Montgomery County property record for 1312 Xaveria Dr, Silver Spring, MD 20903
| Property Type | Single Family Home |
|---|---|
| Details | 3.5 ba · 2,853 sqft · built 1960 |
| Lot Size | 0.291 acres (12,688 sqft) |
| Owner | 2 Individual Names on File |
| Last Sale | $535,000 (Oct 2020) |
| Tax Bill | $7,702 (2025) |
| Deeds & Mortgages | Oct 2020 Sale & Mortgage Feb 2020 Foreclosure |
| Flood Zone | Zone X (minimal risk) |
| APN | 05-00318441 |
| Primary APN | 05-00318441 |
|---|---|
| Alternative APN |
|
| Full Baths | 3.5 Baths |
|---|---|
| Half Baths | 1 Half Bath |
| Stories | 1 Story |
| Building Area | 2,853 sqft Living Area |
| 1st Floor Area | 1,660 sqft |
| Basement Area | 1,193 sqft |
| Finished Basement | 1,193 sqft |
| Year Built | Built 1960 |
|---|---|
| Effective Year Built | Effective 1960 |
| Architectural Style | Split Foyer |
| Exterior Material | Combination |
| Construction Type | Frame |
| Roof Material | Composition Shingle |
| Lot Area | 12,688 sqft (0.291 acres) |
| Porch | Open Porch |
|---|---|
| Porch Area | 168 sqft |
| Patio Area | 665 sqft |
| Shed | 1 Shed |
| Shed Area | 126 sqft |
| Cooling System | Central |
|---|---|
| Heating System | HVAC |
| Sewer | Municipal |
| Account Number | 00318441 |
|---|---|
| Street Address | 1312 XAVERIA DR |
| City | SILVER SPRING |
| State | MD |
| Zip | 20903-1635 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | R90 |
| Legal Description | HILLANDALE HGTS |
| Legal Subdivision | HILLANDALE HGTS |
| Legal Block | 1 |
| Legal Lot Number | 8 |
| Jurisdiction | MONTGOMERY MD |
| Township / Civil Division | 5 |
| Census Block Group | 3 |
| Census Block | 3004 |
| Census Tract | 701505 |
1312 Xaveria Dr is owned and occupied by two individuals who bought it in October 2020.
Source: Montgomery County records, as of August 17, 2026
| Owner of Record | 2 Individual Names on File |
|---|---|
| Mailing Address | 1312 XAVERIA DR, SILVER SPRING, MD 20903-1635 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Date | Document |
|---|---|
| Oct 1, 2020 | Deed, Transfer · Conventional Mortgage HOMESPIRE MORTGAGE CORP |
| Feb 7, 2020 | Court-Ordered Deed, Foreclosure ATTORNEY ONLY |
| Deed Names | 2 Names on Deed |
|---|---|
| Last Sale | Oct 1, 2020 · Amount on File |
| Deed Sale | Oct 1, 2020 · Amount on File |
| Prior Sale | Jul 31, 2020 · Amount on File |
| Deed Book / Page | 60643 / 193 |
| Record Updated | Sep 20, 2026 |
| Document Type | Deed |
|---|---|
| Jurisdiction | MONTGOMERY MD |
| Recording Date | Oct 1, 2020 |
| Property Address | 1312 XAVERIA DR, SILVER SPRING, MD 20903-1635 |
| Document Number | 0606430193 |
| Book / Page | 60643 / 193 |
| Map Reference | MB 62 PL 5429 |
| Instrument Date | Sep 23, 2020 |
| Transaction Type | Transfer |
| Record Updated | Aug 20, 2021 |
| Title Company | MTA TITLE & ESCROW LLC |
| Amount | Amount on Record |
|---|---|
| Downpayment | Downpayment on Record |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $8,025.00 |
| Amount Accuracy | Full Amount Stated |
| Additional |
|
| Name | Verified Name |
|---|---|
| Address | 1009 WILLOWLEAF WAY, 1009, ROCKVILLE, MD 20854-2937 |
| Name | Verified Name |
|---|---|
| Relationship | Tenants by the Entirety |
| Address | 1312 XAVERIA DR, SILVER SPRING, MD 20903-1635 |
| Document Number | 60643199 |
|---|---|
| Date | Oct 1, 2020 |
| Instrument | 60643/199 |
| Name | HOMESPIRE MORTGAGE CORP |
|---|---|
| Type | Mortgage Company |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 360 Months |
| Due | Oct 1, 2050 |
| Document Type | Court-Ordered Deed |
|---|---|
| Jurisdiction | MONTGOMERY MD |
| Recording Date | Feb 7, 2020 |
| Property Address | 1312 XAVERIA DR, SILVER SPRING, MD 20903-1635 |
| Document Number | 0590020340 |
| Book / Page | 059002 / 000340 |
| Instrument Date | Sep 18, 2019 |
| Transaction Type | Foreclosure |
| Record Updated | Feb 27, 2020 |
| Title Company | ATTORNEY ONLY |
| Amount | Amount on Record |
|---|---|
| Tax | $430.00 |
| Amount Accuracy | Confirmed |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Relationship | Corporate Trust |
| Address | 1312 XAVERIA DR SILVER SPRING MD 209031635, SILVER SPRING, MD 20903-1635 |
The 2025 property tax bill for 1312 Xaveria Dr was $7,702.
Source: Montgomery County assessment roll, as of August 17, 2026
| Type | Name |
|---|---|
| State | Maryland |
| County | Montgomery County |
| Unified School District | Montgomery County Public Schools (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $643,200 (+7.55%) Land $223,400 Building $419,800 | $643,200 (-) Land $223,400 Building $419,800 | |
| 2025 | $7,702.00 | $598,033 | $643,200 Land $223,400 Building $419,800 |
| 2023 | $507,700 Land $223,400 Building $284,300 | $507,700 Land $223,400 Building $284,300 | |
| 2022 | $5,072.00 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
FEMA maps place 1312 Xaveria Dr in Zone X, an area of minimal flood risk, though there have been 3 flood claims nearby since 2015.
Source: FEMA National Flood Hazard Layer, effective April 12, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Nearby Flood Policies | 3 in force |
| Nearby Flood Claims | 3 (2015–2024) |
| Claims Outside the SFHA | 3 of 3 |
| Most Recent Claim | Jan 2024 · other causes |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Wildfire risk around 1312 Xaveria Dr is low, with less than a 0.01% annual chance of wildfire.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 95% of the US · lower than 90% of Maryland |
|---|---|
| Wildfire Likelihood | Under 0.01% annual chance |
| Exposure | Direct burnable vegetation |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | WASHINGTON SUBURBAN SANITARY COMMISSION serves 1,900,000 people · EPA ID MD0150005 |
|---|---|
| Water Source | Surface water |
| Last State Inspection | May 2025 |
| Lead | Under 1 ppb (2018–2020) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | None last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 304 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Verizon Fiber | 2,300 / 2,300 |
| Xfinity Cable | 2,000 / 250 |
| Astound Broadband Cable | 1,500 / 50 |
| T-Mobile Fixed Wireless | 100 / 20 |
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