1312 Thunder Spring Dr, Chula Vista, CA 91915 Property Records

San Diego County property record for 1312 Thunder Spring Dr, Chula Vista, CA 91915

Property Summary

Property TypeSingle Family Home
Details3 bd · 2.5 ba · 1,793 sqft · built 2000
Lot Size0.85 acres (3,705 sqft)
Owner2 Individual Names on Record
Last Sale$710,000 (Apr 2021)
Tax Bill$9,046 (2025)
Deeds & MortgagesApr 2021 Sale & Mortgage
Oct 2019 Mortgage
Flood ZoneZone X (minimal risk)
APN643-300-45-00

Property Details

APN / Parcel Number

Primary APN643-300-45-00

Interior

Bedrooms3 Beds
Full Baths2.5 Baths
Half Baths1 Half Bath
Building Area1,793 sqft Living Area

Exterior

Year BuiltBuilt 2000
Effective Year BuiltEffective 2000
Lot Area3,705 sqft (0.85 acres)
Parking Spaces2 Parking Spaces

Location & Zoning

Street Address1312 THUNDER SPRING DR
CityCHULA VISTA
StateCA
Zip91915-1506
Property CategoryResidential
Property TypeResidential > Single Family > Home
Local Zoning CodePC4RP13
Legal DescriptionLOT 242 TR 013812
Legal SubdivisionCHULA VISTA TERRACE
Legal Tract013812
Legal Block2
Legal Lot Number242
JurisdictionSAN DIEGO CA
Township / Civil DivisionSAN DIEGO
Census Block Group2
Census Block2010
Census Tract13319

Owner

Source: San Diego County records, as of July 28, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record2 Individual Names on Record
Mailing Address3408 MERIDIAN AVE, SAN DIEGO, CA 92115-7205
Owner TypeIndividual
VestingJoint Tenants

Deeds, Mortgages & Sale History

DateDocument
Apr 5, 2021Grant Deed, Transfer · Conventional Mortgage
FINANCE OF AMERICA MORTGAGE LLC
Oct 30, 2019Deed of Trust, Mortgage · Conventional Mortgage
STEARNS LENDING LLC

Assessor's Deed Record

Deed Names2 Names on Deed
Last SaleApr 5, 2021 · Amount on Record
Deed SaleApr 5, 2021 · Amount on Record
Prior SaleApr 7, 2004 · Amount on Record
Deed Document Number2021264246
Prior Transfer DateOct 4, 2011
Prior Transfer Doc0000537129
Record UpdatedOct 29, 2026

April 2021: Grant Deed, Transfer

Document TypeGrant Deed
JurisdictionSAN DIEGO CA
Recording DateApr 5, 2021
Property Address1312 THUNDER SPRING DR, CHULA VISTA, CA 91915-1506
Document Number0000264246
Map ReferenceMAP 13812
Instrument DateMar 15, 2021
Instrument2021-0264246
Transaction TypeTransfer
Record UpdatedAug 24, 2021
Title CompanyFIRST AMERICAN TITLE, FIRST AMERICAN TITLE INS CO

Transaction

AmountAmount Recorded
DownpaymentDownpayment on Record
Loan-to-Value (LTV)LTV on Record
Tax$0.00
Amount AccuracyRounded by County
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipJoint Tenants
Address1312 THUNDER SPRING DR, CHULA VISTA, CA 91915-1506

Mortgage

Document Number0000264247
DateApr 5, 2021
Instrument2021-0264247
Lender
NameFINANCE OF AMERICA MORTGAGE LLC
TypeMortgage Company
Agreement
TypeConventional Mortgage
AmountAmount Recorded
Term361 Months
DueMay 1, 2051

October 2019: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionSAN DIEGO CA
Property Address1312 THUNDER SPRING DR, CHULA VISTA, CA 91915-1506
Transaction TypeMortgage
Record UpdatedFeb 5, 2021
Title CompanyFIDELITY NATIONAL TITLE

Transferred To (Grantee/Buyer)

NameVerified Name

Mortgage

Document Number0000492526
DateOct 30, 2019
Instrument2019-0492526
Lender
NameSTEARNS LENDING LLC
TypeFunding / Finance Company
AddressSANTA ANA, CA 92707
Agreement
TypeConventional Mortgage
AmountAmount Recorded
Term361 Months
DueNov 1, 2049

Tax Assessment & Valuation

Source: San Diego County assessment roll, as of July 28, 2026

Property Jurisdictions

TypeName
StateCalifornia
CountySan Diego County
MunicipalityChula Vista City
Elementary School DistrictChula Vista Elementary School District (KG - 06)
Secondary School DistrictSweetwater Union High School District (07 - 12)

Tax Bill & Assessment History

YearTax BillAssessed Value
2026$783,892 (+2%) Land $320,200 Building $463,692
2025$9,046.00 (-7.75%)$768,522 (+4.04%) Land $313,922 Building $454,600
2023$9,806.00 (+3.4%)$738,682 Land $301,733 Building $436,949
2022$9,484.00

Assessed value is set for property tax purposes and is not a market price estimate.

Flood

Source: FEMA National Flood Hazard Layer, effective September 3, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood ZoneZone X
minimal risk
Flood Insurance RequirementNot required
lenders may require it
Nearby Flood Policies1 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskLow
lower than 80% of the US · lower than 88% of California
Wildfire Likelihood0.01% annual chance
ExposureNone
beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water SystemBarona North
tribal government · serves 1,171 people · EPA ID 090600118
Water SourceGroundwater
Last State InspectionAug 2023
Also Mapped HereOTAY WATER DISTRICT, SAN DIEGO COUNTY WATER AUTHORITY
Lead4 ppb (2023–2025)
action level 15 ppb
Copper2.34 mg/L (2020–2022)
action level 1.3 mg/L

Violations Reported to EPA

Water QualityNone
last 10 years
Treatment and ProcedureNone
last 10 years
Monitoring and Reporting1
last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.

Internet Providers

Source: FCC Broadband Data Collection, based on 621 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
Wyyerd Connect
Fiber
8,000 / 8,000
Cox Communications
Fiber · Cable in parts of the area
2,000 / 35
Verizon
Fixed Wireless
300 / 20
Starlink
Satellite
280 / 30
AT&T
DSL · Fiber in parts of the area
100 / 20

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