1309 Pinnacle Inn Rd, Beech Mountain (Banner Elk), NC 28604 Property Records

Avery County property record for 1309 Pinnacle Inn Rd, Beech Mountain, NC 28604

Property Summary

Property TypeCondominium
Details2 bd · 2 ba · 867 sqft · built 1984
OwnerIndividual Name on File
Last Sale$70,000 (Aug 2018)
Tax Bill$1,725 (2025)
Deeds & MortgagesDec 2020 Mortgage
Aug 2018 Sale & Mortgage
Flood ZoneZone X (minimal risk)
APN12974

Property Details

APN / Parcel Number

Primary APN12974
Alternative APN
  • 18590639437301309

Interior

Bedrooms2 Beds
Full Baths2 Baths
Stories1 Story
Building Area867 sqft Heated Area
FlooringCarpet
Interior WallsWallboard/Drywall
Fireplaces2 Fireplaces
FireplaceFireplace

Exterior

Year BuiltBuilt 1984
Effective Year BuiltEffective 2009
Exterior MaterialAluminum/Vinyl
Construction TypeConcrete Block
Foundation TypeFooting
Roof TypeFlat
Roof MaterialBuilt-Up Asphalt
Deck Area76 sqft
Patio Area76 sqft

Utilities, Heating & Cooling

Cooling SystemNone
Heating SystemForced Air
Heating FuelElectric

Location & Zoning

Account Number12974
Street Address1309 PINNACLE INN RD
CityBEECH MOUNTAIN
StateNC
Zip28604
Property CategoryResidential
Property TypeResidential > Condominium / Townhouse > Condominium
Legal DescriptionBM PINNACLE INN 01 1309 PLAT 20-111
Legal SubdivisionBM PINNACLE INN
JurisdictionAVERY NC
Township / Civil DivisionBANNER ELK
Census Block Group1
Census Block1002
Census Tract930100

Owner

1309 Pinnacle Inn Rd, a condominium, is owned by an individual who bought it in August 2018.

Source: Avery County records, as of December 3, 2025

Owner of RecordIndividual Name on File
Mailing Address137 LARKSPUR LN, BANNER ELK, NC 28604-7230
Owner TypeIndividual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

DateDocument
Dec 3, 2020Deed of Trust, Mortgage · Conventional Mortgage
MOUNTAIN CMNTY BK
Aug 1, 2018Warranty Deed, Transfer
WBG ENTS LLC

Assessor's Deed Record

Deed NamesName on Deed
Last SaleAug 1, 2018 · Amount on File
Deed SaleAug 1, 2018 · Amount on File
Prior SaleAug 8, 2013 · Amount on File
Deed Document Number0005222265
Deed Book / Page522 / 2265
Record UpdatedJun 8, 2026

December 2020: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionAVERY NC
Property AddressPINNACLE INN RD, BANNER ELK, NC 28604
Document Number0005530689
Instrument DateDec 3, 2020
Transaction TypeMortgage
Record UpdatedDec 29, 2020
Title CompanyNOT AVAILABLE

Transferred To (Grantee/Buyer)

NameVerified Name
Address402 BEECH MOUNTAIN PKWY BEECH MOUNTAIN NC 286048012, BEECH MOUNTAIN, NC 28604-8012

Mortgage

Document Number0005530689
DateDec 3, 2020
Book Page000553/000689
Instrument7008
Lender
NameMOUNTAIN CMNTY BK
TypeBank
AddressBEECH MOUNTAIN, NC 28604
Agreement
TypeConventional Mortgage
AmountAmount on Record
Term240 Months
DueDec 2, 2040

August 2018: Warranty Deed, Transfer

Document TypeWarranty Deed
JurisdictionAVERY NC
Recording DateAug 1, 2018
Property AddressPINNACLE INN RD, BANNER ELK, NC 28604
Document Number0005222265
Book / Page000522 / 002265
Instrument DateJul 18, 2018
Instrument4105
Transaction TypeTransfer
Record UpdatedAug 21, 2018
Title CompanyOTHER

Transaction

AmountAmount on Record
Loan-to-Value (LTV)LTV on Record
Tax$140.00
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
Address402 BEECH MOUNTAIN PKWY BEECH MOUNTAIN NC 286048012, BEECH MOUNTAIN, NC 28604-8012

Mortgage

Document Number5222269
DateAug 1, 2018
Book Page000522/002269
Instrument4106
Lender
NameWBG ENTS LLC
Address27800 OLD 41 RD, BONITA SPRINGS, FL 34135-5607
Agreement
AmountAmount on Record
Term24 Months
DueJul 31, 2020

Tax Assessment & Valuation

The 2025 property tax bill for 1309 Pinnacle Inn Rd was $1,725.

Source: Avery County assessment roll, as of January 1, 2025

Property Jurisdictions

TypeName
StateNorth Carolina
CountyAvery County
MunicipalityBeech Mountain Town
Unified School DistrictAvery County Schools (PK - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2025$1,725.00$164,300 Building $164,300$164,300 Building $164,300
2023$657.00 (-6.14%)$164,300 (-) Building $164,300$164,300 (-) Building $164,300
2022$700.00$164,300 Building $164,300$164,300 Building $164,300

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 1309 Pinnacle Inn Rd in Zone X, an area of minimal flood risk, though there have been 16 flood claims nearby since 1995.

Source: FEMA National Flood Hazard Layer, effective January 9, 2025 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood ZoneZone X
minimal risk
Flood Insurance RequirementNot required
lenders may require it
Flood Insurance CostPremium on File
median of 43 individual policies
Nearby Flood Policies47 units insured
incl. 4 condo units
Nearby Flood Claims16 (1995–2024)
Claims Outside the SFHA2 of 16
Most Recent ClaimSep 2024 · Tropical Storm Helene
Claims by Event
  • Tropical Storm Helene, Sep 2024 · 8 claims
  • Hurricane Ivan, Sep 2004 · 3 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 1309 Pinnacle Inn Rd is low, with a 0.05% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskLow
lower than 66% of the US · above 46% of North Carolina
Wildfire Likelihood0.05% annual chance
ExposureIndirect
within ember reach
Adjoins Burnable LandYes

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water SystemTOWN OF BEECH MOUNTAIN
serves 2,468 people · EPA ID NC0195104
Water SourceSurface water
Last State InspectionSep 2025
Lead5 ppb (2023–2025)
action level 15 ppb

Violations Reported to EPA

Water QualityHaloacetic acids
resolved · Jan 2017
Treatment and ProcedureNone
last 10 years
Monitoring and Reporting1
last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 36 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
Skyline Telephone
Fiber
2,000 / 2,000
Spectrum
Cable · Fiber in parts of the area
1,000 / 1,000
T-Mobile
Fixed Wireless
100 / 20

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