Bay County property record for 1313 E 11th St, Panama City, FL 32401
| Property Type | Religious, Church, Worship (Synagogue, Temple, Parsonage) |
|---|---|
| Details | 8 bd · 9,235 sqft · built 1960 |
| Lot Size | 2.06 acres (89,995 sqft) |
| Owner | Company Name on File |
| Last Sale | $430,000 (Oct 2013) |
| Tax Bill | $600 (2024) |
| Deeds & Mortgages | Feb 2018 Mortgage Dec 2017 Sale |
| Flood Zone | Zone X (minimal risk) |
| APN | 16044-000-000 |
| Primary APN | 16044-000-000 |
|---|
| Bedrooms | 8 Beds |
|---|---|
| Total Rooms | 20 Rooms |
| Stories | 1 Story |
| Building Area | 9,235 sqft Total Area |
| 1st Floor Area | 8,982 sqft |
| Flooring | Tile |
| Interior Walls | Wallboard/Drywall |
| Year Built | Built 1960 |
|---|---|
| Effective Year Built | Effective 2018 |
| Exterior Material | Concrete Block |
| Construction Type | Masonry / Concrete Block |
| Roof Type | Gable/Hip |
| Roof Material | Metal |
| Lot Area | 89,995 sqft (2.06 acres) |
| Lot Dimensions | 300 ft deep x 300 ft wide |
| Porch | Porch |
| Porch Area | 144 sqft |
| Fence | Fence |
| Cooling System | Central |
|---|---|
| Heating System | Forced Air |
| Street Address | 1313 E 11TH ST |
|---|---|
| City | PANAMA CITY |
| State | FL |
| Zip | 32401-4116 |
| Property Category | Other |
| Property Type | Other > Religious, Church, Worship (Synagogue, Temple, Parsonage) |
| Local Zoning Code | PC09 |
| Legal Description | 3 4S 14W -225.1-105A BEG 180' E & 33' N OF SW COR OF NW1/4 E ON 11TH ST. R/W 300' N 300' W |
| Legal Range | 14W |
| Legal Township | 04S |
| Legal Section | 03 |
| Jurisdiction | BAY FL |
| Township / Civil Division | PANAMA CITY |
| Census Block Group | 2 |
| Census Block | 2007 |
| Census Tract | 1700 |
1313 E 11th St is owned by a company that acquired it in December 2017 and is owner-occupied.
Source: Bay County records, as of January 23, 2026
| Owner of Record | Company Name on File |
|---|---|
| Mailing Address | PO BOX 2359, PANAMA CITY, FL 32402-2359 |
| Occupancy | Owner Occupied |
| Owner Type | Company |
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Date | Document |
|---|---|
| Feb 12, 2018 | Deed of Trust, Mortgage SUMMIT BK |
| Dec 19, 2017 | Grant Deed DIAMOND TITLE AGENCY INC |
| Deed Names | Name on Deed |
|---|---|
| Last Sale | Oct 24, 2013 · Amount on File |
| Deed Sale | Oct 24, 2013 · Amount on File |
| Prior Sale | Dec 2, 2004 · Amount on File |
| Deed Document Number | 0035581037 |
| Deed Book / Page | 003558 / 001037 |
| Last Transfer Date | Dec 19, 2017 |
| Transfer Doc | 0039641100 |
| Record Updated | Jun 8, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | BAY FL |
| Property Address | 1313 E 11TH ST, PANAMA CITY, FL 32401-4116 |
| Document Number | 0039792123 |
| Instrument Date | Feb 12, 2018 |
| Transaction Type | Mortgage |
| Record Updated | Feb 26, 2018 |
| Title Company | LAWYERS TITLE |
| Name | Verified Name |
|---|---|
| Relationship | Company |
| Address | 609 ALLEN AVE PANAMA CITY BEACH FL 324013038, PANAMA CITY BEACH, FL 32401-3038 |
| Document Number | 0039792123 |
|---|---|
| Date | Feb 13, 2018 |
| Book Page | 003979/002123 |
| Instrument | 8472 |
| Name | SUMMIT BK |
|---|---|
| Type | Bank |
| Address | PANAMA CITY, FL 32406 |
| Amount | Amount on Record |
|---|
| Rate Type | Adjustable Rate |
|---|
| Document Type | Grant Deed |
|---|---|
| Jurisdiction | BAY FL |
| Recording Date | Dec 19, 2017 |
| Property Address | 1313 E 11TH ST, PANAMA CITY, FL 32401-4116 |
| Document Number | 0039641100 |
| Book / Page | 003964 / 001100 |
| Instrument Date | Dec 14, 2017 |
| Instrument | 72678 |
| Record Updated | Jan 26, 2018 |
| Title Company | DIAMOND TITLE AGENCY INC |
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Relationship | Company |
| Address | 609 ALLEN AVE PANAMA CITY FL 324013038, PANAMA CITY, FL 32401-3038 |
Source: Bay County assessment roll, as of July 1, 2025
| Type | Name |
|---|---|
| State | Florida |
| County | Bay County |
| Municipality | Panama City |
| Unified School District | Bay County School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $664,836 Land $119,700 Building $545,136 | $664,836 Land $119,700 Building $545,136 | |
| 2024 | $600.00 (-45.36%) | ||
| 2023 | $1,098.00 (-5.1%) Additional exemption filed | $670,426 (-0.83%) Land $119,700 Building $550,726 | $670,426 (-0.83%) Land $119,700 Building $550,726 |
| 2022 | $1,157.00 Additional exemption filed | $676,050 Land $119,700 Building $556,350 | $676,050 Land $119,700 Building $556,350 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
FEMA maps place 1313 E 11th St in Zone X, an area of minimal flood risk, within 500 ft of a high-risk flood zone.
Source: FEMA National Flood Hazard Layer, effective September 16, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Nearest Special Flood Hazard Area | Zone AE, within 500 ft |
| Flood Insurance Requirement | Not required lenders may require it |
| Community Rating System | Class 5 (25% premium discount) |
| Nearby Flood Policies | 8 in force |
| Nearby Flood Claims | 4 (1983–2018) |
| Claims Outside the SFHA | 4 of 4 |
| Most Recent Claim | Oct 2018 · Hurricane Michael |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Wildfire risk around 1313 E 11th St is low, with less than a 0.01% annual chance of wildfire.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 99.1% of the US · lower than 98.7% of Florida |
|---|---|
| Wildfire Likelihood | Under 0.01% annual chance |
| Exposure | None beyond ember reach |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | PANAMA CITY WATER SYSTEM serves 34,345 people · EPA ID FL1030517 |
|---|---|
| Water Source | Purchased surface water from BAY COUNTY WATER SYSTEM |
| Last State Inspection | Feb 2026 |
| Lead | 1 ppb (2024) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | 2 last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 322 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Xfinity Cable | 2,000 / 250 |
| WOW Internet, Cable & Phone Cable | 1,200 / 50 |
| Verizon Fixed Wireless | 300 / 20 |
| AT&T Fixed Wireless · Fiber in parts of the area | 100 / 20 |
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