Beaufort County property record for 1313 Broad St, Beaufort, SC 29902
| Property Type | Single Family Home |
|---|---|
| Details | 1 bd · 3 ba · 1,152 sqft · built 1999 |
| Lot Size | 0.1 acres (4,356 sqft) |
| Owner | Individual Name on File |
| Last Sale | $330,000 (Jun 2026) |
| Tax Bill | $2,031 (2025) |
| Deeds & Mortgages | Jun 2026 Sale & Mortgage Sep 2020 Mortgage + 1 more |
| Flood Zone | Zone X (moderate risk) |
| APN | R12000600005460000 |
| Primary APN | R12000600005460000 |
|---|---|
| Alternative APN |
|
| Bedrooms | 1 Bed |
|---|---|
| Full Baths | 3 Baths |
| Half Baths | 2 Half Baths |
| Total Rooms | 1 Room |
| Stories | 2 Stories |
| Building Area | 1,152 sqft Living Area |
| 1st Floor Area | 576 sqft |
| Utility Room | Utility Room |
| Year Built | Built 1999 |
|---|---|
| Effective Year Built | Effective 1999 |
| Exterior Material | Stucco |
| Construction Type | Wood |
| Foundation Type | Slab (Mat/Raft) |
| Roof Type | Hip |
| Roof Material | Asphalt |
| Lot Area | 4,356 sqft (0.1 acres) |
| Porch | Slab |
| Patio Area | 80 sqft |
| Cooling System | Central |
|---|---|
| Heating System | Heat Pump |
| Street Address | 1313 BROAD ST |
|---|---|
| City | BEAUFORT |
| State | SC |
| Zip | 29902-6373 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | 6111 |
| Legal Description | LOT 47 BROAD STREET S/D PB71 P45 PLAT IN DB1222 P2060 |
| Legal Subdivision | BROAD STREET SUBDIVISION |
| Legal Lot Number | 47 |
| Jurisdiction | BEAUFORT SC |
| Township / Civil Division | BEAUFORT-PORT ROYAL |
| Census Block Group | 3 |
| Census Block | 3004 |
| Census Tract | 800 |
1313 Broad St is owned and occupied by an individual who bought it in June 2026.
Source: Beaufort County records, as of June 11, 2026
| Owner of Record | Individual Name on File |
|---|---|
| Mailing Address | 1313 BROAD ST, BEAUFORT, SC 29902-6373 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Vesting | Joint Tenants |
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Date | Document |
|---|---|
| Jun 2, 2026 | Deed, Transfer · Conventional Mortgage CROSSCOUNTRY MORTGAGE |
| Sep 25, 2020 | Deed of Trust, Mortgage · VA Mortgage FREEDOM MORTGAGE CORP |
| Jul 1, 2019 | Warranty Deed, Transfer · VA Mortgage FREEDOM MORTGAGE CORP |
| Deed Names | Name on Deed |
|---|---|
| Last Sale | Jun 2, 2026 · Amount on File |
| Deed Sale | Jun 2, 2026 · Amount on File |
| Prior Sale | Jul 1, 2019 · Amount on File |
| Deed Document Number | 202624155 |
| Deed Book / Page | 4544 / 444 |
| Prior Transfer Date | Jan 23, 2002 |
| Prior Transfer Doc | 0000014355 |
| Record Updated | Oct 29, 2026 |
| Document Type | Deed |
|---|---|
| Jurisdiction | BEAUFORT SC |
| Recording Date | Jun 2, 2026 |
| Property Address | 1313 BROAD ST, BEAUFORT, SC 29902-6373 |
| Document Number | 0000024155 |
| Book / Page | 4544 / 444 |
| Instrument Date | May 26, 2026 |
| Instrument | 202624155 |
| Transaction Type | Transfer |
| Record Updated | Jun 11, 2026 |
| Title Company | FIRST AMERICAN TITLE, FIRST AMERICAN MORTGAGE SOLUTI |
| Amount | Amount on Record |
|---|---|
| Downpayment | Downpayment on Record |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $123,321.00 |
| Amount Accuracy | Calculated from Transfer Tax |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Relationship | Joint Tenants |
| Address | 1313 BROAD ST, BEAUFORT, SC 29902-6373 |
| Document Number | 0000024156, |
|---|---|
| Date | Jun 2, 2026 |
| Instrument | 202624156 |
| Name | CROSSCOUNTRY MORTGAGE |
|---|
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 360 Months |
| Due | Jun 1, 2056 |
| Rate Type | Fixed Rate |
|---|---|
| Rate | 6.3% |
| Initial Type | Fixed Rate |
| Max Rate | -1% |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | BEAUFORT SC |
| Property Address | 1313 BROAD ST, BEAUFORT, SC 29902-6373 |
| Transaction Type | Mortgage |
| Record Updated | Feb 5, 2021 |
| Title Company | INSPIRE CLOSING SERVICES LLC |
| Name | Verified Name |
|---|
| Document Number | 0000054561 |
|---|---|
| Date | Sep 25, 2020 |
| Book Page | 3913/2038 |
| Instrument | 2020054561 |
| Name | FREEDOM MORTGAGE CORP |
|---|---|
| Type | Subprime Lender |
| Address | MOUNT LAUREL, NJ 08054 |
| Type | VA Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 347 Months |
| Due | Aug 1, 2049 |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | BEAUFORT SC |
| Recording Date | Jul 1, 2019 |
| Property Address | 1313 BROAD ST, BEAUFORT, SC 29902-6373 |
| Document Number | 0000034716 |
| Book / Page | 3772 / 3214 |
| Map Reference | MB 71 PG 45 |
| Instrument Date | Jun 25, 2019 |
| Instrument | 2019034716 |
| Transaction Type | Transfer |
| Record Updated | Feb 22, 2022 |
| Amount | Amount on Record |
|---|---|
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $791.80 |
| Amount Accuracy | Full Amount Stated |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Address | 1313 BROAD ST, BEAUFORT, SC 29902-6373 |
| Document Number | 0000034717 |
|---|---|
| Date | Jul 1, 2019 |
| Instrument | 2019034717 |
| Name | FREEDOM MORTGAGE CORP |
|---|---|
| Type | Subprime Lender |
| Type | VA Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 360 Months |
| Due | Jul 1, 2049 |
The 2025 property tax bill for 1313 Broad St was $2,031.
Source: Beaufort County assessment roll, as of March 12, 2026
| Type | Name |
|---|---|
| State | South Carolina |
| County | Beaufort County |
| Municipality | Beaufort City |
| Unified School District | Beaufort County School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $2,031.00 | $9,840 (-21.76%) | |
| 2024 | $2,031.00 | $12,576 (-) Land $3,192 Building $9,384 | $314,400 (-) Land $79,800 Building $234,600 |
| 2023 | $2,031.00 (+24.91%) | $12,576 (+46.92%) Land $3,192 Building $9,384 | $314,400 (+46.92%) Land $79,800 Building $234,600 |
| 2022 | $1,626.00 | $8,560 Land $2,900 Building $5,660 | $214,000 Land $72,500 Building $141,500 |
Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.
FEMA maps place 1313 Broad St in Zone X, an area of moderate flood risk, though there have been 2 flood claims nearby since 1994.
Source: FEMA National Flood Hazard Layer, effective March 23, 2021 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X moderate risk |
|---|---|
| 500-Year Floodplain | Yes 0.2% annual chance |
| Flood Insurance Requirement | Not required lenders may require it |
| Flood Insurance Cost | Premium on File median of 70 policies |
| Community Rating System | Class 6 (20% premium discount) |
| Nearby Flood Policies | 70 in force |
| Nearby Flood Claims | 2 (1994–1999) |
| Claims Outside the SFHA | 2 of 2 |
| Most Recent Claim | Jun 1999 · rainfall accumulation |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Wildfire risk around 1313 Broad St is low, with a 0.01% annual chance of wildfire.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 95% of the US · lower than 98.6% of South Carolina |
|---|---|
| Wildfire Likelihood | 0.01% annual chance |
| Exposure | None beyond ember reach |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | BJW&SA serves 164,829 people · EPA ID SC0720003 |
|---|---|
| Water Source | Surface water |
| Last State Inspection | Apr 2025 |
| Lead | Under 1 ppb (2022–2024) action level 15 ppb |
| Water Quality | Haloacetic acids resolved · Oct 2023 |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | None last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. This system sells water to local utilities; the supplier billing this address may be one of them.
Source: FCC Broadband Data Collection, based on 226 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Brightspeed Fiber | 2,000 / 2,000 |
| Xfinity Fiber | 2,000 / 250 |
| Sparklight Cable | 1,000 / 50 |
| Verizon Fixed Wireless | 300 / 20 |
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