1298 Lone Oak Trl, Aurora, IL 60506 Property Records

Kane County property record for 1298 Lone Oak Trl, Aurora, IL 60506

Property Summary

Property Type	Single Family Home
Details	3 bd · 2.5 ba · 1,508 sqft · built 1991
Lot Size	0.173 acres (7,552 sqft)
Owner	2 Individual Names on Record
Last Sale	$224,000 (Sep 2018)
Tax Bill	$7,095 (2025)
Deeds & Mortgages	May 2023 Second Mortgage Nov 2020 Mortgage + 2 more
Flood Zone	Zone X (minimal risk)
APN	`15-08-405-010`

Property Details

APN / Parcel Number

Primary APN	`15-08-405-010`

Interior

Bedrooms	3 Beds
Full Baths	2.5 Baths
Half Baths	1 Half Bath
Total Rooms	7 Rooms
Stories	2 Stories
Building Area	1,508 sqft Living Area
Gross Area	2,792 sqft
Basement Area	884 sqft
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1991
Effective Year Built	Effective 1991
Construction Type	Frame
Lot Area	7,552 sqft (0.173 acres)
Garage Type	Attached
Garage Area	400 sqft
Parking Spaces	2 Parking Spaces

Utilities, Heating & Cooling

Cooling System	Central

Location & Zoning

Street Address	1298 LONE OAK TRL
City	AURORA
State	IL
Zip	60506-1394
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	GOLDEN OAKS UNIT 1 LOT 43 LOT DIMENSIONS: 63.2 X 119.5 X 80 X 134.26 APPROX LOT SQ FT 7552 SUBDIVISION: GOLDEN OAKS RANGE CODE: 001
Legal Subdivision	GOLDEN OAKS
Legal Block	3
Legal Lot Number	43
Legal Unit	1-43
Jurisdiction	KANE IL
Township / Civil Division	AURORA
Census Block Group	3
Census Block	3001
Census Tract	853008

Owner

Source: Kane County records, as of July 23, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on Record
Mailing Address	1298 LONE OAK TRL, AURORA, IL 60506-1394
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
May 23, 2023	Deed of Trust, Mortgage · Stand-Alone Second Mortgage EARTHMOVER CU
Nov 16, 2020	Deed of Trust, Mortgage · Conventional Mortgage EARTHMOVER CU
Sep 11, 2018	Warranty Deed, Transfer · FHA Mortgage QUICKEN LNS
Aug 31, 2018	Deed of Trust, Mortgage · FHA Mortgage QUICKEN LNS

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Sep 11, 2018 · Amount on Record
Deed Sale	Sep 11, 2018 · Amount on Record
Prior Sale	Feb 20, 2003 · Amount on Record
Deed Document Number	201844539
Record Updated	Oct 29, 2026

May 2023: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	KANE IL
Property Address	1298 LONE OAK TRL, AURORA, IL 60506-1394
Transaction Type	Mortgage
Record Updated	Jun 1, 2023

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0000016484
Date	May 23, 2023
Instrument	2023K016484

Lender

Name	EARTHMOVER CU
Type	Credit Union
Address	AURORA, IL 60507

Agreement

Type	Stand-Alone Second Mortgage
Amount	Amount Recorded
Term	60 Months
Due	May 25, 2028

November 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	KANE IL
Property Address	1298 LONE OAK TRL, AURORA, IL 60506-1394
Transaction Type	Mortgage
Record Updated	Feb 5, 2021

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0000070297
Date	Nov 16, 2020
Instrument	2020K070297

Lender

Name	EARTHMOVER CU
Type	Credit Union
Address	OSWEGO, IL 60543

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Nov 1, 2050

Interest

Rate Type	Fixed Rate
Rate	3%

September 2018: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	KANE IL
Recording Date	Sep 11, 2018
Property Address	1298 LONE OAK TRL, AURORA, IL 60506-1394
Document Number	0000044539
Instrument Date	Aug 31, 2018
Instrument	44539
Transaction Type	Transfer
Record Updated	Oct 1, 2018
Title Company	FIRST AMERICAN TITLE

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$672.00
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Husband and Wife
Address	1298 LONE OAK TRL AURORA IL 605061394, AURORA, IL 60506-1394

Mortgage

Document Number	44542
Date	Sep 11, 2018
Instrument	44542

Lender

Name	QUICKEN LNS
Type	Funding / Finance Company
Address	DETROIT, MI 48226-1906

Agreement

Type	FHA Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Sep 10, 2048

Interest

Rate Type	Fixed Rate
Rate	3.99%

August 2018: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	KANE IL
Property Address	1298 LONE OAK TRL, AURORA, IL 60506-1394
Document Number	0000034274
Instrument Date	Aug 31, 2018
Transaction Type	Mortgage
Record Updated	Aug 14, 2019
Title Company	FIRST AMERICAN TITLE

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Husband and Wife
Address	1298 LONE OAK TRL AURORA IL 605061394, AURORA, IL 60506-1394

Mortgage

Document Number	0000034274
Date	Aug 2, 2019
Instrument	34274

Lender

Name	QUICKEN LNS
Type	Funding / Finance Company
Address	DETROIT, MI 48226-1906

Agreement

Type	FHA Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Aug 1, 2049

Interest

Rate Type	Fixed Rate
Rate	3.99%

Tax Assessment & Valuation

Source: Kane County assessment roll, as of July 23, 2026

Property Jurisdictions

Type	Name
State	Illinois
Municipality	Aurora City
County	Kane County
County Subdivision	Aurora Township
Unified School District	Aurora West Unit School District 129 (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$7,095.00 (+12.64%) Homeowner's exemption	$103,535 (+9.39%) Land $20,306 Building $83,229	$310,729 (+9.39%) Land $60,942 Building $249,787
2024		$94,648 (+22.66%) Land $18,563 Building $76,085	$284,058 (+22.71%) Land $55,711 Building $228,346
2022	$6,299.00 (+4.72%) Homeowner's exemption	$77,160 (+7.41%) Land $15,133 Building $62,027	$231,480 (+7.41%) Land $45,399 Building $186,081
2021	$6,015.00 Homeowner's exemption	$71,837 Land $14,089 Building $57,748	$215,511 Land $42,267 Building $173,244

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer, effective October 8, 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 97% of the US · lower than 79% of Illinois
Wildfire Likelihood	Under 0.01% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	AURORA serves 183,000 people · EPA ID IL0894070
Water Source	Surface water
Last State Inspection	Mar 2025
Lead	26 ppb (2026) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 287 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Xfinity Cable	2,000 / 250
Verizon Fixed Wireless	1,000 / 75
T-Mobile Fixed Wireless	100 / 20
AT&T Fixed Wireless · DSL · Fiber in parts of the area	100 / 20

May also be available: Metronet, Watch TV.

Nearby Properties on Lone Oak Trl

Nearby Streets

Search Property Records by Address or Parcel Number

Search by:

By searching, you agree to: Terms • Privacy • Disclosures