13122 Orchard Ave, Eckert, CO 81418 Property Records

Delta County property record for 13122 Orchard Ave, Eckert, CO 81418

Property Summary

Property Type	Single Family Home
Details	4 bd · 2 ba · 1,872 sqft · built 1978
Lot Size	0.7 acres (30,492 sqft)
Owner	Individual Name on Record
Last Sale	$112,000 (Jun 2002)
Tax Bill	$1,116 (2025)
Deeds & Mortgages	Aug 2026 Line of Credit May 2021 Line of Credit + 2 more
Flood Zone	Zone X (minimal risk)
APN	`R005039`

Property Details

APN / Parcel Number

Primary APN	`R005039`
Alternative APN	`323712307014`

Interior

Bedrooms	4 Beds
Full Baths	2 Baths
Total Rooms	7 Rooms
Building Area	1,872 sqft Living Area
Flooring	Carpet
Interior Walls	Wallboard/Drywall

Exterior

Year Built	Built 1978
Effective Year Built	Effective 1978
Architectural Style	Bi-Level
Exterior Material	Wood
Construction Type	Frame
Roof Type	Gable/Hip
Roof Material	Metal
Lot Area	30,492 sqft (0.7 acres)

Utilities, Heating & Cooling

Cooling System	None
Heating System	Radiant
Heating Fuel	Electric

Location & Zoning

Account Number	R005039
Street Address	13122 ORCHARD AVE
City	ECKERT
State	CO
Zip	81418-6116
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	13122 ORCHARD AVE ECKERT - ORCHARD CITY 81418 S: 12 T: 14S R: 95W SUBDIVISION: ORCHARD LANE SUBD ADDITION #2 LOT: 20 AND:- LOT: 21 TOTAL AC 0.7+-LOTS: 20 &21 ORCHARD LANE SUBD ADDITION #2 PT SE4SW4 SEC 12 T14S R95W 6PM BK 722 PG 67 BK 775 PG 314 BK 7
Legal Subdivision	ORCHARD LANE SUBD ADDITION #2
Legal Lot Number	20
Jurisdiction	DELTA CO
Township / Civil Division	CEDAREDGE
Census Block Group	1
Census Block	1031
Census Tract	964700

Owner

Source: Delta County records, as of May 4, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on Record
Mailing Address	13122 ORCHARD AVE, ECKERT, CO 81418-6116
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Aug 12, 2026	Deed of Trust, Mortgage · Line of Credit BANK OF COLORADO
May 10, 2021	Deed of Trust, Mortgage · Line of Credit BANK OF COLORADO
Apr 10, 2020	Deed of Trust, Mortgage · Conventional Mortgage AMERIHOME MORTGAGE COMPANY LLC
Mar 28, 2017	Intrafamily Transfer, Transfer · FHA Mortgage MORTGAGE SOLUTIONS OF COLORADO LLC

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Jun 28, 2002 · Amount on Record
Deed Sale	Jun 28, 2002 · Amount on Record
Prior Sale	May 27, 1994 · Amount on Record
Last Transfer Date	Feb 27, 2017
Transfer Doc	0000694181
Record Updated	Oct 29, 2026

August 2026: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	DELTA CO
Recording Date	Aug 12, 2026
Property Address	13122 ORCHARD AVE, ECKERT, CO 81418-6116
Document Number	0000769463
Instrument Date	Aug 7, 2026
Instrument	2026769463
Transaction Type	Mortgage
Record Updated	Sep 9, 2026
Title Company	NONE LISTED ON DOCUMENT

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	13122 ORCHARD AVE, ECKERT, CO 81418-6116

Mortgage

Document Number	0000769463,
Date	Aug 12, 2026
Instrument	2026769463

Lender

Name	BANK OF COLORADO

Agreement

Type	Line of Credit
Amount	Amount Recorded
Term	300 Months
Due	Aug 7, 2051

Interest

Rate Type	Adjustable Rate
Initial Type	Adjustable Rate
Adjustable	Adjustable Rate Rider
Max Rate	-1%

May 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	DELTA CO
Property Address	13122 ORCHARD AVE, ECKERT, CO 81418-6116
Transaction Type	Mortgage
Record Updated	May 28, 2021

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	728942
Date	May 10, 2021
Instrument	728942

Lender

Name	BANK OF COLORADO
Type	Bank
Address	CEDAREDGE, CO 81413

Agreement

Type	Line of Credit
Amount	Amount Recorded

Interest

Rate Type	Adjustable Rate
Change Frequency	Monthly

April 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	DELTA CO
Property Address	13122 ORCHARD AVE, ECKERT, CO 81418-6116
Transaction Type	Mortgage
Record Updated	Feb 5, 2021
Title Company	CAPSTONE TITLE

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	718149
Date	Apr 10, 2020
Instrument	718149

Lender

Name	AMERIHOME MORTGAGE COMPANY LLC
Type	Mortgage Company
Address	THOUSAND OAKS, CA 91362

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	300 Months
Due	Apr 1, 2045

March 2017: Intrafamily Transfer, Transfer

Document Type	Intrafamily Transfer
Jurisdiction	DELTA CO
Recording Date	Mar 28, 2017
Property Address	13122 ORCHARD AVE, ECKERT, CO 81418-6116
Document Number	0000694181
Instrument Date	Feb 27, 2017
Instrument	694181
Transaction Type	Transfer
Record Updated	Feb 28, 2022
Title Company	CSTONE TITLE, CAPSTONE TITLE

Transaction

Tax	$0.00
Amount Accuracy	No Consideration Stated
Additional	Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	13122 ORCHARD AVE, ECKERT, CO 81418-6116

Mortgage

Document Number	0000694182
Date	Mar 28, 2017
Instrument	694182

Lender

Name	MORTGAGE SOLUTIONS OF COLORADO LLC
Type	Mortgage Company

Agreement

Type	FHA Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Apr 1, 2047

Tax Assessment & Valuation

Source: Delta County assessment roll, as of May 4, 2026

Property Jurisdictions

Type	Name
State	Colorado
County	Delta County
Municipality	Orchard City Town
Unified School District	Delta County School District 50J (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$1,116.00 (-9.05%)	$17,695 (-11.35%) Land $3,453 Building $14,242	$283,116 (-4.96%) Land $55,250 Building $227,866
2024	$1,227.00 (+4.43%)	$19,960 (-) Land $1,980 Building $17,980
2023	$1,175.00 (+34.9%)	$19,960 (+36.82%) Land $1,980 Building $17,980	$297,897 (+41.93%) Land $29,545 Building $268,352
2022	$871.00	$14,588 Land $2,016 Building $12,572	$209,886 Land $29,000 Building $180,886

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer, effective November 27, 2025 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Nearest Special Flood Hazard Area	Zone AE, within 100 ft
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	1 in force
Nearby Flood Claims	1 (2017)
Claims Outside the SFHA	1 of 1
Most Recent Claim	Apr 2017 · other causes

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · lower than 91% of Colorado
Wildfire Likelihood	0.01% annual chance
Exposure	Indirect within ember reach
Adjoins Burnable Land	Yes

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	TOWN OF ORCHARD CITY serves 3,100 people · EPA ID CO0115588
Water Source	Groundwater influenced by surface water
Last State Inspection	Nov 2024
Lead	7 ppb (2023–2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	6 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.

Internet Providers

Source: FCC Broadband Data Collection, based on 128 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Elevate Internet Fiber	6,000 / 6,000
Verizon Fixed Wireless	300 / 20
T-Mobile Fixed Wireless	100 / 20

Cell Coverage

5G (outdoors only) and 4G LTE

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