1304 E Oak St, Winslow, AZ 86047 Property Records

Navajo County property record for 1304 E Oak St, Winslow, AZ 86047

Property Summary

Property Type	Single Family Home
Details	1,405 sqft · built 1961
Lot Size	0.21 acres (9,148 sqft)
Owner	2 Company Names on Record
Tax Bill	$774 (2025)
Deeds & Mortgages	Mar 2026 Line of Credit Nov 2021 Mortgage
Flood Zone	Zone AE (high risk)
APN	`103-33-083`

Property Details

APN / Parcel Number

Primary APN	`103-33-083`

Interior

Stories	1 Story
Building Area	1,405 sqft Living Area
1st Floor Area	1,405 sqft

Exterior

Year Built	Built 1961
Effective Year Built	Effective 1961
Construction Type	Masonry / Concrete Block
Roof Material	Composition Shingle
Lot Area	9,148 sqft (0.21 acres)
Porch	Open Slab
Porch Area	125 sqft

Utilities, Heating & Cooling

Cooling System	HVAC
Heating System	Heat Pump

Location & Zoning

Street Address	1304 E OAK ST
City	WINSLOW
State	AZ
Zip	86047-4438
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	MUNICIPAL
Legal Description	WINSLOW PLAZA #2 LOT 85 XGR-2
Legal Range	16E
Legal Township	19N
Legal Section	30
Legal Subdivision	WINSLOW PLAZA #2
Legal Lot Number	85
Jurisdiction	NAVAJO AZ
Township / Civil Division	WINSLOW-HOLBROOK
Census Block Group	1
Census Block	1050
Census Tract	960400

Owner

Source: Navajo County records, as of June 12, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Company Names on Record
Mailing Address	1304 E OAK ST, WINSLOW, AZ 86047-4438
Occupancy	Owner Occupied
Owner Type	Company
Vesting	Trust, Family Trust

Deeds, Mortgages & Sale History

Date	Document
Mar 16, 2026	Deed of Trust, Mortgage · Line of Credit UMB BANK NA
Nov 3, 2021	Deed of Trust, Mortgage · Conventional Mortgage ROCKET MORTGAGE LLC

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Transfer Date	May 19, 2025
Transfer Doc	0000007010
Record Updated	Sep 20, 2026

March 2026: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	NAVAJO AZ
Property Address	1304 E OAK ST, WINSLOW, AZ 86047-4438
Transaction Type	Mortgage
Record Updated	Mar 27, 2026

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	1304 E OAK ST, WINSLOW, AZ 86047-4438

Mortgage

Document Number	0000003669
Date	Mar 16, 2026
Instrument	2026-03669

Lender

Name	UMB BANK NA
Type	Bank
Address	SCOTTSDALE, AZ 85254

Agreement

Type	Line of Credit
Amount	Amount Recorded
Term	360 Months
Due	Mar 11, 2056

Interest

Rate Type	Adjustable Rate
Change Frequency	Monthly

November 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	NAVAJO AZ
Property Address	1304 E OAK ST, WINSLOW, AZ 86047-4438
Transaction Type	Mortgage
Record Updated	Nov 12, 2021
Title Company	AMROCK INC, AMROCK LLC

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0000025027
Date	Nov 3, 2021
Instrument	2021-25027

Lender

Name	ROCKET MORTGAGE LLC
Type	Mortgage Company
Address	DETROIT, MI 48226

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Nov 1, 2051

Tax Assessment & Valuation

Source: Navajo County assessment roll, as of June 12, 2026

Property Jurisdictions

Type	Name
State	Arizona
County	Navajo County
Municipality	Winslow City
Unified School District	Winslow Unified District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2027			$163,429 (+4.64%) Land $8,000 Building $155,429
2025	$774.00 (+11.05%)	$15,619 Land $1,000 Building $14,619	$156,185 Land $10,000 Building $146,185
2023	$697.00

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer, effective February 8, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone AE high risk
100-Year Floodplain	Yes 1% annual chance
Floodway	No
Base Flood Elevation	Varies along the reach; see FIRM
Flood Insurance Requirement	Required federally backed loans
Flood Insurance Cost	Premium on Record median of 29 policies
Community Rating System	Class 9 (5% premium discount)
Nearby Flood Policies	29 in force
Nearby Flood Claims	40 (1978–1993)
Claims Outside the SFHA	1 of 40
Most Recent Claim	Jan 1993 · Severe Storms, Tornadoes & Flooding
Claims by Event	Severe Storms, Tornadoes & Flooding, Jan 1993 · 11 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · lower than 87% of Arizona
Wildfire Likelihood	0.01% annual chance
Exposure	Indirect within ember reach
Adjoins Burnable Land	Yes

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	CITY OF WINSLOW serves 9,789 people · EPA ID AZ0409035
Water Source	Groundwater
Last State Inspection	Aug 2024
Lead	Under 1 ppb (2023–2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	8 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 115 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Sparklight Cable	1,000 / 50
Smith Bagley Fixed Wireless	100 / 100

May also be available: Verizon.

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