1312 E Oak St, Winslow, AZ 86047 Property Records

Navajo County property record for 1312 E Oak St, Winslow, AZ 86047

Property Summary

Property Type	Single Family Home
Details	1,751 sqft · built 1970
Lot Size	0.21 acres (9,148 sqft)
Owner	2 Individual Names on Record
Last Sale	$77,000 (Jun 2014)
Tax Bill	$926 (2025)
Deeds & Mortgages	Sep 2021 Mortgage Mar 2020 Mortgage
Flood Zone	Zone AE (high risk)
APN	`103-33-081`

Property Details

APN / Parcel Number

Primary APN	`103-33-081`

Interior

Stories	1 Story
Building Area	1,751 sqft Living Area
1st Floor Area	1,751 sqft

Exterior

Year Built	Built 1970
Effective Year Built	Effective 1970
Exterior Material	Stucco
Construction Type	Masonry / Concrete Block
Roof Material	Composition Shingle
Lot Area	9,148 sqft (0.21 acres)
Garage Type	Detached
Garage Area	720 sqft
Porch	Open Slab
Porch Area	125 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Forced Air with A/C

Location & Zoning

Street Address	1312 E OAK ST
City	WINSLOW
State	AZ
Zip	86047-4438
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	MUNICIPAL
Legal Description	WINSLOW PLAZA #2 LOT 83 XGR-2
Legal Range	16E
Legal Township	19N
Legal Section	30
Legal Subdivision	WINSLOW PLAZA #2
Legal Lot Number	83
Jurisdiction	NAVAJO AZ
Township / Civil Division	WINSLOW-HOLBROOK
Census Block Group	1
Census Block	1050
Census Tract	960400

Owner

Source: Navajo County records, as of June 12, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on Record
Mailing Address	1312 E OAK ST, WINSLOW, AZ 86047-4438
Occupancy	Owner Occupied
Owner Type	Individual
Vesting	Community Property

Deeds, Mortgages & Sale History

Date	Document
Sep 1, 2021	Deed of Trust, Mortgage · Conventional Mortgage ROCKET MORTGAGE LLC
Mar 25, 2020	Deed of Trust, Mortgage · Conventional Mortgage QUICKEN LNS

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Jun 30, 2014 · Amount on Record
Deed Sale	Jun 30, 2014 · Amount on Record
Deed Document Number	20148466
Record Updated	Sep 20, 2026

September 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	NAVAJO AZ
Property Address	1312 E OAK ST, WINSLOW, AZ 86047-4438
Transaction Type	Mortgage
Record Updated	Sep 8, 2021
Title Company	AMROCK INC, AMROCK LLC

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0000019488
Date	Sep 1, 2021
Instrument	2021-19488

Lender

Name	ROCKET MORTGAGE LLC
Type	Mortgage Company
Address	DETROIT, MI 48226

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Sep 1, 2051

March 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	NAVAJO AZ
Property Address	1312 E OAK ST, WINSLOW, AZ 86047-4438
Document Number	0000013146
Instrument Date	Mar 25, 2020
Transaction Type	Mortgage
Record Updated	Aug 12, 2020
Title Company	AMROCK INC

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Husband and Wife
Address	1312 E OAK ST WINSLOW AZ 860474438, WINSLOW, AZ 86047-4438

Mortgage

Document Number	0000013146
Date	Jul 29, 2020
Instrument	13146

Lender

Name	QUICKEN LNS
Type	Funding / Finance Company
Address	DETROIT, MI 48226-1906

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Jul 28, 2050

Tax Assessment & Valuation

Source: Navajo County assessment roll, as of June 12, 2026

Property Jurisdictions

Type	Name
State	Arizona
County	Navajo County
Municipality	Winslow City
Unified School District	Winslow Unified District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2027			$211,086 (+5.59%) Land $8,000 Building $203,086
2025	$926.00 (+11.03%)	$19,992 Land $1,000 Building $18,992	$199,918 Land $10,000 Building $189,918
2023	$834.00

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer, effective February 8, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone AE high risk
100-Year Floodplain	Yes 1% annual chance
Floodway	No
Base Flood Elevation	Varies along the reach; see FIRM
Flood Insurance Requirement	Required federally backed loans
Flood Insurance Cost	Premium on Record median of 29 policies
Community Rating System	Class 9 (5% premium discount)
Nearby Flood Policies	29 in force
Nearby Flood Claims	40 (1978–1993)
Claims Outside the SFHA	1 of 40
Most Recent Claim	Jan 1993 · Severe Storms, Tornadoes & Flooding
Claims by Event	Severe Storms, Tornadoes & Flooding, Jan 1993 · 11 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · lower than 87% of Arizona
Wildfire Likelihood	0.01% annual chance
Exposure	Indirect within ember reach
Adjoins Burnable Land	Yes

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	CITY OF WINSLOW serves 9,789 people · EPA ID AZ0409035
Water Source	Groundwater
Last State Inspection	Aug 2024
Lead	Under 1 ppb (2023–2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	8 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 115 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Sparklight Cable	1,000 / 50
Smith Bagley Fixed Wireless	100 / 100

May also be available: Verizon.

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