1312 E Prospect St, York, PA 17403 Property Records

York County property record for 1312 E Prospect St, York, PA 17403

Property Summary

Property Type	Single Family Home
Details	3 bd · 1 ba · 1,536 sqft · built 1940
Lot Size	0.079 acres (3,441 sqft)
Owner	Individual Name on Record
Last Sale	$140,000 (Jan 2022)
Tax Bill	$2,989 (2026)
Deeds & Mortgages	Jan 2022 Sale & Mortgage Mar 2020 Mortgage + 1 more
Flood Zone	Zone X (minimal risk)
APN	`48-000-13-0324.00-00000`

Property Details

APN / Parcel Number

Primary APN	`48-000-13-0324.00-00000`
Alternative APNs	`4800001303240000000` `480673600`

Interior

Bedrooms	3 Beds
Full Baths	1 Bath
Total Rooms	6 Rooms
Stories	2 Stories
Building Area	1,536 sqft Living Area
1st Floor Area	640 sqft

Exterior

Year Built	Built 1940
Effective Year Built	Effective 1940
Architectural Style	High Rise
Exterior Material	Siding
Construction Type	Concrete Block
Roof Type	Hip
Lot Area	3,441 sqft (0.079 acres)
View / Lot	Major Street/Thoroughfare
Porch	Porch
Porch Area	232 sqft

Utilities, Heating & Cooling

Cooling System	None
Heating System	Forced Air with A/C
Heating Fuel	Gas
Sewer	Municipal
Water Source	Commercial

Location & Zoning

Street Address	1312 E PROSPECT ST
City	YORK
State	PA
Zip	17403-5723
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	CM
Jurisdiction	YORK PA
Township / Civil Division	SPRING GARDEN
Census Block Group	1
Census Block	1017
Census Tract	10400

Owner

Source: York County records, as of April 28, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on Record
Mailing Address	776 GRANDVIEW RD, YORK, PA 17403-4132
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Jan 24, 2022	Deed, Transfer · Conventional Mortgage FULTON BANK NA
Mar 23, 2020	Deed of Trust, Mortgage · Conventional Mortgage WHITE ROSE CU
Oct 4, 2018	Quit Claim Deed, Transfer OTHER

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Jan 24, 2022 · Amount on Record
Deed Sale	Jan 24, 2022 · Amount on Record
Prior Sale	Jul 28, 2000 · Amount on Record
Deed Document Number	20224851
Deed Book / Page	2707 / 5825
Prior Transfer Date	Sep 25, 2018
Prior Transfer Doc	0000043641
Record Updated	Jun 8, 2026

January 2022: Deed, Transfer

Document Type	Deed
Jurisdiction	YORK PA
Recording Date	Jan 24, 2022
Property Address	1312 E PROSPECT ST, YORK, PA 17403-5723
Document Number	0000004851
Book / Page	2707 / 5825
Instrument Date	Dec 30, 2021
Instrument	2022004851
Transaction Type	Transfer
Record Updated	Feb 2, 2022

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$1,400.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Tenants in Severalty
Address	1312 E PROSPECT ST, YORK, PA 17403-5723

Mortgage

Document Number	0000004852
Date	Jan 24, 2022
Instrument	2022004852

Lender

Name	FULTON BANK NA
Type	Bank

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Jan 1, 2052

March 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	YORK PA
Property Address	1312 E PROSPECT ST, YORK, PA 17403-5723
Document Number	0000021576
Instrument Date	Mar 23, 2020
Transaction Type	Mortgage
Record Updated	Jul 24, 2020
Title Company	NOT AVAILABLE

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	1312 E PROSPECT ST YORK PA 174035723, YORK, PA 17403-5723

Mortgage

Document Number	0000021576
Date	May 20, 2020
Book Page	002573/002493
Instrument	21576

Lender

Name	WHITE ROSE CU
Type	Credit Union
Address	YORK, PA 17402-9050

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	180 Months
Due	May 19, 2035

October 2018: Quit Claim Deed, Transfer

Document Type	Quit Claim Deed
Jurisdiction	YORK PA
Recording Date	Oct 4, 2018
Property Address	1312 E PROSPECT ST, YORK, PA 17403-5723
Document Number	0000043641
Book / Page	002490 / 002769
Instrument Date	Sep 25, 2018
Instrument	43641
Transaction Type	Transfer
Record Updated	Oct 25, 2018
Title Company	OTHER

Transaction

Tax	$0.00
Additional	Quitclaim Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	1312 E PROSPECT ST YORK PA 174035723, YORK, PA 17403-5723

Tax Assessment & Valuation

Source: York County assessment roll, as of April 28, 2026

Property Jurisdictions

Type	Name
State	Pennsylvania
County	York County
County Subdivision	Spring Garden Township
Unified School District	York Suburban School District (KG - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026	$2,989.00 (+8.14%)	$74,980 (-) Land $23,640 Building $51,340
2024	$2,764.00	$74,980 Land $23,640 Building $51,340
2006			$74,980 Land $23,640 Building $51,340

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective September 27, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Claims	1 (1996)
Most Recent Claim	Jan 1996 · Severe Storms And Flooding

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Not rated no burnable land within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	YORK WATER CO private · serves 206,762 people · EPA ID PA7670100
Water Source	Surface water
Last State Inspection	Apr 2026
Lead	3 ppb (2025) action level 15 ppb

Violations Reported to EPA

Water Quality	E. coli resolved · Jul 2022
Treatment and Procedure	None last 10 years
Monitoring and Reporting	2 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 502 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Xfinity Cable	2,000 / 250
PA.net Fixed Wireless · not low latency	200 / 50
T-Mobile Fixed Wireless	100 / 20
AT&T Fixed Wireless	100 / 20

May also be available: Glo Fiber, Verizon.

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