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1313 Thunder Spring Dr, Chula Vista, CA 91915 Property Records

San Diego County property record for 1313 Thunder Spring Dr, Chula Vista, CA 91915

Property Summary

Property TypeSingle Family Home
Details4 bd · 2.5 ba · 1,911 sqft · built 2001
Lot Size0.79 acres (3,423 sqft)
Owner2 Individual Names on Record
Last Sale$540,000 (May 2016)
Tax Bill$8,776 (2025)
Deeds & MortgagesDec 2021 Mortgage
Oct 2019 Mortgage
Flood ZoneZone X (minimal risk)
APN643-300-09-00

Property Details

APN / Parcel Number

Primary APN643-300-09-00

Interior

Bedrooms4 Beds
Full Baths2.5 Baths
Half Baths1 Half Bath
Building Area1,911 sqft Living Area

Exterior

Year BuiltBuilt 2001
Effective Year BuiltEffective 2001
Lot Area3,423 sqft (0.79 acres)
Parking Spaces2 Parking Spaces

Location & Zoning

Street Address1313 THUNDER SPRING DR
CityCHULA VISTA
StateCA
Zip91915-1507
Property CategoryResidential
Property TypeResidential > Single Family > Home
Local Zoning CodePC4RP13
Legal DescriptionLOT 149 TR 013812
Legal SubdivisionCHULA VISTA TERRACE
Legal Tract013812
Legal Block2
Legal Lot Number149
JurisdictionSAN DIEGO CA
Township / Civil DivisionSAN DIEGO
Census Block Group2
Census Block2011
Census Tract13319

Owner

Source: San Diego County records, as of July 28, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record2 Individual Names on Record
Mailing Address1313 THUNDER SPRING DR, CHULA VISTA, CA 91915-1507
OccupancyOwner Occupied
Owner TypeIndividual

Deeds, Mortgages & Sale History

DateDocument
Dec 20, 2021Deed of Trust, Mortgage · Conventional Mortgage
HOME POINT FINANCIAL CORPORATION
Oct 16, 2019Deed of Trust, Mortgage · Conventional Mortgage
PROVIDENT FUNDING ASSOCIATES LP

Assessor's Deed Record

Deed Names2 Names on Deed
Last SaleMay 24, 2016 · Amount on Record
Deed SaleMay 24, 2016 · Amount on Record
Prior SaleDec 18, 2015 · Amount on Record
Deed Document Number2016253439
Prior Transfer DateApr 7, 2014
Prior Transfer Doc0000150189
Record UpdatedOct 29, 2026

December 2021: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionSAN DIEGO CA
Property Address1313 THUNDER SPRING DR, CHULA VISTA, CA 91915-1507
Transaction TypeMortgage
Record UpdatedDec 30, 2021
Title CompanyCHICAGO TITLE COMPANY

Transferred To (Grantee/Buyer)

NameVerified Name
Address1313 THUNDER SPRING DR, CHULA VISTA, CA 91915-1507

Mortgage

Document Number0000855284
DateDec 20, 2021
Instrument2021-0855284
Lender
NameHOME POINT FINANCIAL CORPORATION
TypeMortgage Company
AddressANN ARBOR, MI 48105
Agreement
TypeConventional Mortgage
AmountAmount Recorded
Term361 Months
DueJan 1, 2052

October 2019: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionSAN DIEGO CA
Property Address1313 THUNDER SPRING DR, CHULA VISTA, CA 91915-1507
Transaction TypeMortgage
Record UpdatedFeb 5, 2021
Title CompanyFIRST AMERICAN TITLE

Transferred To (Grantee/Buyer)

NameVerified Name

Mortgage

Document Number0000465476
DateOct 16, 2019
Instrument2019-0465476
Lender
NamePROVIDENT FUNDING ASSOCIATES LP
TypeMortgage Company
AddressSAN DIEGO, CA 92101
Agreement
TypeConventional Mortgage
AmountAmount Recorded
Term361 Months
DueNov 1, 2049

Tax Assessment & Valuation

Source: San Diego County assessment roll, as of July 28, 2026

Property Jurisdictions

TypeName
StateCalifornia
CountySan Diego County
MunicipalityChula Vista City
Elementary School DistrictChula Vista Elementary School District (KG - 06)
Secondary School DistrictSweetwater Union High School District (07 - 12)

Tax Bill & Assessment History

YearTax BillAssessed Value
2026$652,023 (+2%) Land $378,458 Building $273,565
2025$8,776.00 (+5.44%) Homeowner's exemption$639,239 (+4.04%) Land $371,038 Building $268,201
2023$8,323.00 (+3.4%) Homeowner's exemption$614,419 Land $356,631 Building $257,788
2022$8,049.00

Assessed value is set for property tax purposes and is not a market price estimate.

Flood

Source: FEMA National Flood Hazard Layer, effective September 3, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood ZoneZone X
minimal risk
Flood Insurance RequirementNot required
lenders may require it
Nearby Flood Policies1 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskLow
lower than 80% of the US · lower than 88% of California
Wildfire Likelihood0.01% annual chance
ExposureNone
beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water SystemBarona North
tribal government · serves 1,171 people · EPA ID 090600118
Water SourceGroundwater
Last State InspectionAug 2023
Also Mapped HereOTAY WATER DISTRICT, SAN DIEGO COUNTY WATER AUTHORITY
Lead4 ppb (2023–2025)
action level 15 ppb
Copper2.34 mg/L (2020–2022)
action level 1.3 mg/L

Violations Reported to EPA

Water QualityNone
last 10 years
Treatment and ProcedureNone
last 10 years
Monitoring and Reporting1
last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.

Internet Providers

Source: FCC Broadband Data Collection, based on 621 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
Wyyerd Connect
Fiber		8,000 / 8,000
Cox Communications
Fiber · Cable in parts of the area		2,000 / 35
Verizon
Fixed Wireless		300 / 20
Starlink
Satellite		280 / 30
AT&T
DSL · Fiber in parts of the area		100 / 20

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