13102 Orchard Ave, Eckert, CO 81418 Property Records

Delta County property record for 13102 Orchard Ave, Eckert, CO 81418

Property Summary

Property Type	Single Family Home
Details	5 bd · 1 ba · 1,872 sqft · built 1979
Lot Size	0.3 acres (13,068 sqft)
Owner	2 Individual Names on File
Last Sale	$297,500 (Jul 2021)
Tax Bill	$1,092 (2025)
Deeds & Mortgages	Jan 2023 Mortgage Jul 2021 Sale & Mortgage + 3 more
Flood Zone	Zone X (minimal risk)
APN	`R005035`

Property Details

APN / Parcel Number

Primary APN	`R005035`
Alternative APN	`323712307010`

Interior

Bedrooms	5 Beds
Full Baths	1 Bath
Total Rooms	6 Rooms
Building Area	1,872 sqft Living Area
Flooring	Carpet
Interior Walls	Wallboard/Drywall

Exterior

Year Built	Built 1979
Effective Year Built	Effective 1979
Architectural Style	Bi-Level
Exterior Material	Other
Construction Type	Frame
Roof Type	Gable/Hip
Roof Material	Metal
Lot Area	13,068 sqft (0.3 acres)

Utilities, Heating & Cooling

Cooling System	Window A/C
Heating System	Radiant
Heating Fuel	Electric
Sewer	Connected

Location & Zoning

Account Number	R005035
Street Address	13102 ORCHARD AVE
City	ECKERT
State	CO
Zip	81418-6116
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	13102 ORCHARD AVE ECKERT - ORCHARD CITY 81418 S: 12 T: 14S R: 95W SUBDIVISION: ORCHARD LANE SUBD ADDITION #2 LOT: 22 TOTAL AC 0.3+- (N210.0, S186.0, E110.72, W94.97) LOT: 22 ORCHARD LANE SUBD ADDITION #2 PT SEC 12 T14S R95W 6PM BK 467 PG 1342 (R-3770
Legal Subdivision	ORCHARD LANE SUBD ADDITION #2
Legal Block	1
Legal Lot Number	22
Jurisdiction	DELTA CO
Township / Civil Division	CEDAREDGE
Census Block Group	1
Census Block	1031
Census Tract	964700

Owner

13102 Orchard Ave is owned and occupied by two individuals who bought it in July 2021.

Source: Delta County records, as of May 4, 2026

Owner of Record	2 Individual Names on File
Mailing Address	13102 ORCHARD AVE, ECKERT, CO 81418-6116
Occupancy	Owner Occupied
Owner Type	Individual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Jan 4, 2023	Deed of Trust, Mortgage · VA Mortgage NATIONSTAR MORTGAGE LLC
Jul 8, 2021	Warranty Deed, Transfer · VA Mortgage FAIRWAY INDEPENDENT MORTGAGE CORP
Jun 9, 2021	Deed of Trust, Mortgage · FHA Mortgage DEPARTMENT OF HOUSING & URBAN DEV
Jun 25, 2020	Deed of Trust, Mortgage · Stand-Alone Second Mortgage COLORADO HOUSING & FINANCE AUTHORITY
Jun 25, 2020	Special Warranty Deed, Transfer · FHA Mortgage BAY EQUITY LLC

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Jul 8, 2021 · Amount on File
Deed Sale	Jul 8, 2021 · Amount on File
Prior Sale	Jun 25, 2020 · Amount on File
Deed Document Number	2021730731
Prior Transfer Date	Feb 20, 2006
Prior Transfer Doc	0000606202
Record Updated	Jun 8, 2026

January 2023: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	DELTA CO
Property Address	13102 ORCHARD AVE, ECKERT, CO 81418-6116
Transaction Type	Mortgage
Record Updated	Jan 16, 2023

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	13102 ORCHARD AVE, ECKERT, CO 81418-6116

Mortgage

Document Number	0000744147
Date	Jan 4, 2023
Instrument	744147

Lender

Name	NATIONSTAR MORTGAGE LLC
Type	Mortgage Company
Address	MADISON HEIGHTS, MI 48071

Agreement

Type	VA Mortgage
Amount	Amount on Record
Term	343 Months
Due	Aug 1, 2051

July 2021: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	DELTA CO
Recording Date	Jul 8, 2021
Property Address	13102 ORCHARD AVE, ECKERT, CO 81418-6116
Document Number	730731
Instrument Date	Jul 7, 2021
Instrument	730731
Transaction Type	Transfer
Record Updated	Jul 19, 2021
Title Company	HERITAGE TITLE COMPANY, HERITAGE TITLE CO

Transaction

Amount	Amount on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$29.75
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants
Address	13102 ORCHARD AVE, ECKERT, CO 81418-6116

Mortgage

Document Number	730732
Date	Jul 8, 2021
Instrument	730732

Lender

Name	FAIRWAY INDEPENDENT MORTGAGE CORP
Type	Mortgage Company

Agreement

Type	VA Mortgage
Amount	Amount on Record
Term	361 Months
Due	Aug 1, 2051

June 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	DELTA CO
Property Address	13102 ORCHARD AVE, ECKERT, CO 81418-6116
Transaction Type	Mortgage
Record Updated	Jun 29, 2021

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	729879
Date	Jun 9, 2021
Instrument	729879

Lender

Name	DEPARTMENT OF HOUSING & URBAN DEV
Type	Government Agency
Address	WASHINGTON, DC 20410

Agreement

Type	FHA Mortgage
Amount	Amount on Record
Term	349 Months
Due	Jul 1, 2050

June 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	DELTA CO
Property Address	13102 ORCHARD AVE, ECKERT, CO 81418-6116
Transaction Type	Mortgage
Record Updated	Feb 7, 2021

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	719701
Date	Jun 25, 2020
Instrument	719701

Lender

Name	COLORADO HOUSING & FINANCE AUTHORITY
Type	Government Agency
Address	DENVER, CO 80202

Agreement

Type	Stand-Alone Second Mortgage
Amount	Amount on Record
Term	361 Months
Due	Jul 1, 2050

June 2020: Special Warranty Deed, Transfer

Document Type	Special Warranty Deed
Jurisdiction	DELTA CO
Recording Date	Jun 25, 2020
Property Address	13102 ORCHARD AVE, ECKERT, CO 81418-6116
Document Number	0000719699
Instrument Date	Jun 19, 2020
Instrument	719699
Transaction Type	Transfer
Record Updated	Feb 28, 2022
Title Company	HERITAGE TITLE COMPANY, HERITAGE TITLE CO

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$19.43
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	13102 ORCHARD AVE, ECKERT, CO 81418-6116

Mortgage

Document Number	0000719700
Date	Jun 25, 2020
Instrument	719700

Lender

Name	BAY EQUITY LLC
Type	Mortgage Company

Agreement

Type	FHA Mortgage
Amount	Amount on Record
Term	361 Months
Due	Jul 1, 2050

Tax Assessment & Valuation

The 2025 property tax bill for 13102 Orchard Ave was $1,092, down 0.2% from the year before.

Source: Delta County assessment roll, as of May 4, 2026

Property Jurisdictions

Type	Name
State	Colorado
County	Delta County
Municipality	Orchard City Town
Unified School District	Delta County School District 50J (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$1,092.00 (-0.18%)	$17,313 (-2.71%) Land $3,453 Building $13,860	$277,015 Land $55,250 Building $221,765
2024	$1,094.00 (+4.49%)	$17,795 (-) Land $1,943 Building $15,852
2023	$1,047.00 (+28.78%)	$17,795 (+30.58%) Land $1,943 Building $15,852	$265,588 (+35.45%) Land $28,995 Building $236,593
2022	$813.00	$13,628 Land $2,016 Building $11,612	$196,084 Land $29,000 Building $167,084

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

FEMA maps place 13102 Orchard Ave in Zone X, an area of minimal flood risk, within 100 ft of a high-risk flood zone.

Source: FEMA National Flood Hazard Layer, effective November 27, 2025 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Nearest Special Flood Hazard Area	Zone AE, within 100 ft
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	1 in force
Nearby Flood Claims	1 (2017)
Claims Outside the SFHA	1 of 1
Most Recent Claim	Apr 2017 · other causes

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 13102 Orchard Ave is low, with a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · lower than 91% of Colorado
Wildfire Likelihood	0.01% annual chance
Exposure	Indirect within ember reach
Adjoins Burnable Land	Yes

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	TOWN OF ORCHARD CITY serves 3,100 people · EPA ID CO0115588
Water Source	Groundwater influenced by surface water
Last State Inspection	Nov 2024
Lead	7 ppb (2023–2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	6 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.

Internet Providers

Source: FCC Broadband Data Collection, based on 128 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Elevate Internet Fiber	6,000 / 6,000
Verizon Fixed Wireless	300 / 20
T-Mobile Fixed Wireless	100 / 20

Cell Coverage

5G (outdoors only) and 4G LTE

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