1309 E State Rd 28, Muncie, IN 47303 Property Records

Delaware County property record for 1309 E State Rd 28, Muncie, IN 47303

Property Summary

Property Type	Single Family Home
Details	3 bd · 2 ba · 1,363 sqft · built 1977
Lot Size	0.36 acres (15,700 sqft)
Owner	Individual Name on File
Last Sale	$165,000 (Jul 2022)
Tax Bill	$1,168 (2025)
Deeds & Mortgages	Jul 2022 Sale & Mortgage Sep 2019 Transfer + 1 more
Flood Zone	Zone X (minimal risk)
APN	`18-07-15-226-003.000-006`

Property Details

APN / Parcel Number

Primary APN	`18-07-15-226-003.000-006`
Alternative APN	`0715226003000`

Interior

Bedrooms	3 Beds
Full Baths	2 Baths
Plumbing Fixtures	9 Plumbing Fixtures
Total Rooms	6 Rooms
Stories	1 Story
Building Area	1,363 sqft Living Area
1st Floor Area	1,363 sqft

Exterior

Year Built	Built 1977
Effective Year Built	Effective 1995
Construction Type	Brick
Roof Material	Asphalt
Lot Area	15,700 sqft (0.36 acres)
Lot Dimensions	1,570 ft deep x 1,000 ft wide
Garage Type	Attached
Garage Area	575 sqft
Parking Spaces	2 Parking Spaces
Shed	1 Shed
Shed Area	160 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Central

Location & Zoning

Account Number	07 15 226 003 000
Street Address	1309 E STATE ROAD 28
City	MUNCIE
State	IN
Zip	47303-9753
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	INDIAN MEADOWS EX N19.21FT LOT 4
Legal Subdivision	INDIAN MDWS
Legal Lot Number	4
Jurisdiction	DELAWARE IN
Township / Civil Division	HAMILTON
Census Block Group	1
Census Block	1018
Census Tract	2603

Owner

1309 E State Rd 28 is owned and occupied by an individual who bought it in July 2022.

Source: Delaware County records, as of June 26, 2026

Owner of Record	Individual Name on File
Mailing Address	1309 E STATE ROAD 28, MUNCIE, IN 47303-9753
Occupancy	Owner Occupied
Owner Type	Individual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Jul 20, 2022	Warranty Deed, Transfer · Conventional Mortgage OLD NATIONAL BANK
Sep 27, 2019	Intrafamily Transfer, Transfer
Aug 16, 2019	Warranty Deed, Transfer · Conventional Mortgage RUOFF MORTGAGE CO INC

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Jul 20, 2022 · Amount on File
Deed Sale	Jul 20, 2022 · Amount on File
Prior Sale	Aug 16, 2019 · Amount on File
Deed Document Number	202210989
Prior Transfer Date	Sep 27, 2019
Prior Transfer Doc	2019R13039
Record Updated	Sep 20, 2026

July 2022: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	DELAWARE IN
Recording Date	Jul 20, 2022
Property Address	1309 E STATE ROAD 28, MUNCIE, IN 47303-9753
Document Number	2022R10989
Map Reference	PB8PG51
Instrument Date	Jul 18, 2022
Instrument	2022R10989
Transaction Type	Transfer
Record Updated	May 19, 2023

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$0.00
Amount Accuracy	Verified / From Affidavit
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	IN

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	1309 E STATE ROAD 28, MUNCIE, IN 47303-9753

Mortgage

Document Number	2022R10990
Date	Jul 20, 2022
Instrument	2022R10990

Lender

Name	OLD NATIONAL BANK

Agreement

Type	Conventional Mortgage
Amount	Amount on Record

September 2019: Intrafamily Transfer, Transfer

Document Type	Intrafamily Transfer
Jurisdiction	DELAWARE IN
Recording Date	Sep 27, 2019
Property Address	1309 E STATE ROAD 28, MUNCIE, IN 47303-9753
Document Number	2019R13039
Map Reference	PB 8 PG 51
Instrument Date	Sep 27, 2019
Instrument	2019R13039
Transaction Type	Transfer
Record Updated	May 19, 2023

Transaction

Tax	$0.00
Amount Accuracy	No Consideration Stated
Additional	Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	1309 E STATE ROAD 28, MUNCIE, IN 47303-9753

August 2019: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	DELAWARE IN
Recording Date	Aug 16, 2019
Property Address	1309 E STATE ROAD 28, MUNCIE, IN 47303-9753
Document Number	2019R10543
Map Reference	PB 8 PG 51
Instrument Date	Aug 14, 2019
Instrument	2019R10543
Transaction Type	Transfer
Record Updated	May 19, 2023

Transaction

Tax	$0.00
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	1309 E STATE ROAD 28, MUNCIE, IN 47303-9753

Mortgage

Document Number	2019R10544
Date	Aug 16, 2019
Instrument	2019R10544

Lender

Name	RUOFF MORTGAGE CO INC

Agreement

Type	Conventional Mortgage
Amount	Amount on Record

Interest

Rate Type	Fixed Rate

Tax Assessment & Valuation

The 2025 property tax bill for 1309 E State Rd 28 was $1,168, up 10.1% from the year before.

Source: Delaware County assessment roll, as of June 26, 2026

Property Jurisdictions

Type	Name
State	Indiana
County	Delaware County
County Subdivision	Hamilton Township
Unified School District	Delaware Community School Corporation (KG - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$1,168.00 (+10.08%)	$189,000 Land $17,800 Building $171,200	$189,000 Land $17,800 Building $171,200
2024	$1,061.00 (+2.02%)
2023	$1,040.00 (+25.6%)	$151,800 (+15.88%) Land $17,800 Building $134,000	$151,800 (+15.88%) Land $17,800 Building $134,000
2022	$828.00 (+7.25%)	$131,000 Land $17,800 Building $113,200	$131,000 Land $17,800 Building $113,200
2021	$772.00

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 1309 E State Rd 28 in Zone X, an area of minimal flood risk, though there have been 1 flood claim nearby since 2011.

Source: FEMA National Flood Hazard Layer, effective September 12, 2017 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	2 in force
Nearby Flood Claims	1 (2011)
Most Recent Claim	Feb 2011 · river or lake flooding

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 1309 E State Rd 28 is low, with less than a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 98% of the US · lower than 85% of Indiana
Wildfire Likelihood	Under 0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 99 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Xfinity Cable	1,200 / 35
Verizon Fixed Wireless	300 / 20
Watch TV Fixed Wireless	100 / 20

May also be available: AT&T, Mercury Fiber, Spectrum.

Nearby Properties on E State Rd 28

Nearby Streets

Search Property Records by Address or Parcel Number

Search by:

By searching, you agree to: Terms • Privacy • Disclosures