1313 Valley Rd, Crestview, FL 32539 Property Records

Okaloosa County property record for 1313 Valley Rd, Crestview, FL 32539

Property Summary

Property TypeSingle Family Home
Details3 bd · 2 ba · 1,111 sqft · built 1979
Lot Size0.393 acres (17,156 sqft)
OwnerIndividual Name on File
Last Sale$216,000 (Dec 2022)
Tax Bill$1,549 (2025)
Deeds & MortgagesMar 2024 Mortgage
Dec 2022 Sale & Mortgage
Flood ZoneZone X (minimal risk)
APNC56-000-592-0410-7

Property Details

APN / Parcel Number

Primary APNC56-000-592-0410-7
Alternative APN
  • 04-3N-23-0000-0007-0010

Interior

Bedrooms3 Beds
Full Baths2 Baths
Stories1 Story
Building Area1,111 sqft Heated Area
Gross Area1,527 sqft
1st Floor Area1,111 sqft
Interior WallsWallboard/Drywall

Exterior

Year BuiltBuilt 1979
Exterior MaterialBrick
Roof TypeGable/Hip
Roof MaterialWood
Lot Area17,156 sqft (0.393 acres)
Lot Width80 ft Width
PorchEnclosed Porch
Porch Area308 sqft

Utilities, Heating & Cooling

Cooling SystemCentral
Heating SystemForced Air

Location & Zoning

Street Address1313 VALLEY RD
CityCRESTVIEW
StateFL
Zip32539-8908
Property CategoryResidential
Property TypeResidential > Single Family > Home
Legal DescriptionBEG 619.7 FT E & 579.94 FT S OF NW COR OF SE1/4 S80.48 FT W219.81 FT N80.48 FT E219.81 FT TO BEG AS OR 1150-1787
Legal Range23
Legal Township03N
Legal Section04
JurisdictionOKALOOSA FL
Township / Civil DivisionCRESTVIEW
Census Block Group1
Census Block1005
Census Tract20400

Owner

Source: Okaloosa County assessment roll, as of July 1, 2025

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of RecordIndividual Name on File
Mailing Address1313 VALLEY RD, CRESTVIEW, FL 32539-8908
OccupancyOwner Occupied
Owner TypeIndividual

Deeds, Mortgages & Sale History

DateDocument
Mar 14, 2024Deed of Trust, Mortgage · VA Mortgage
SWIFT HOME LOANS INC
Dec 6, 2022Warranty Deed, Transfer · VA Mortgage
MORTGAGE RESEARCH CENTER LLC

Assessor's Deed Record

Deed NamesVerified Name on Deed
Last SaleDec 6, 2022 · Amount on Record
Deed SaleDec 6, 2022 · Amount on Record
Prior SaleJan 24, 2013 · Amount on Record
Deed Document Number3594449
Deed Book / Page3653 / 3763
Record UpdatedJun 8, 2026

March 2024: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionOKALOOSA FL
Property Address1313 VALLEY RD, CRESTVIEW, FL 32539-8908
Transaction TypeMortgage
Record UpdatedApr 9, 2024

Transferred To (Grantee/Buyer)

NameVerified Name
Address1313 VALLEY RD, CRESTVIEW, FL 32539-8908

Mortgage

Document Number0003676370
DateMar 14, 2024
Instrument3676370
Lender
NameSWIFT HOME LOANS INC
TypeMortgage Company
AddressBIRMINGHAM, MI 48009
Agreement
TypeVA Mortgage
AmountAmount Recorded
Term360 Months
DueMar 1, 2054

December 2022: Warranty Deed, Transfer

Document TypeWarranty Deed
JurisdictionOKALOOSA FL
Recording DateDec 6, 2022
Property Address1313 VALLEY RD, CRESTVIEW, FL 32539-8908
Document Number0036533763
Book / Page3653 / 3763
Instrument DateDec 2, 2022
Instrument3594449
Transaction TypeTransfer
Record UpdatedDec 30, 2022
Title CompanySUNBELT TITLE (AGENCY), SUNBELT TITLE AGENCY

Transaction

AmountAmount Recorded
Loan-to-Value (LTV)LTV on Record
Tax$1,512.00
Amount AccuracyRounded by County
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name
Address1313 VALLEY RD, CRESTVIEW, FL 32539-8908

Transferred To (Grantee/Buyer)

NameVerified Name
Address1313 VALLEY RD, CRESTVIEW, FL 32539-8908

Mortgage

Document Number0036533766
DateDec 6, 2022
Instrument3653/3766
Lender
NameMORTGAGE RESEARCH CENTER LLC
TypeMortgage Company
Agreement
TypeVA Mortgage
AmountAmount Recorded
Term361 Months
DueJan 1, 2053

Tax Assessment & Valuation

Source: Okaloosa County assessment roll, as of July 1, 2025

Property Jurisdictions

TypeName
StateFlorida
CountyOkaloosa County
Unified School DistrictOkaloosa County School District (PK - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2025$1,549.00 (+5.37%)$149,764 (+5.86%) Land $41,195 Building $108,569$149,764 (+5.86%) Land $41,195 Building $108,569
2023$1,470.00 (+11.62%)$141,470 (+6.57%) Land $21,949 Building $119,521$141,470 (+6.57%) Land $21,949 Building $119,521
2022$1,317.00$132,743 Land $20,513 Building $112,230$132,743 Land $20,513 Building $112,230

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective March 8, 2021 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood ZoneZone X
minimal risk
Flood Insurance RequirementNot required
lenders may require it
Community Rating SystemClass 5 (25% premium discount)
Nearby Flood Policies3 in force
Nearby Flood Claims3 (2008–2010)
Claims Outside the SFHA3 of 3
Most Recent ClaimFeb 2010 · other causes

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskModerate
above 46% of the US · lower than 82% of Florida
Wildfire Likelihood0.1% annual chance
ExposureDirect
burnable vegetation at the parcel

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water SystemAUBURN WATER SYSTEM
public/private · serves 22,903 people · EPA ID FL1460035
Water SourceGroundwater
Last State InspectionJun 2024
Lead2 ppb (2023)
action level 15 ppb

Violations Reported to EPA

Water QualityNone
last 10 years
Treatment and ProcedureNone
last 10 years
Monitoring and ReportingNone
last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 65 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
LiveOak Fiber
Fiber
5,000 / 5,000
AT&T
Fiber
5,000 / 5,000
Cox Communications
Cable
2,000 / 35
Verizon
Fixed Wireless
300 / 20
T-Mobile USA
Fixed Wireless
100 / 20

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