1312 Lakeside Cir, Buffalo, MN 55313 Property Records

Wright County property record for 1312 Lakeside Cir, Buffalo, MN 55313

Property Summary

Property Type	Single Family Home
Details	5 bd · 4 ba · 1,802 sqft · built 1995
Lot Size	0.52 acres (22,655 sqft)
Owner	Individual Name on File
Last Sale	$380,000 (Jun 2023)
Tax Bill	$4,490 (2026)
Deeds & Mortgages	Jun 2023 Sale & Mortgage Dec 2021 Mortgage + 1 more
Flood Zone	Zone X (minimal risk)
APN	`103-129-002080`

Property Details

APN / Parcel Number

Primary APN	`103-129-002080`

Interior

Bedrooms	5 Beds
Full Baths	4 Baths
Stories	2 Stories
Building Area	1,802 sqft Living Area
1st Floor Area	1,210 sqft
Basement Area	804 sqft
Finished Basement	804 sqft
Flooring	Wood
Interior Walls	Wallboard/Drywall

Exterior

Year Built	Built 1995
Effective Year Built	Effective 2004
Architectural Style	Modular
Exterior Material	Vinyl
Construction Type	Frame
Foundation Type	Block
Roof Type	Gable
Roof Material	Wood Shingle
Lot Area	22,655 sqft (0.52 acres)
Garage Area	714 sqft
Parking Spaces	2 Parking Spaces
Porch	Porch
Porch Area	32 sqft
Deck Area	168 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Forced Air with A/C
Heating Fuel	Gas

Location & Zoning

Street Address	1312 LAKESIDE CIR
City	BUFFALO
State	MN
Zip	55313-2925
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	SECT-20 TWP-120 RANGE-025 LAKESIDE ESTATES LOT-008 BLOCK-002
Legal Range	025
Legal Township	120
Legal Section	20
Legal Subdivision	LAKESIDE ESTATES
Legal Block	2
Legal Lot Number	8
Jurisdiction	WRIGHT MN
Township / Civil Division	BUFFALO
Census Block Group	1
Census Block	1001
Census Tract	100704

Owner

1312 Lakeside Cir is owned and occupied by an individual who bought it in June 2023.

Source: Wright County records, as of July 20, 2026

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Owner of Record	Individual Name on File
Mailing Address	1312 LAKESIDE CIR, BUFFALO, MN 55313-2925
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Jun 23, 2023	Warranty Deed, Transfer · Conventional Mortgage RESULTS HOME MORTGAGE LLC
Dec 8, 2021	Deed of Trust, Mortgage · Conventional Mortgage WELLS FARGO BANK NA
May 20, 2019	Intrafamily Transfer, Transfer · Conventional Mortgage ALERUS FINANCIAL NA

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Jun 16, 2023 · Amount on File
Deed Sale	Jun 16, 2023 · Amount on File
Deed Document Number	20231548850
Prior Transfer Date	Jan 27, 2020
Prior Transfer Doc	0001417650
Record Updated	Oct 29, 2026

June 2023: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	WRIGHT MN
Recording Date	Jun 23, 2023
Property Address	1312 LAKESIDE CIR, BUFFALO, MN 55313-2925
Document Number	00A1533008
Instrument Date	Jun 16, 2023
Instrument	A1533008
Transaction Type	Transfer
Record Updated	Aug 2, 2023
Title Company	KEY TITLE AND CLOSING SERVICES LLC, KEY TITLE & CLOSING SVCS LLC

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$1,254.00
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Tenants in Common
Address	1312 LAKESIDE CIR, BUFFALO, MN 55313-2925

Mortgage

Document Number	00A1533009
Date	Jun 23, 2023
Instrument	A1533009

Lender

Name	RESULTS HOME MORTGAGE LLC
Type	Mortgage Company

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	361 Months
Due	Jul 1, 2053

December 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	WRIGHT MN
Property Address	1312 LAKESIDE CIR, BUFFALO, MN 55313-2925
Transaction Type	Mortgage
Record Updated	Jan 11, 2022
Title Company	CONSOLIDATED TITLE SERVICES

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0001492758
Date	Dec 8, 2021
Instrument	1492758

Lender

Name	WELLS FARGO BANK NA
Type	Bank
Address	SIOUX FALLS, SD 57104

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	361 Months
Due	Jan 1, 2052

May 2019: Intrafamily Transfer, Transfer

Document Type	Intrafamily Transfer
Jurisdiction	WRIGHT MN
Recording Date	May 20, 2019
Property Address	1312 LAKESIDE CIR, BUFFALO, MN 55313-2925
Document Number	0001396022
Instrument Date	May 14, 2019
Instrument	1396022
Transaction Type	Transfer
Record Updated	Aug 13, 2021
Title Company	WATERMARK TITLE AGENCY

Transaction

Tax	$0.00
Amount Accuracy	No Consideration Stated
Additional	Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants
Address	1312 LAKESIDE CIR, BUFFALO, MN 55313-2925

Mortgage

Document Number	0001396023
Date	May 20, 2019
Instrument	1396023

Lender

Name	ALERUS FINANCIAL NA
Type	Bank

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	361 Months
Due	Jun 1, 2049

Tax Assessment & Valuation

The 2026 property tax bill for 1312 Lakeside Cir was $4,490.

Source: Wright County assessment roll, as of July 20, 2026

Property Jurisdictions

Type	Name
State	Minnesota
Municipality	Buffalo City
County	Wright County
Unified School District	Buffalo-Hanover-Montrose Public Schools (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026	$4,490.00	$384,100 (+3.53%) Land $75,000 Building $309,100	$384,100 (+3.53%) Land $75,000 Building $309,100
2025		$371,000 Land $75,000 Building $296,000	$371,000 Land $75,000 Building $296,000
2023	$4,184.00 (+4.18%)	$370,200 Land $70,000 Building $300,200	$370,200 Land $70,000 Building $300,200
2022	$4,016.00

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 1312 Lakeside Cir in Zone X, an area of minimal flood risk, within 500 ft of a high-risk flood zone.

Source: FEMA National Flood Hazard Layer, effective April 19, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Nearest Special Flood Hazard Area	Zone A, within 500 ft
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	6 in force
Nearby Flood Claims	1 (2025)
Most Recent Claim	Jul 2025 · river or lake flooding

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 1312 Lakeside Cir is low, with less than a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 99.1% of the US · lower than 96% of Minnesota
Wildfire Likelihood	Under 0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	Buffalo serves 16,711 people · EPA ID MN1860005
Water Source	Groundwater
Last State Inspection	Apr 2025
Lead	2 ppb (2023–2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 194 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Buffalo Fiber Fiber	1,000 / 1,000
Spectrum Cable	1,000 / 1,000
T-Mobile Fixed Wireless	100 / 20

May also be available: Verizon, Xtratyme Technologies.

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