1312 Forrest St, Waco, TX 76704 Property Records

McLennan County property record for 1312 Forrest St, Waco, TX 76704

Property Summary

Property Type	Single Family Home
Details	3 bd · 2 ba · 1,112 sqft · built 2003
Lot Size	0.189 acres (8,250 sqft)
Owner	Individual Name on File
Tax Bill	$1,002 (2025)
Deeds & Mortgages	Oct 2026 Line of Credit
Flood Zone	Zone X (minimal risk)
APN	`48-025700-033000-1`

Property Details

APN / Parcel Number

Primary APN	`48-025700-033000-1`
Alternative APNs	`4802570003300010101` `179176`

Interior

Bedrooms	3 Beds
Full Baths	2 Baths
Total Rooms	6 Rooms
Stories	1 Story
Building Area	1,112 sqft Living Area
Gross Area	1,364 sqft
1st Floor Area	1,112 sqft
Flooring	Tile

Exterior

Year Built	Built 2003
Effective Year Built	Effective 2003
Exterior Material	Brick Veneer
Construction Type	Wood
Roof Type	Hip
Roof Material	Composition Shingle
Lot Area	8,250 sqft (0.189 acres)
Lot Dimensions	165 ft deep x 50 ft wide
Garage Type	Attached
Garage Area	252 sqft
Driveway	Concrete Driveway
Driveway Area	420 sqft
Parking Spaces	1 Parking Space
Porch	Open Porch
Porch Area	109 sqft
Patio Area	16 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Central

Location & Zoning

Street Address	1312 FORREST ST
City	WACO
State	TX
Zip	76704-2922
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	R1B
Legal Description	KIRKPATRICK LOT 3 BLOCK 56 ACRES .1894
Legal Subdivision	KIRKPATRICK
Legal Block	56
Legal Lot Number	3
Jurisdiction	MCLENNAN TX
Township / Civil Division	WACO
Census Block Group	3
Census Block	3027
Census Tract	1500

Owner

1312 Forrest St is owned and occupied by an individual.

Source: McLennan County records, as of August 24, 2026

Owner of Record	Individual Name on File
Mailing Address	1312 FORREST ST, WACO, TX 76704-2922
Occupancy	Owner Occupied
Owner Type	Individual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names	Name on Deed
Record Updated	Oct 29, 2026

October 2026: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	MCLENNAN TX
Recording Date	Oct 9, 2026
Property Address	1312 FORREST ST, WACO, TX 76704-2922
Document Number	0000032802
Instrument Date	Oct 5, 2026
Instrument	202632802
Transaction Type	Mortgage
Record Updated	Oct 20, 2026
Title Company	NONE LISTED ON DOCUMENT

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	1312 FORREST ST, WACO, TX 76704-2922

Mortgage

Document Number	0000032802,
Date	Oct 9, 2026
Instrument	202632802

Lender

Name	ROCKET MORTGAGE LLC

Agreement

Type	Line of Credit
Amount	Amount on Record
Term	360 Months
Due	Nov 1, 2056

Interest

Max Rate	-1%

Tax Assessment & Valuation

The 2025 property tax bill for 1312 Forrest St was $1,002 with exemptions applied, up 9.9% from the year before.

Source: McLennan County assessment roll, as of August 24, 2026

Property Jurisdictions

Type	Name
State	Texas
County	McLennan County
Municipality	Waco City
Unified School District	Waco Independent School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$174,412 (+1%)	$220,400 (+7.34%) Land $22,674 Building $197,726
2025	$1,002.00 (+9.87%) Homeowner's exemption Senior Citizen's exemption	$158,556 Land $20,630 Building $184,700	$205,330 Land $20,630 Building $184,700
2024	$912.00
2023		$184,870 Land $20,630 Building $164,240	$184,870 Land $20,630 Building $164,240
2022	$797.00

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 1312 Forrest St in Zone X, an area of minimal flood risk, within 500 ft of a high-risk flood zone.

Source: FEMA National Flood Hazard Layer, effective June 9, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Nearest Special Flood Hazard Area	Zone AE, within 500 ft
Flood Insurance Requirement	Not required lenders may require it
Flood Insurance Cost	Premium on File median of 20 policies
Nearby Flood Policies	20 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 1312 Forrest St is low, with a 0.03% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · lower than 94% of Texas
Wildfire Likelihood	0.03% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	CITY OF WACO serves 146,241 people · EPA ID TX1550008
Water Source	Surface water
Last State Inspection	May 2025
Lead	2 ppb (2022–2024) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. This system sells water to local utilities; the supplier billing this address may be one of them.

Internet Providers

Source: FCC Broadband Data Collection, based on 140 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Astound Broadband Cable · Fiber in parts of the area	1,500 / 50
Spectrum Cable	1,000 / 1,000
AT&T Fiber	1,000 / 1,000
Nextlink Fixed Wireless	500 / 100
Central Link Broadband Fixed Wireless	100 / 20
T-Mobile Fixed Wireless	100 / 20

May also be available: Verizon.

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