Bay County property record for 1105 E 11th St, Panama City, FL 32401
| Property Type | Single Family Home |
|---|---|
| Details | 3 bd · 2 ba · 2,568 sqft · built 2024 |
| Lot Size | 0.192 acres (8,407 sqft) |
| Owner | Individual Name on File |
| Last Sale | $6,600 (Dec 2012) |
| Tax Bill | $5,095 (2025) |
| Deeds & Mortgages | Jan 2023 Sale Mar 2020 Sale + 1 more |
| Flood Zone | Zone X (minimal risk) |
| APN | 16862-000-000 |
| Primary APN | 16862-000-000 |
|---|
| Bedrooms | 3 Beds |
|---|---|
| Full Baths | 2 Baths |
| Stories | 1 Story |
| Building Area | 2,568 sqft Heated Area |
| Gross Area | 2,754 sqft |
| 1st Floor Area | 1,146 sqft |
| Flooring | Vinyl/Resilient |
| Interior Walls | Wallboard/Drywall |
| Year Built | Built 2024 |
|---|---|
| Exterior Material | Other |
| Roof Type | Gable/Hip |
| Roof Material | Metal |
| Lot Area | 8,407 sqft (0.192 acres) |
| Lot Dimensions | 130 ft deep x 65 ft wide |
| Porch | Porch |
|---|---|
| Porch Area | 570 sqft |
| Patio Area | 60 sqft |
| Fence | Fence |
| Cooling System | Central |
|---|---|
| Heating System | Forced Air |
| Street Address | 1105 E 11TH ST |
|---|---|
| City | PANAMA CITY |
| State | FL |
| Zip | 32401-4112 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | PC03 |
| Legal Description | ROSENWALD HEIGHTS LOT 3 BLK 2 ORB 4651 P 951 |
| Legal Range | 14W |
| Legal Township | 04S |
| Legal Section | 04 |
| Legal Subdivision | ROSENWALD HEIGHTS |
| Legal Block | 2 |
| Legal Lot Number | 3 |
| Jurisdiction | BAY FL |
| Township / Civil Division | PANAMA CITY |
| Census Block Group | 2 |
| Census Block | 2009 |
| Census Tract | 1700 |
1105 E 11th St is owned by an individual who acquired it in January 2023.
Source: Bay County records, as of January 23, 2026
| Owner of Record | Individual Name on File |
|---|---|
| Mailing Address | 1914 FRANKFORD AVE UNIT 1008, 1008, PANAMA CITY, FL 32405-3026 |
| Owner Type | Individual |
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Date | Document |
|---|---|
| Jan 26, 2023 | Quit Claim Deed, Transfer Quitclaim |
| Mar 24, 2020 | Quit Claim Deed, Transfer NOT AVAILABLE |
| Apr 9, 2018 | Quit Claim Deed, Transfer Quitclaim |
| Deed Names | Name on Deed |
|---|---|
| Last Sale | Dec 11, 2012 · Amount on File |
| Deed Sale | Dec 11, 2012 · Amount on File |
| Prior Sale | Dec 11, 2012 · Amount on File |
| Deed Document Number | 0034660715 |
| Last Transfer Date | Jan 26, 2023 |
| Transfer Doc | 0046510951 |
| Record Updated | Jun 8, 2026 |
| Document Type | Quit Claim Deed |
|---|---|
| Jurisdiction | BAY FL |
| Recording Date | Jan 26, 2023 |
| Property Address | 1105 E 11TH ST, PANAMA CITY, FL 32401-4112 |
| Document Number | 0046510951 |
| Book / Page | 4651 / 951 |
| Map Reference | MB 8 PG 4 |
| Instrument Date | Jan 26, 2023 |
| Instrument | 2023004732 |
| Transaction Type | Transfer |
| Record Updated | Jan 26, 2026 |
| Amount | Amount on Record |
|---|---|
| Tax | $140.00 |
| Amount Accuracy | Full Amount Stated |
| Additional |
|
| Name | Verified Name |
|---|---|
| Address | 2725 E 11TH ST, PANAMA CITY, FL 32401-5118 |
| Name | Verified Name |
|---|---|
| Address | 1914 FRANKFORD AVE UNIT 1008, 1008, PANAMA CITY, FL 32405-3026 |
| Document Type | Quit Claim Deed |
|---|---|
| Jurisdiction | BAY FL |
| Recording Date | Mar 24, 2020 |
| Property Address | 1105 E 11TH ST, PANAMA CITY, FL 32401-4112 |
| Document Number | 0042360001 |
| Book / Page | 004236 / 000001 |
| Instrument Date | Mar 24, 2020 |
| Instrument | 21626 |
| Transaction Type | Transfer |
| Record Updated | Apr 16, 2020 |
| Title Company | NOT AVAILABLE |
| Amount | Amount on Record |
|---|---|
| Tax | $70.00 |
| Amount Accuracy | Confirmed |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Address | 2725 CAST HST PANAMA CITY FL 32401, PANAMA CITY, FL 32401 |
| Document Type | Quit Claim Deed |
|---|---|
| Jurisdiction | BAY FL |
| Recording Date | Apr 9, 2018 |
| Property Address | 1105 E 11TH ST, PANAMA CITY, FL 32401-4112 |
| Document Number | 0039961493 |
| Book / Page | 003996 / 001493 |
| Instrument Date | Apr 9, 2018 |
| Instrument | 20599 |
| Transaction Type | Transfer |
| Record Updated | Apr 17, 2018 |
| Tax | $0.00 |
|---|---|
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Address | 2725 E 11TH ST PANAMA CITY BEACH FL 324015118, PANAMA CITY BEACH, FL 32401-5118 |
The 2025 property tax bill for 1105 E 11th St was $5,095.
Source: Bay County assessment roll, as of July 1, 2025
| Type | Name |
|---|---|
| State | Florida |
| County | Bay County |
| Municipality | Panama City |
| Unified School District | Bay County School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $5,095.00 | $322,945 Land $19,968 Building $302,977 | $322,945 Land $19,968 Building $302,977 |
| 2023 | $463.00 (+10.5%) | $18,341 (+30.68%) Land $16,848 Building $1,493 | $18,341 (+30.68%) Land $16,848 Building $1,493 |
| 2022 | $419.00 | $14,035 Land $12,542 Building $1,493 | $14,035 Land $12,542 Building $1,493 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
FEMA maps place 1105 E 11th St in Zone X, an area of minimal flood risk, within 500 ft of a high-risk flood zone.
Source: FEMA National Flood Hazard Layer, effective September 16, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Nearest Special Flood Hazard Area | Zone AE, within 500 ft |
| Flood Insurance Requirement | Not required lenders may require it |
| Community Rating System | Class 5 (25% premium discount) |
| Nearby Flood Policies | 8 in force |
| Nearby Flood Claims | 4 (1983–2018) |
| Claims Outside the SFHA | 4 of 4 |
| Most Recent Claim | Oct 2018 · Hurricane Michael |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Wildfire risk around 1105 E 11th St is low, with less than a 0.01% annual chance of wildfire.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 99.1% of the US · lower than 98.7% of Florida |
|---|---|
| Wildfire Likelihood | Under 0.01% annual chance |
| Exposure | None beyond ember reach |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | PANAMA CITY WATER SYSTEM serves 34,345 people · EPA ID FL1030517 |
|---|---|
| Water Source | Purchased surface water from BAY COUNTY WATER SYSTEM |
| Last State Inspection | Feb 2026 |
| Lead | 1 ppb (2024) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | 2 last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 322 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Xfinity Cable | 2,000 / 250 |
| WOW Internet, Cable & Phone Cable | 1,200 / 50 |
| Verizon Fixed Wireless | 300 / 20 |
| AT&T Fixed Wireless · Fiber in parts of the area | 100 / 20 |
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