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1313 Pinnacle Inn Rd, Beech Mountain (Banner Elk), NC 28604 Property Records

Avery County property record for 1313 Pinnacle Inn Rd, Beech Mountain, NC 28604 · Last verified July 2026

Property Summary

Property TypeOther
Details2 bd · 2 ba · 825 sqft · built 1984
Lot Size2.47 acres (107,840 sqft)
Owner2 Individual Names on File
Last Sale$189,000 (Sep 2024)
Tax Bill$1,680 (2025)
Deeds & MortgagesJun 2021 Sale
Dec 2019 Sale & Mortgage
Flood ZoneZone X (minimal risk)
APN1859-06-39-4373-01313

Property Details

APN / Parcel Number

Primary APN1859-06-39-4373-01313
Alternative APNs
  • 82196
  • 75657

Interior

Bedrooms2 Beds
Full Baths2 Baths
Units543 Units
Stories1 Story
Building Area825 sqft Gross Area
1st Floor Area825 sqft
Basement Area36 sqft
FlooringCarpet
Interior WallsWallboard/Drywall
Fireplaces1 Fireplace
FireplaceFireplace

Exterior

Year BuiltBuilt 1984
Effective Year BuiltEffective 2009
Architectural StyleCondo/Apartment
Exterior MaterialWood Siding
Construction TypeWood
Roof TypeFlat
Roof MaterialBuilt-Up Asphalt
Lot Area107,840 sqft (2.47 acres)
Deck Area36 sqft
Patio Area36 sqft

Utilities, Heating & Cooling

Cooling SystemNone
Heating SystemForced Air with A/C
Heating FuelElectric

Location & Zoning

Account Number82196
Street AddressPINNACLE INN RD
CityBANNER ELK
StateNC
Zip28604
Property CategoryOther
Property TypeOther > Miscellaneous
Legal DescriptionBM PINNACLE INN 01 1313 0020 0111
Legal SubdivisionBM PINNACLE INN
JurisdictionAVERY NC
Township / Civil DivisionBANNER ELK
Census Block Group1
Census Block1002
Census Tract930100

Owner

Source: Avery County records · APN 1859-06-39-4373-01313

Assessment roll updated January 21, 2026 · Last verified July 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record2 Individual Names on File
Mailing Address3849 BON REA DR, CHARLOTTE, NC 28226-3151
Owner TypeIndividual
VestingHis Wife

Deeds, Mortgages & Sale History

DateDocument
Jun 22, 2021Warranty Deed, Transfer
Dec 09, 2019Warranty Deed, Transfer · Conventional Mortgage
STATE EMPS CU

Assessor's Deed Record

Deed Names2 Verified Names on Deed
Last SaleSep 16, 2024 · Amount on Record
Deed SaleSep 16, 2024 · Amount on Record
Prior SaleDec 09, 2019 · Amount on Record
Deed Document Number20244116
Deed Book / Page603 / 375
Record UpdatedSep 20, 2026

June 2021: Warranty Deed, Transfer

Document TypeWarranty Deed
JurisdictionAVERY NC
Recording DateJun 22, 2021
Property Address1313 PINNACLE INN RD, BEECH MOUNTAIN, NC 28604
Document Number0000003585
Book / Page561 / 2345
Map ReferenceMB 4 PG 12
Instrument DateJun 21, 2021
Instrument2021003585
Transaction TypeTransfer
Record UpdatedDec 19, 2023

Transaction

AmountAmount Recorded
Tax$320.00
Amount AccuracyRounded by County
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name
Address185 BOGGS THRIFT TRL, SILER CITY, NC 27344-7446

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipJoint Tenants with Right of Survivorship
Address115 NEBRASKA AVE NE # ELM, ELM, FT WALTON BCH, FL 32548-6448

December 2019: Warranty Deed, Transfer

Document TypeWarranty Deed
JurisdictionAVERY NC
Recording DateDec 09, 2019
Property Address301 PINNACLE INN RD UNIT 1313, 1313, BEECH MOUNTAIN, NC 28604-7479
Document Number0005381312
Book / Page000538 / 001312
Instrument DateDec 03, 2019
Instrument5854
Transaction TypeTransfer
Record UpdatedDec 19, 2019
Title CompanyATTORNEY ONLY

Transaction

AmountAmount Recorded
DownpaymentDownpayment on File
Loan-to-Value (LTV)LTV on Record
Tax$123.00
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
Address185 BOGGS THRIFT TRL SILER CITY NC 273447446, SILER CITY, NC 27344-7446

Mortgage

Document Number5381315
DateDec 09, 2019
Book Page000538/001315
Instrument5855
Lender
NameSTATE EMPS CU
AddressRALEIGH, NC 27611-5279
Agreement
TypeConventional Mortgage
AmountAmount Recorded
Term180 Months
DueDec 08, 2034

Tax Assessment & Valuation

Source: Avery County records · Assessment roll updated January 21, 2026 · Last verified July 2026

Property Jurisdictions

TypeName
StateNorth Carolina
CountyAvery County
MunicipalityBeech Mountain Town
Unified School DistrictAvery County Schools (PK - 12)

Tax Bill & Assessment History

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

YearTax BillAssessed ValueAssessed Market Value
2025$1,680.00 (+162.5%)$160,000 (-) Building $160,000$160,000 (-) Building $160,000
2023$640.00 (-5.6%)$160,000 (-) Building $160,000$160,000 (-) Building $160,000
2022$678.00$160,000 Building $160,000$160,000 Building $160,000

Flood & Wildfire

Source: FEMA National Flood Hazard Layer, Avery County (37011C), updated January 9, 2025 · FEMA OpenFEMA NFIP redacted claims and policies, census block group 370119301001, refreshed September 2026 · USDA Forest Service Wildfire Risk to Communities, 2nd edition (2024), fuels as of 2020 · Last verified October 2026

Flood

FEMA Flood ZoneZone X
Special Flood Hazard AreaNo
Flood HazardMinimal
500-Year FloodplainNo
Flood Insurance CostPremium on Record
median of 43 individual NFIP policies nearby
Nearby Flood Policies47 units insured
4 under condo master policies
Nearby Flood Claims16 (1995–2024)
Claims Outside the SFHA2 of 16
Most Recent ClaimSep 2024, river or lake flooding, Tropical Storm Helene
Claims By Storm
  • Tropical Storm Helene, Sep 2024 · 8 claims
  • Hurricane Ivan, Sep 2004 · 3 claims

Wildfire

Wildfire RiskLow
above 34% of the US · above 46% of North Carolina
Wildfire LikelihoodAbout 1 in 2,174 per year
ExposureIndirect
within ember reach
Adjoins Burnable LandYes

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Internet Providers

Source: FCC Broadband Data Collection, availability as of December 31, 2025 · Published October 2026 · based on 36 locations within about half a mile of this property

ProviderTechnologyDownload / Upload (Mbps)
Loretto Telephone CompanyFiber2,000 / 2,000
SpectrumCable1,000 / 1,000
T-Mobile USAFixed Wireless100 / 20

May also be available at this address: Spectrum. Availability varies by address; speeds are provider-advertised maximums, not measured.

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