December 2, 2025
| Type | Name |
|---|---|
| State | Florida |
| County | Pinellas County |
| Municipality | Largo City |
| Unified School District | Pinellas County School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $8,877.00 | $467,553 Land $111,746 Building $355,807 | $467,553 Land $111,746 Building $355,807 |
| 2023 | $8,656.00 (+350.36%) | $457,739 (+218.52%) | $457,739 (+49.93%) Land $166,411 Building $291,328 |
| 2022 | $1,922.00 Homeowner's exemption Widower's exemption | $143,708 | $305,303 Land $142,925 Building $162,378 |
Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.
FEMA maps place 1242 Whisper Dr in Zone X, an area of minimal flood risk, though there have been 1 flood claim nearby since 2024.
Source: FEMA National Flood Hazard Layer, effective April 12, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Flood Insurance Cost | Premium on File median of 16 policies |
| Community Rating System | Class 6 (20% premium discount) |
| Nearby Flood Policies | 16 in force |
| Nearby Flood Claims | 1 (2024) |
| Claims Outside the SFHA | 1 of 1 |
| Most Recent Claim | Sep 2024 · Hurricane Helene |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
The area around 1242 Whisper Dr has no burnable land within ember reach, so its wildfire risk is not rated.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Not rated no burnable land within ember reach |
|---|
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | PINELLAS COUNTY UTILITIES serves 506,353 people · EPA ID FL6521405 |
|---|---|
| Water Source | Purchased surface water from several systems |
| Last State Inspection | Mar 2023 |
| Lead | Under 1 ppb (2020) action level 15 ppb |
Listed by EPA as a serious violator for missed monitoring and reporting.
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | 17 last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 561 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Frontier Fiber | 7,000 / 7,000 |
| WOW Internet, Cable & Phone Cable | 1,200 / 50 |
| Spectrum Cable | 1,000 / 1,000 |
| Verizon Fixed Wireless | 300 / 20 |
| Starlink Satellite | 280 / 30 |
| T-Mobile Fixed Wireless | 100 / 20 |
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