1257 E Prospect St, York, PA 17403 Property Records

York County property record for 1257 E Prospect St, York, PA 17403

Property Summary

Property TypeSingle Family Home
Details2 bd · 1 ba · 720 sqft · built 1946
Lot Size0.11 acres (4,792 sqft)
OwnerIndividual Name on File
Last Sale$53,900 (Jun 2017)
Tax Bill$3,004 (2026)
Deeds & MortgagesOct 2021 Line of Credit
Jun 2017 Sale & Mortgage
Flood ZoneZone X (minimal risk)
APN12-412-18-0012.00-00000

Property Details

APN / Parcel Number

Primary APN12-412-18-0012.00-00000
Alternative APNs
  • 1241021800120000000
  • 120281300

Interior

Bedrooms2 Beds
Full Baths1 Bath
Total Rooms4 Rooms
Stories1 Story
Building Area720 sqft Living Area
1st Floor Area720 sqft

Exterior

Year BuiltBuilt 1946
Effective Year BuiltEffective 1946
Architectural StyleRanch
Exterior MaterialWood Shingle
Construction TypeWood
Roof TypeGable
Lot Area4,792 sqft (0.11 acres)
View / LotMajor Street/Thoroughfare

Utilities, Heating & Cooling

Cooling SystemHVAC
Heating SystemForced Air with A/C
Heating FuelGas
SewerMunicipal
Water SourceCommercial

Location & Zoning

Street Address1257 E PROSPECT ST
CityYORK
StatePA
Zip17403-2558
Property CategoryResidential
Property TypeResidential > Single Family > Home
Local Zoning CodeRS
JurisdictionYORK PA
Township / Civil DivisionYORK
Census Block Group1
Census Block1028
Census Tract600

Owner

1257 E Prospect St is owned and occupied by an individual who bought it in June 2017.

Source: York County records, as of April 28, 2026

Owner of RecordIndividual Name on File
Mailing Address1257 E PROSPECT ST, YORK, PA 17403-2558
OccupancyOwner Occupied
Owner TypeIndividual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

DateDocument
Oct 5, 2021Deed of Trust, Mortgage · Line of Credit
FIRST CAPITAL FCU
Jun 16, 2017Deed, Transfer · Conventional Mortgage
FULTON BANK NA

Assessor's Deed Record

Deed NamesName on Deed
Last SaleJun 16, 2017 · Amount on File
Deed SaleJun 16, 2017 · Amount on File
Prior SaleDec 1, 2004 · Amount on File
Deed Document Number201726907
Deed Book / Page2425 / 4387
Record UpdatedOct 29, 2026

October 2021: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionYORK PA
Property Address1257 E PROSPECT ST, YORK, PA 17403-2558
Transaction TypeMortgage
Record UpdatedOct 12, 2021

Transferred To (Grantee/Buyer)

NameVerified Name

Mortgage

Document Number0000062348
DateOct 5, 2021
Book Page2684/1606
Instrument2021062348
Lender
NameFIRST CAPITAL FCU
TypeCredit Union
AddressYORK, PA 17404
Agreement
TypeLine of Credit
AmountAmount on Record
Term119 Months
DueSep 28, 2031

June 2017: Deed, Transfer

Document TypeDeed
JurisdictionYORK PA
Recording DateJun 16, 2017
Property Address1257 E PROSPECT ST, YORK, PA 17403-2558
Document Number0000026907
Book / Page2425 / 4387
Instrument DateJun 15, 2017
Instrument2017026907
Transaction TypeTransfer
Record UpdatedApr 14, 2022

Transaction

AmountAmount on Record
DownpaymentDownpayment on Record
Loan-to-Value (LTV)LTV on Record
Tax$0.00
Amount AccuracyFull Amount Stated
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name
Address00000

Transferred To (Grantee/Buyer)

NameVerified Name
Address1257 E PROSPEET ST, YORK, PA 17403-2558

Mortgage

Document Number0000026908
DateJun 16, 2017
Instrument2017026908
Lender
NameFULTON BANK NA
TypeBank
Agreement
TypeConventional Mortgage
AmountAmount on Record
Term361 Months
DueJul 1, 2047

Mortgage

Document Number0000026909
DateJun 16, 2017
Book Page2425/4409
Instrument2017026909
Lender
NameFULTON BANK NA
TypeBank
AddressLANCASTER, PA 17602
Agreement
AmountAmount on Record

Tax Assessment & Valuation

The 2026 property tax bill for 1257 E Prospect St was $3,004.

Source: York County assessment roll, as of April 28, 2026

Property Jurisdictions

TypeName
StatePennsylvania
CountyYork County
MunicipalityYork City
Unified School DistrictYork City School District (PK - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2026$3,004.00$46,800 Land $10,920 Building $35,880
2024$2,905.00$46,800 Land $10,920 Building $35,880
2006$46,800 Land $10,920 Building $35,880

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 1257 E Prospect St in Zone X, an area of minimal flood risk.

Source: FEMA National Flood Hazard Layer, effective September 27, 2026

FEMA Flood ZoneZone X
minimal risk
Flood Insurance RequirementNot required
lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

The area around 1257 E Prospect St has no burnable land within ember reach, so its wildfire risk is not rated.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskNot rated
no burnable land within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water SystemYORK WATER CO
private · serves 206,762 people · EPA ID PA7670100
Water SourceSurface water
Last State InspectionApr 2026
Lead3 ppb (2025)
action level 15 ppb

Violations Reported to EPA

Water QualityE. coli
resolved · Jul 2022
Treatment and ProcedureNone
last 10 years
Monitoring and Reporting2
last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 502 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
Xfinity
Cable
2,000 / 250
PA.net
Fixed Wireless · not low latency
200 / 50
T-Mobile
Fixed Wireless
100 / 20
AT&T
Fixed Wireless
100 / 20

May also be available: Glo Fiber, Verizon.

Nearby Properties on E Prospect St

Nearby Streets

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