1312 Lone Oak Trl, Aurora, IL 60506 Property Records

Kane County property record for 1312 Lone Oak Trl, Aurora, IL 60506

Property Summary

Property Type	Single Family Home
Details	4 bd · 3.5 ba · 2,340 sqft · built 1991
Lot Size	0.22 acres (9,583 sqft)
Owner	Individual Name on Record
Last Sale	$230,000 (Sep 2016)
Tax Bill	$8,996 (2025)
Deeds & Mortgages	Nov 2021 Mortgage
Flood Zone	Zone X (minimal risk)
APN	`15-08-405-011`

Property Details

APN / Parcel Number

Primary APN	`15-08-405-011`

Interior

Bedrooms	4 Beds
Full Baths	3.5 Baths
Half Baths	1 Half Bath
Total Rooms	8 Rooms
Stories	2 Stories
Building Area	2,340 sqft Living Area
Gross Area	3,950 sqft
Basement Area	1,170 sqft
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1991
Effective Year Built	Effective 1991
Construction Type	Frame
Lot Area	9,583 sqft (0.22 acres)
Garage Type	Attached
Garage Area	440 sqft
Parking Spaces	2 Parking Spaces
Porch	Open Porch

Utilities, Heating & Cooling

Cooling System	Central
Water Source	Commercial

Location & Zoning

Street Address	1312 LONE OAK TRL
City	AURORA
State	IL
Zip	60506-1395
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	GOLDEN OAKS UNIT 1 LOT 44 LOT DIMENSIONS: 107.51 X 134.26 X 38.72 X 144.57 SUBDIVISION: GOLDEN OAKS RANGE CODE: 001
Legal Subdivision	GOLDEN OAKS
Legal Block	3
Legal Lot Number	44
Legal Unit	1-44
Jurisdiction	KANE IL
Township / Civil Division	AURORA
Census Block Group	3
Census Block	3001
Census Tract	853008

Owner

Source: Kane County records, as of July 23, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on Record
Mailing Address	1312 LONE OAK TRL, AURORA, IL 60506-1395
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Sep 15, 2016 · Amount on Record
Deed Sale	Sep 15, 2016 · Amount on Record
Prior Sale	Jul 18, 2007 · Amount on Record
Deed Document Number	201649604
Prior Transfer Date	Jul 17, 1996
Prior Transfer Doc	0000053784
Record Updated	Oct 29, 2026

November 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	KANE IL
Property Address	1312 LONE OAK TRL, AURORA, IL 60506-1395
Transaction Type	Mortgage
Record Updated	Dec 8, 2021
Title Company	CARRINGTON TITLE PARTNERS LLC, CARRINGTON TTL PARTNERS LLC

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0000088170
Date	Nov 23, 2021
Instrument	2021K088170

Lender

Name	LOANDEPOT.COM LLC
Type	Mortgage Company
Address	FOOTHILL RANCH, CA 92610

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	241 Months
Due	Dec 1, 2041

Interest

Rate	3.12%

Tax Assessment & Valuation

Source: Kane County assessment roll, as of July 23, 2026

Property Jurisdictions

Type	Name
State	Illinois
Municipality	Aurora City
County	Kane County
County Subdivision	Aurora Township
Unified School District	Aurora West Unit School District 129 (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$8,996.00 (+13.6%) Homeowner's exemption	$129,121 (+9.39%) Land $20,306 Building $108,815	$387,518 (+9.39%) Land $60,942 Building $326,576
2024		$118,037 (+23.64%) Land $18,563 Building $99,474	$354,253 (+23.69%) Land $55,711 Building $298,541
2022	$7,919.00 (+4.58%) Homeowner's exemption	$95,469 (+7.41%) Land $15,133 Building $80,336	$286,407 (+7.41%) Land $45,399 Building $241,008
2021	$7,572.00 Homeowner's exemption	$88,883 Land $14,089 Building $74,794	$266,649 Land $42,267 Building $224,382

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer, effective October 8, 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 97% of the US · lower than 79% of Illinois
Wildfire Likelihood	Under 0.01% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	AURORA serves 183,000 people · EPA ID IL0894070
Water Source	Surface water
Last State Inspection	Mar 2025
Lead	26 ppb (2026) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 287 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Xfinity Cable	2,000 / 250
Verizon Fixed Wireless	1,000 / 75
T-Mobile Fixed Wireless	100 / 20
AT&T Fixed Wireless · DSL · Fiber in parts of the area	100 / 20

May also be available: Metronet, Watch TV.

Nearby Properties on Lone Oak Trl

Nearby Streets

Search Property Records by Address or Parcel Number

Search by:

By searching, you agree to: Terms • Privacy • Disclosures