1313 E State Rd 28, Muncie, IN 47303 Property Records

Delaware County property record for 1313 E State Rd 28, Muncie, IN 47303

Property Summary

Property Type	Single Family Home
Details	1.5 ba · 1,288 sqft · built 1980
Lot Size	0.35 acres (15,229 sqft)
Owner	Individual Name on Record
Last Sale	$142,600 (Jun 2020)
Tax Bill	$981 (2025)
Deeds & Mortgages	Oct 2025 Mortgage Jul 2023 Line of Credit + 2 more
Flood Zone	Zone X (minimal risk)
APN	`18-07-15-226-004.000-006`

Property Details

APN / Parcel Number

Primary APN	`18-07-15-226-004.000-006`
Alternative APN	`0715226004000`

Interior

Full Baths	1.5 Baths
Half Baths	1 Half Bath
Plumbing Fixtures	7 Plumbing Fixtures
Stories	1 Story
Building Area	1,288 sqft Living Area
1st Floor Area	1,288 sqft

Exterior

Year Built	Built 1980
Effective Year Built	Effective 1980
Construction Type	Masonry / Concrete Block
Roof Material	Asphalt
Lot Area	15,229 sqft (0.35 acres)
Lot Dimensions	1,570 ft deep x 970 ft wide
Garage Type	Attached
Garage Area	616 sqft
Parking Spaces	2 Parking Spaces
Shed	1 Shed
Shed Area	80 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Central

Location & Zoning

Account Number	07 15 226 004 000
Street Address	1313 E STATE ROAD 28
City	MUNCIE
State	IN
Zip	47303-9753
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	INDIAN MEADOWS EX N 19.21 FT LOT 5 LOT 5
Legal Subdivision	INDIAN MEADOWS
Legal Lot Number	5
Jurisdiction	DELAWARE IN
Township / Civil Division	HAMILTON
Census Block Group	1
Census Block	1018
Census Tract	2603

Owner

Source: Delaware County records, as of June 26, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on Record
Mailing Address	1313 E STATE ROAD 28, MUNCIE, IN 47303-9753
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Oct 16, 2025	Deed of Trust, Mortgage · Conventional Mortgage NORTHWEST BANK
Jul 20, 2023	Deed of Trust, Mortgage · Line of Credit NORTHWEST BANK
Jun 17, 2020	Warranty Deed, Transfer · Conventional Mortgage RUOFF MORTGAGE CO INC
Jun 17, 2020	Warranty Deed, Transfer · Conventional Mortgage RUOFF MORTGAGE CO INC

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Jun 17, 2020 · Amount on Record
Deed Sale	Jun 17, 2020 · Amount on Record
Deed Document Number	20207175
Record Updated	Sep 20, 2026

October 2025: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	DELAWARE IN
Property Address	1313 E STATE ROAD 28, MUNCIE, IN 47303-9753
Transaction Type	Mortgage
Record Updated	Nov 12, 2025

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	2025R13716
Date	Oct 16, 2025
Instrument	2025R13716

Lender

Name	NORTHWEST BANK
Type	Bank

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	240 Months
Due	Sep 29, 2045

July 2023: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	DELAWARE IN
Property Address	1313 E STATE ROAD 28, MUNCIE, IN 47303-9753
Transaction Type	Mortgage
Record Updated	Aug 9, 2023

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	2023R09548
Date	Jul 20, 2023
Instrument	2023R09548

Lender

Name	NORTHWEST BANK
Type	Bank

Agreement

Type	Line of Credit
Amount	Amount Recorded
Term	300 Months
Due	Jul 11, 2048

June 2020: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	DELAWARE IN
Recording Date	Jun 17, 2020
Property Address	1313 E STATE ROAD 28, MUNCIE, IN 47303-9753
Document Number	2020R07175
Map Reference	PB8PG51DR1991PG2843
Instrument Date	Jun 5, 2020
Instrument	2020R07175
Transaction Type	Transfer
Record Updated	Feb 6, 2021

Transaction

Tax	$0.00
Amount Accuracy	No Consideration Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	1313 E STATE ROAD 28, MUNCIE, IN 47303-9753

Mortgage

Document Number	2020R07176
Date	Jun 17, 2020
Instrument	2020R07176

Lender

Name	RUOFF MORTGAGE CO INC

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded

Interest

Rate Type	Fixed Rate

June 2020: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	DELAWARE IN
Recording Date	Jun 17, 2020
Property Address	1313 E STATE ROAD 28, MUNCIE, IN 47303-9753
Document Number	2020R07175
Map Reference	PB8PG51DR1991PG2843
Instrument Date	Jun 5, 2020
Instrument	2020R07175
Transaction Type	Transfer
Record Updated	Jun 9, 2023

Transaction

Amount	Amount Recorded
Loan-to-Value (LTV)	LTV on Record
Tax	$0.00
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	1313 E STATE ROAD 28, MUNCIE, IN 47303-9753
Investor	Possibly a Property Investor

Mortgage

Document Number	2020R07176
Date	Jun 17, 2020
Instrument	2020R07176

Lender

Name	RUOFF MORTGAGE CO INC

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded

Interest

Rate Type	Fixed Rate

Tax Assessment & Valuation

Source: Delaware County assessment roll, as of June 26, 2026

Property Jurisdictions

Type	Name
State	Indiana
County	Delaware County
County Subdivision	Hamilton Township
Unified School District	Delaware Community School Corporation (KG - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$981.00 (+11.48%)	$166,000 (+24.07%) Land $17,300 Building $148,700	$166,000 (+24.07%) Land $17,300 Building $148,700
2024	$880.00 (+0.34%)
2023	$877.00 (+28.03%)	$133,800 (+15.44%) Land $17,300 Building $116,500	$133,800 (+15.44%) Land $17,300 Building $116,500
2022	$685.00 (+9.95%)	$115,900 Land $17,300 Building $98,600	$115,900 Land $17,300 Building $98,600
2021	$623.00

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective September 12, 2017 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	2 in force
Nearby Flood Claims	1 (2011)
Most Recent Claim	Feb 2011 · river or lake flooding

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 98% of the US · lower than 85% of Indiana
Wildfire Likelihood	Under 0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 99 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Xfinity Cable	1,200 / 35
Verizon Fixed Wireless	300 / 20
Watch TV Fixed Wireless	100 / 20

May also be available: AT&T, Mercury Fiber, Spectrum.

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