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1308 Valley Rd, Crestview, FL 32539 Property Records

Okaloosa County property record for 1308 Valley Rd, Crestview, FL 32539 · Last verified April 2026

Property Summary

Property TypeSingle Family Home
Details3 bd · 1.5 ba · 1,440 sqft · built 1978
Lot Size0.443 acres (19,278 sqft)
Owner2 Individual Names on File
Tax Bill$1,864 (2025)
Deeds & MortgagesJul 2021 Mortgage
Feb 2020 Mortgage
+ 1 more
Flood ZoneZone X (minimal risk)
APNC56-000-592-0993-2

Property Details

APN / Parcel Number

Primary APNC56-000-592-0993-2
Alternative APNs
  • 04-3N-23-3000-000E-0040
  • 23N3043000000E0040

Interior

Bedrooms3 Beds
Full Baths1.5 Baths
Half Baths1 Half Bath
Stories1 Story
Building Area1,440 sqft Living Area
Gross Area1,811 sqft
1st Floor Area1,440 sqft
FlooringTile
Interior WallsPaneling

Exterior

Year BuiltBuilt 1978
Effective Year BuiltEffective 1978
Exterior MaterialBrick
Roof TypeGable/Hip
Roof MaterialMetal
Lot Area19,278 sqft (0.443 acres)
Lot Width100 ft Width
PorchFlorida Room
Porch Area299 sqft
Shed1 Shed

Utilities, Heating & Cooling

Cooling SystemCentral
Heating SystemForced Air with A/C

Location & Zoning

Street Address1308 VALLEY RD
CityCRESTVIEW
StateFL
Zip32539-8907
Property CategoryResidential
Property TypeResidential > Single Family > Home
Legal DescriptionADAMS POWELL EAST LOTS 4 BLK E
Legal Range23W
Legal Township03N
Legal Section04
Legal SubdivisionADAMS POWELL EAST
Legal BlockE
Legal Lot Number4
JurisdictionOKALOOSA FL
Township / Civil DivisionCRESTVIEW
Census Block Group4
Census Block4008
Census Tract20400

Owner

Source: Okaloosa County records · APN C56-000-592-0993-2

Assessment roll updated December 31, 2025 · Last verified April 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record2 Individual Names on File
Mailing Address1308 VALLEY RD, CRESTVIEW, FL 32539-8907
OccupancyOwner Occupied
Owner TypeIndividual

Deeds, Mortgages & Sale History

DateDocument
Jul 08, 2021Deed of Trust, Mortgage · Conventional Mortgage
ROYAL UNITED MORTGAGE LLC
Feb 25, 2020Deed of Trust, Mortgage · Conventional Mortgage
ROYAL UNITED MORTGAGE LLC
Jul 01, 2020Deed of Trust, Mortgage · Conventional Mortgage
ROYAL UNITED MORTGAGE LLC

Assessor's Deed Record

Deed Names2 Verified Names on Deed
Last Transfer DateMar 29, 2021
Transfer Doc0035374237
Record UpdatedJun 08, 2026

July 2021: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionOKALOOSA FL
Property Address1308 VALLEY RD, CRESTVIEW, FL 32539-8907
Transaction TypeMortgage
Record UpdatedAug 03, 2021
Title CompanyTIMIOS INC

Transferred To (Grantee/Buyer)

NameVerified Name
Address1308 VALLEY RD, CRESTVIEW, FL 32539-8907

Mortgage

Document Number0035591167
DateJul 08, 2021
Book Page3559/1167
Instrument3470226
Lender
NameROYAL UNITED MORTGAGE LLC
TypeMortgage Company
AddressINDIANAPOLIS, IN 46250
Agreement
TypeConventional Mortgage
AmountAmount Recorded
Term240 Months
DueJul 01, 2041

February 2020: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionOKALOOSA FL
Property Address1308 VALLEY RD, CRESTVIEW, FL 32539-8907
Transaction TypeMortgage
Record UpdatedFeb 05, 2021

Transferred To (Grantee/Buyer)

NameVerified Name

Mortgage

Document Number0034454623
DateFeb 25, 2020
Book Page3445/4623
Instrument3339786
Lender
NameROYAL UNITED MORTGAGE LLC
TypeMortgage Company
AddressINDIANAPOLIS, IN 46250
Agreement
TypeConventional Mortgage
AmountAmount Recorded
Term241 Months
DueMar 01, 2040

July 2020: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionOKALOOSA FL
Property Address1308 VALLEY RD, CRESTVIEW, FL 32539-8907
Transaction TypeMortgage
Record UpdatedFeb 05, 2021

Transferred To (Grantee/Buyer)

NameVerified Name

Mortgage

Document Number0034722498
DateJul 01, 2020
Book Page3472/2498
Instrument3369805
Lender
NameROYAL UNITED MORTGAGE LLC
TypeMortgage Company
AddressINDIANAPOLIS, IN 46250
Agreement
TypeConventional Mortgage
AmountAmount Recorded
Term180 Months
DueJul 01, 2035

Tax Assessment & Valuation

Source: Okaloosa County records · Assessment roll updated December 31, 2025 · Last verified April 2026

Property Jurisdictions

TypeName
StateFlorida
CountyOkaloosa County
Unified School DistrictOkaloosa County School District (PK - 12)

Tax Bill & Assessment History

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

YearTax BillAssessed ValueAssessed Market Value
2025$1,864.00 (+187.65%)$182,913 (+88.78%) Land $25,835 Building $157,078$182,913 (-4.42%) Land $25,835 Building $157,078
2023$648.00 (-2.99%) Homeowner's exemption Widower's exemption$96,892 (+3%)$191,370 (+8.15%) Land $21,949 Building $169,421
2022$668.00 Homeowner's exemption Widower's exemption$94,070$176,941 Land $20,513 Building $156,428

Flood & Wildfire

Source: FEMA National Flood Hazard Layer, Okaloosa County (12091C), updated March 8, 2021 · FEMA OpenFEMA NFIP redacted claims and policies, census block group 120910204004, refreshed September 2026 · USDA Forest Service Wildfire Risk to Communities, 2nd edition (2024), fuels as of 2020 · Last verified October 2026

Flood

FEMA Flood ZoneZone X
Special Flood Hazard AreaNo
Flood HazardMinimal
500-Year FloodplainNo
Flood Insurance CostPremium on Record
median of 5 individual NFIP policies nearby
Community Rating SystemClass 5 (25% premium discount)
Nearby Flood Policies5 in force
5 of 5 on primary residences

Wildfire

Wildfire RiskModerate
above 45% of the US · above 15% of Florida
Wildfire LikelihoodAbout 1 in 1,042 per year
ExposureIndirect
within ember reach
Adjoins Burnable LandYes

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

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