13127 Lutes Dr, Silver Spring, MD 20906 Property Records

Montgomery County property record for 13127 Lutes Dr, Silver Spring, MD 20906

Property Summary

Property Type	Single Family Home
Details	2.5 ba · 4,625 sqft · built 1998
Lot Size	0.232 acres (10,125 sqft)
Owner	2 Individual Names on Record
Tax Bill	$9,586 (2025)
Deeds & Mortgages	Feb 2020 Mortgage Oct 2020 Mortgage + 1 more
Flood Zone	Zone X (minimal risk)
APN	`13-03111714`

Property Details

APN / Parcel Number

Primary APN	`13-03111714`
Alternative APN	`03111714`

Interior

Full Baths	2.5 Baths
Half Baths	1 Half Bath
Stories	2 Stories
Building Area	4,625 sqft Living Area
Gross Area	5,065 sqft
1st Floor Area	2,045 sqft
Basement Area	775 sqft
Finished Basement	775 sqft
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1998
Effective Year Built	Effective 1998
Architectural Style	Bi-Level
Exterior Material	Siding
Construction Type	Frame
Roof Material	Composition Shingle
Lot Area	10,125 sqft (0.232 acres)
Garage Type	Attached
Garage Area	440 sqft
Parking Spaces	2 Parking Spaces

Exterior Amenities

Porch	Open Porch
Porch Area	450 sqft
Deck Area	255 sqft
Patio Area	255 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	HVAC
Sewer	Municipal

Location & Zoning

Account Number	03111714
Street Address	13127 LUTES DR
City	SILVER SPRING
State	MD
Zip	20906-3231
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	R90
Legal Description	FRED L LUTES SUB
Legal Subdivision	WALLACES SUB
Legal Block	B
Legal Lot Number	17
Jurisdiction	MONTGOMERY MD
Township / Civil Division	13
Census Block Group	1
Census Block	1009
Census Tract	703206

Owner

Source: Montgomery County records, as of August 17, 2026

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Owner of Record	2 Individual Names on Record
Mailing Address	13127 LUTES DR, SILVER SPRING, MD 20906-3231
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Feb 6, 2020	Deed of Trust, Mortgage · Conventional Mortgage UNITED MUTUAL FUNDING CORP
Oct 6, 2020	Deed of Trust, Mortgage · Conventional Mortgage UNITED MUTUAL FNDG
Mar 8, 2017	Gift Deed, Transfer · Conventional Mortgage UNITED WHOLESALE MORTGAGE

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Jun 17, 2009
Deed Sale	Jun 17, 2009
Prior Sale	Jul 2, 2004 · Amount on Record
Deed Document Number	200910976
Last Transfer Date	Dec 13, 2016
Transfer Doc	0539400096
Record Updated	Sep 20, 2026

February 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	MONTGOMERY MD
Property Address	13127 LUTES DR, SILVER SPRING, MD 20906-3231
Transaction Type	Mortgage
Record Updated	May 3, 2022
Title Company	ELITE SETTLEMENTS LLC

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0589920470
Date	Feb 6, 2020
Book Page	58992/470

Lender

Name	UNITED MUTUAL FUNDING CORP
Type	Mortgage Company
Address	BRANDON, FL 33511

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	180 Months
Due	Feb 1, 2035

October 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	MONTGOMERY MD
Property Address	13127 LUTES DR, SILVER SPRING, MD 20906-3231
Document Number	0616340107
Instrument Date	Oct 6, 2020
Transaction Type	Mortgage
Record Updated	Feb 22, 2021
Title Company	OLD REPUBLIC TITLE, OLD REPUBLIC NAT'L TITLE INS

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	13127 LUTES DR SILVER SPRING MD 209063231, SILVER SPRING, MD 20906-3231

Mortgage

Document Number	0616340107
Date	Jan 17, 2021
Book Page	061634/000107

Lender

Name	UNITED MUTUAL FNDG
Type	Funding / Finance Company
Address	BRANDON, FL 33511

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	180 Months
Due	Jan 16, 2036

March 2017: Gift Deed, Transfer

Document Type	Gift Deed
Jurisdiction	MONTGOMERY MD
Recording Date	Mar 8, 2017
Property Address	13127 LUTES DR, SILVER SPRING, MD 20906-3231
Document Number	0539400096
Book / Page	53940 / 096
Map Reference	MB15 PG969
Instrument Date	Dec 13, 2016
Transaction Type	Transfer
Record Updated	May 3, 2022

Transaction

Tax	$0.00
Amount Accuracy	Transfer Tax Exempt
Additional	Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name
Address	00000

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	13127 LUTES DR, SILVER SPRING, MD 20906-3231

Mortgage

Document Number	0053940101
Date	Mar 8, 2017
Instrument	53940/101

Lender

Name	UNITED WHOLESALE MORTGAGE
Type	Mortgage Company

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	238 Months
Due	Jan 1, 2037

Tax Assessment & Valuation

Source: Montgomery County assessment roll, as of August 17, 2026

Property Jurisdictions

Type	Name
State	Maryland
County	Montgomery County
Unified School District	Montgomery County Public Schools (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$904,267 (+4.25%)	$978,000 (+12.75%) Land $178,300 Building $799,700
2025	$9,586.00 (-1.75%)	$867,400 (+23.78%) Land $178,300 Building $689,100	$867,400 (-) Land $178,300 Building $689,100
2024	$9,757.00 (+44.04%)
2023		$700,733	$867,400 Land $178,300 Building $689,100
2022	$6,774.00

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective April 12, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	3 in force
Nearby Flood Claims	3 (1993–2014)
Claims Outside the SFHA	3 of 3
Most Recent Claim	May 2014 · rainfall accumulation

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 95% of the US · lower than 90% of Maryland
Wildfire Likelihood	Under 0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	WASHINGTON SUBURBAN SANITARY COMMISSION serves 1,900,000 people · EPA ID MD0150005
Water Source	Surface water
Last State Inspection	May 2025
Lead	Under 1 ppb (2018–2020) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 338 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Verizon Fiber	2,300 / 2,300
Xfinity Cable	2,000 / 250
T-Mobile Fixed Wireless	100 / 20
AT&T Fixed Wireless	100 / 20

May also be available: Astound Broadband.

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