1308 Lakeside Cir, Buffalo, MN 55313 Property Records

Wright County property record for 1308 Lakeside Cir, Buffalo, MN 55313

Property Summary

Property Type	Single Family Home
Details	4 bd · 3 ba · 1,716 sqft · built 1995
Lot Size	0.286 acres (12,495 sqft)
Owner	2 Individual Names on File
Last Sale	$177,000 (May 2009)
Tax Bill	$4,296 (2026)
Deeds & Mortgages	Feb 2019 Mortgage
Flood Zone	Zone X (minimal risk)
APN	`103-129-002100`

Property Details

APN / Parcel Number

Primary APN	`103-129-002100`

Interior

Bedrooms	4 Beds
Full Baths	3 Baths
Stories	2 Stories
Building Area	1,716 sqft Living Area
1st Floor Area	1,100 sqft
Basement Area	692 sqft
Finished Basement	692 sqft
Flooring	Wood
Interior Walls	Wallboard/Drywall

Exterior

Year Built	Built 1995
Effective Year Built	Effective 2004
Architectural Style	Modular
Exterior Material	Vinyl
Construction Type	Frame
Foundation Type	Block
Roof Type	Gable
Roof Material	Wood Shingle
Lot Area	12,495 sqft (0.286 acres)
Garage Type	Attached
Garage Area	634 sqft
Parking Spaces	2 Parking Spaces
Porch	Porch
Porch Area	100 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Forced Air with A/C
Heating Fuel	Gas

Location & Zoning

Street Address	1308 LAKESIDE CIR
City	BUFFALO
State	MN
Zip	55313-2925
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	SECT-20 TWP-120 RANGE-025 LAKESIDE ESTATES LOT-010 BLOCK-002
Legal Range	025
Legal Township	120
Legal Section	20
Legal Subdivision	LAKESIDE ESTATES
Legal Block	2
Legal Lot Number	10
Jurisdiction	WRIGHT MN
Township / Civil Division	BUFFALO
Census Block Group	1
Census Block	1001
Census Tract	100704

Owner

1308 Lakeside Cir is owned and occupied by two individuals who bought it in May 2009.

Source: Wright County records, as of August 21, 2026

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Owner of Record	2 Individual Names on File
Mailing Address	1308 LAKESIDE CIR, BUFFALO, MN 55313-2925
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	May 28, 2009 · Amount on File
Deed Sale	May 28, 2009 · Amount on File
Prior Sale	Jul 21, 2005 · Amount on File
Deed Document Number	2009110758
Record Updated	Oct 29, 2026

February 2019: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	WRIGHT MN
Property Address	1308 LAKESIDE CIR, BUFFALO, MN 55313-2925
Transaction Type	Mortgage
Record Updated	Feb 5, 2021
Title Company	SOLIDIFI TITLE & CLOSING LLC

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0001389898
Date	Feb 19, 2019
Instrument	1389898

Lender

Name	FIRST FEDERAL BANK OF KANSAS CITY
Type	Bank
Address	KANSAS CITY, MO 64120

Agreement

Type	ARM
Amount	Amount on Record
Term	361 Months
Due	Mar 1, 2049

Interest

Rate Type	Adjustable Rate
Rate	4.75%
Type Change Date	Mar 1, 2026
Change Frequency	Annually
Min Rate At Change	2.75%
Max Rate At Change	9.75%
Index	1-Year CMT
Max Rate	9.75%

Tax Assessment & Valuation

The 2026 property tax bill for 1308 Lakeside Cir was $4,296.

Source: Wright County assessment roll, as of July 20, 2026

Property Jurisdictions

Type	Name
State	Minnesota
Municipality	Buffalo City
County	Wright County
Unified School District	Buffalo-Hanover-Montrose Public Schools (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026	$4,296.00	$367,800 (+3.14%) Land $75,000 Building $292,800	$367,800 (+3.14%) Land $75,000 Building $292,800
2025		$356,600 Land $75,000 Building $281,600	$356,600 Land $75,000 Building $281,600
2023	$4,028.00 (+3.02%)	$355,200 Land $70,000 Building $285,200	$355,200 Land $70,000 Building $285,200
2022	$3,910.00

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 1308 Lakeside Cir in Zone X, an area of minimal flood risk, though there have been 1 flood claim nearby since 2025.

Source: FEMA National Flood Hazard Layer, effective April 19, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	6 in force
Nearby Flood Claims	1 (2025)
Most Recent Claim	Jul 2025 · river or lake flooding

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 1308 Lakeside Cir is low, with less than a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 99.1% of the US · lower than 96% of Minnesota
Wildfire Likelihood	Under 0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	Buffalo serves 16,711 people · EPA ID MN1860005
Water Source	Groundwater
Last State Inspection	Apr 2025
Lead	2 ppb (2023–2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 194 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Buffalo Fiber Fiber	1,000 / 1,000
Spectrum Cable	1,000 / 1,000
T-Mobile Fixed Wireless	100 / 20

May also be available: Verizon, Xtratyme Technologies.

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