13129 Lutes Dr, Silver Spring, MD 20906 Property Records

Montgomery County property record for 13129 Lutes Dr, Silver Spring, MD 20906

Property Summary

Property Type	Single Family Home
Details	3.5 ba · 3,337 sqft · built 1998
Lot Size	0.233 acres (10,154 sqft)
Owner	2 Individual Names on Record
Last Sale	$40,000 (Apr 1998)
Tax Bill	$7,608 (2025)
Deeds & Mortgages	Aug 2026 Mortgage Oct 2021 Mortgage + 1 more
Flood Zone	Zone X (minimal risk)
APN	`13-03271362`

Property Details

APN / Parcel Number

Primary APN	`13-03271362`
Alternative APNs	`1303111725` `03271362`

Interior

Full Baths	3.5 Baths
Half Baths	1 Half Bath
Stories	2 Stories
Building Area	3,337 sqft Living Area
Gross Area	3,777 sqft
1st Floor Area	1,447 sqft
Basement Area	600 sqft
Finished Basement	600 sqft
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1998
Effective Year Built	Effective 1998
Architectural Style	Bi-Level
Exterior Material	Siding
Roof Material	Composition Shingle
Lot Area	10,154 sqft (0.233 acres)
Garage Type	Attached
Garage Area	440 sqft
Parking Spaces	2 Parking Spaces

Exterior Amenities

Porch	Open Porch
Porch Area	65 sqft
Deck Area	210 sqft
Shed	1 Shed
Shed Area	192 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	HVAC
Sewer	Municipal

Location & Zoning

Account Number	03271362
Street Address	13129 LUTES DR
City	SILVER SPRING
State	MD
Zip	20906-3231
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	R90
Legal Description	FRED L LUTES SUBDIVI SON
Legal Subdivision	WALLACES SUB
Legal Block	B
Legal Lot Number	19
Jurisdiction	MONTGOMERY MD
Township / Civil Division	13
Census Block Group	1
Census Block	1009
Census Tract	703206

Owner

Source: Montgomery County records, as of August 17, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on Record
Mailing Address	13129 LUTES DR, SILVER SPRING, MD 20906-3231
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Aug 3, 2026	Deed of Trust, Mortgage · Conventional Mortgage ROCKET MORTGAGE LLC
Oct 4, 2021	Deed of Trust, Mortgage · Conventional Mortgage ROCKET MORTGAGE LLC
Aug 1, 2018	Deed of Trust, Mortgage FEDCHOICE FCU

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Apr 16, 1998 · Amount on Record
Deed Sale	Apr 16, 1998 · Amount on Record
Deed Document Number	1998114608
Deed Book / Page	15745 / 578
Record Updated	Sep 20, 2026

August 2026: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	MONTGOMERY MD
Recording Date	Aug 3, 2026
Property Address	13129 LUTES DR, SILVER SPRING, MD 20906-3231
Document Number	7078000001
Book / Page	70787 / 1
Instrument Date	Jul 27, 2026
Transaction Type	Mortgage
Record Updated	Aug 13, 2026
Title Company	ROCKET TITLE, ROCKET CLOSE

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	13129 LUTES DR, SILVER SPRING, MD 20906-3231

Mortgage

Document Number	7078000001,
Date	Aug 3, 2026
Book Page	70787/1

Lender

Name	ROCKET MORTGAGE LLC

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	240 Months
Due	Aug 1, 2046

Interest

Rate Type	Fixed Rate
Rate	6.49%
Initial Type	Fixed Rate
Max Rate	-1%

October 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	MONTGOMERY MD
Property Address	13129 LUTES DR, SILVER SPRING, MD 20906-3231
Transaction Type	Mortgage
Record Updated	Oct 20, 2021
Title Company	AMROCK INC, AMROCK LLC

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0641790157
Date	Oct 4, 2021
Book Page	64179/157

Lender

Name	ROCKET MORTGAGE LLC
Type	Mortgage Company
Address	DETROIT, MI 48226

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	179 Months
Due	Sep 1, 2036

August 2018: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	MONTGOMERY MD
Property Address	13129 LUTES DR, SILVER SPRING, MD 20906-3231
Transaction Type	Mortgage
Record Updated	Feb 5, 2021
Title Company	ISGN

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0563930190
Date	Aug 1, 2018
Book Page	56393/190

Lender

Name	FEDCHOICE FCU
Type	Credit Union
Address	LANHAM, MD 20706

Agreement

Amount	Amount Recorded

Tax Assessment & Valuation

Source: Montgomery County assessment roll, as of August 17, 2026

Property Jurisdictions

Type	Name
State	Maryland
County	Montgomery County
Unified School District	Montgomery County Public Schools (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$701,767 (+4.06%)	$756,500 (+12.17%) Land $160,500 Building $596,000
2025	$7,608.00 (+42.23%)	$674,400 (+22.54%) Land $160,500 Building $513,900	$674,400 (-) Land $160,500 Building $513,900
2023		$550,333	$674,400 Land $160,500 Building $513,900
2022	$5,349.00

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective April 12, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	3 in force
Nearby Flood Claims	3 (1993–2014)
Claims Outside the SFHA	3 of 3
Most Recent Claim	May 2014 · rainfall accumulation

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 95% of the US · lower than 90% of Maryland
Wildfire Likelihood	Under 0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	WASHINGTON SUBURBAN SANITARY COMMISSION serves 1,900,000 people · EPA ID MD0150005
Water Source	Surface water
Last State Inspection	May 2025
Lead	Under 1 ppb (2018–2020) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 338 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Verizon Fiber	2,300 / 2,300
Xfinity Cable	2,000 / 250
T-Mobile Fixed Wireless	100 / 20
AT&T Fixed Wireless	100 / 20

May also be available: Astound Broadband.

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