Montgomery County property record for 1311 Xaveria Dr, Silver Spring, MD 20903
| Property Type | Single Family Home |
|---|---|
| Details | 2.5 ba · 2,784 sqft · built 1960 |
| Lot Size | 0.276 acres (12,041 sqft) |
| Owner | Individual Name on File |
| Last Sale | $433,250 (Dec 2019) |
| Tax Bill | $6,066 (2025) |
| Deeds & Mortgages | Nov 2025 Line of Credit Nov 2021 Mortgage + 1 more |
| Flood Zone | Zone X (minimal risk) |
| APN | 05-00318918 |
| Primary APN | 05-00318918 |
|---|---|
| Alternative APN |
|
| Full Baths | 2.5 Baths |
|---|---|
| Half Baths | 1 Half Bath |
| Stories | 1 Story |
| Building Area | 2,784 sqft Living Area |
| 1st Floor Area | 1,849 sqft |
| Basement Area | 935 sqft |
| Finished Basement | 935 sqft |
| Year Built | Built 1960 |
|---|---|
| Effective Year Built | Effective 1960 |
| Architectural Style | Split Foyer |
| Exterior Material | Combination |
| Construction Type | Frame |
| Roof Material | Composition Shingle |
| Lot Area | 12,041 sqft (0.276 acres) |
| Garage Type | Carport |
| Carport | Carport |
| Deck Area | 200 sqft |
| Cooling System | Central |
|---|---|
| Heating System | HVAC |
| Sewer | Municipal |
| Account Number | 00318918 |
|---|---|
| Street Address | 1311 XAVERIA DR |
| City | SILVER SPRING |
| State | MD |
| Zip | 20903-1636 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | R90 |
| Legal Description | HILLANDALE HGTS |
| Legal Subdivision | HILLANDALE HGTS |
| Legal Block | 2 |
| Legal Lot Number | 7 |
| Jurisdiction | MONTGOMERY MD |
| Township / Civil Division | 5 |
| Census Block Group | 3 |
| Census Block | 3004 |
| Census Tract | 701505 |
1311 Xaveria Dr is owned and occupied by an individual who bought it in December 2019.
Source: Montgomery County records, as of August 17, 2026
| Owner of Record | Individual Name on File |
|---|---|
| Mailing Address | 1311 XAVERIA DR, SILVER SPRING, MD 20903-1636 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Vesting | Sole Owner |
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Date | Document |
|---|---|
| Nov 17, 2025 | Deed of Trust, Mortgage · Line of Credit PNC BANK NA |
| Nov 17, 2021 | Deed of Trust, Mortgage · VA Mortgage VILLAGE CAPITAL & INVESTMENT LLC |
| Dec 31, 2019 | Deed, Transfer · VA Mortgage POTOMAC MORTGAGE GROUP LLC |
| Deed Names | Name on Deed |
|---|---|
| Last Sale | Dec 31, 2019 · Amount on File |
| Deed Sale | Dec 31, 2019 · Amount on File |
| Prior Sale | Dec 2, 2004 · Amount on File |
| Deed Book / Page | 58787 / 159 |
| Prior Transfer Date | Nov 11, 2013 |
| Prior Transfer Doc | 0480710201 |
| Record Updated | Sep 20, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | MONTGOMERY MD |
| Property Address | 1311 XAVERIA DR, SILVER SPRING, MD 20903-1636 |
| Transaction Type | Mortgage |
| Record Updated | Dec 4, 2025 |
| Name | Verified Name |
|---|---|
| Address | 1311 XAVERIA DR, SILVER SPRING, MD 20903-1636 |
| Document Number | 0698330481 |
|---|---|
| Date | Nov 17, 2025 |
| Book Page | 69833/481 |
| Name | PNC BANK NA |
|---|---|
| Type | Bank |
| Address | WILMINGTON, DE 19801 |
| Type | Line of Credit |
|---|---|
| Amount | Amount on Record |
| Term | 480 Months |
| Due | Nov 15, 2065 |
| Rate Type | Adjustable Rate |
|---|---|
| Change Frequency | Monthly |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | MONTGOMERY MD |
| Property Address | 1311 XAVERIA DR, SILVER SPRING, MD 20903-1636 |
| Transaction Type | Mortgage |
| Record Updated | Dec 6, 2021 |
| Title Company | AMERICAS TITLE GROUP, AMERICAS TITLE CORP |
| Name | Verified Name |
|---|
| Document Number | 0646150408 |
|---|---|
| Date | Nov 17, 2021 |
| Book Page | 64615/408 |
| Name | VILLAGE CAPITAL & INVESTMENT LLC |
|---|---|
| Type | Mortgage Company |
| Address | HENDERSON, NV 89074 |
| Type | VA Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 360 Months |
| Due | Nov 1, 2051 |
| Document Type | Deed |
|---|---|
| Jurisdiction | MONTGOMERY MD |
| Recording Date | Dec 31, 2019 |
| Property Address | 1311 XAVERIA DR, SILVER SPRING, MD 20903-1636 |
| Document Number | 0587870159 |
| Book / Page | 58787 / 159 |
| Map Reference | MB 62 PL 5429 |
| Instrument Date | Dec 5, 2019 |
| Transaction Type | Transfer |
| Record Updated | Aug 20, 2021 |
| Title Company | KVS TITLE LLC |
| Amount | Amount on Record |
|---|---|
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $5,415.63 |
| Amount Accuracy | Full Amount Stated |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Relationship | Tenants in Severalty |
| Address | 1311 XAVERIA DR, SILVER SPRING, MD 20903-1636 |
| Document Number | 58787167 |
|---|---|
| Date | Dec 31, 2019 |
| Instrument | 58787/167 |
| Name | POTOMAC MORTGAGE GROUP LLC |
|---|---|
| Type | Mortgage Company |
| Type | VA Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 361 Months |
| Due | Jan 1, 2050 |
The 2025 property tax bill for 1311 Xaveria Dr was $6,066, down 3.2% from the year before.
Source: Montgomery County assessment roll, as of August 17, 2026
| Type | Name |
|---|---|
| State | Maryland |
| County | Montgomery County |
| Unified School District | Montgomery County Public Schools (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $551,200 (+6.83%) Land $221,700 Building $329,500 | $551,200 (-) Land $221,700 Building $329,500 | |
| 2025 | $6,066.00 (-3.18%) | $515,967 | $551,200 Land $221,700 Building $329,500 |
| 2024 | $6,265.00 | ||
| 2023 | $445,500 Land $221,700 Building $223,800 | $445,500 Land $221,700 Building $223,800 | |
| 2022 | $4,767.00 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
FEMA maps place 1311 Xaveria Dr in Zone X, an area of minimal flood risk, though there have been 3 flood claims nearby since 2015.
Source: FEMA National Flood Hazard Layer, effective April 12, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Nearby Flood Policies | 3 in force |
| Nearby Flood Claims | 3 (2015–2024) |
| Claims Outside the SFHA | 3 of 3 |
| Most Recent Claim | Jan 2024 · other causes |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Wildfire risk around 1311 Xaveria Dr is low, with less than a 0.01% annual chance of wildfire.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 95% of the US · lower than 90% of Maryland |
|---|---|
| Wildfire Likelihood | Under 0.01% annual chance |
| Exposure | Direct burnable vegetation |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | WASHINGTON SUBURBAN SANITARY COMMISSION serves 1,900,000 people · EPA ID MD0150005 |
|---|---|
| Water Source | Surface water |
| Last State Inspection | May 2025 |
| Lead | Under 1 ppb (2018–2020) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | None last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 304 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Verizon Fiber | 2,300 / 2,300 |
| Xfinity Cable | 2,000 / 250 |
| Astound Broadband Cable | 1,500 / 50 |
| T-Mobile Fixed Wireless | 100 / 20 |
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