1312 E Cooper Dr, Palatine, IL 60074 Property Records

Cook County property record for 1312 E Cooper Dr, Palatine, IL 60074

Property Summary

Property Type	Single Family Home
Details	3 bd · 2 ba · 2,360 sqft · built 1972
Lot Size	0.22 acres (9,600 sqft)
Owner	2 Individual Names on Record
Last Sale	$500,000 (Apr 2022)
Tax Bill	$13,618 (2023)
Deeds & Mortgages	Apr 2022 Sale & Mortgage Jan 2021 Mortgage + 3 more
Flood Zone	Zone X (minimal risk)
APN	`02-12-405-010`

Property Details

APN / Parcel Number

Primary APN	`02-12-405-010`
Alternative APN	`02-12-405-010-0000`

Interior

Bedrooms	3 Beds
Full Baths	2 Baths
Total Rooms	8 Rooms
Stories	1 Story
Building Area	2,360 sqft Living Area
1st Floor Area	2,360 sqft
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1972
Effective Year Built	Effective 1973
Architectural Style	Ranch
Exterior Material	Brick/Stone
Construction Type	Masonry / Concrete Block
Roof Material	Asphalt
Lot Area	9,600 sqft (0.22 acres)
Garage Type	Attached
Parking Spaces	2 Parking Spaces

Utilities, Heating & Cooling

Cooling System	Central
Heating System	HVAC

Location & Zoning

Street Address	1312 E COOPER DR
City	PALATINE
State	IL
Zip	60074-7284
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Range	10E
Legal Township	42N
Legal Section	12
Legal Subdivision	VIRGINIA LAKE 03
Legal Lot Number	89
Jurisdiction	COOK IL
Township / Civil Division	PALATINE
Census Block Group	3
Census Block	3004
Census Tract	803017

Owner

Source: Cook County records, as of May 27, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on Record
Mailing Address	1312 E COOPER DR, PALATINE, IL 60074-7284
Occupancy	Owner Occupied
Owner Type	Individual
Vesting	Husband and Wife

Deeds, Mortgages & Sale History

Date	Document
Apr 22, 2022	Warranty Deed, Transfer · Conventional Mortgage NATIONSTAR MORTGAGE LLC
Jan 27, 2021	Deed of Trust, Mortgage · Conventional Mortgage THE HOME LOAN EXPERT LLC
Sep 30, 2019	Deed of Trust, Mortgage · Conventional Mortgage LOANDEPOT.COM LLC
Dec 6, 2018	Warranty Deed, Transfer · Conventional with PMI LOANDEPOT.COM LLC
Jul 23, 2018	Grant Deed, Transfer OS NATIONAL LLC

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Apr 22, 2022 · Amount on Record
Deed Sale	Apr 22, 2022 · Amount on Record
Prior Sale	Apr 22, 2022 · Amount on Record
Deed Document Number	20222211225031
Prior Transfer Date	Dec 27, 1999
Prior Transfer Doc	0000000323
Record Updated	Oct 29, 2026

April 2022: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	COOK IL
Recording Date	Apr 22, 2022
Property Address	1312 E COOPER DR, PALATINE, IL 60074-7284
Document Number	0011225031
Map Reference	DOC 21855232
Instrument Date	Apr 14, 2022
Instrument	2211225031
Transaction Type	Transfer
Record Updated	May 4, 2022
Title Company	BURNET TITLE-POST CLOSING, BURNET TITLE POST CLOSING

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$500.00
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Tenants by the Entirety
Address	1312 E COOPER DR, PALATINE, IL 60074-7284

Mortgage

Document Number	0011225032
Date	Apr 22, 2022
Instrument	2211225032

Lender

Name	NATIONSTAR MORTGAGE LLC
Type	Mortgage Company

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	May 1, 2052

Interest

Rate	3.99%

January 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	COOK IL
Property Address	1312 E COOPER DR, PALATINE, IL 60074-7284
Transaction Type	Mortgage
Record Updated	Feb 8, 2021
Title Company	SNP TITLE CO

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0002720030
Date	Jan 27, 2021
Instrument	2102720030

Lender

Name	THE HOME LOAN EXPERT LLC
Type	Mortgage Company
Address	SAINT LOUIS, MO 63144

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Jan 1, 2051

Interest

Rate Type	Fixed Rate
Rate	2.62%

September 2019: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	COOK IL
Property Address	1312 E COOPER DR, PALATINE, IL 60074-7284
Document Number	1928346355
Instrument Date	Sep 30, 2019
Transaction Type	Mortgage
Record Updated	Oct 17, 2019
Title Company	SNP TITLE

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Tenants by the Entirety
Address	1312 E COOPER DR PALATINE IL 600747284, PALATINE, IL 60074-7284

Mortgage

Document Number	1928346355
Date	Oct 10, 2019
Instrument	28346355

Lender

Name	LOANDEPOT.COM LLC
Type	Funding / Finance Company
Address	FOOTHILL RANCH, CA 92610

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Oct 9, 2049

December 2018: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	COOK IL
Recording Date	Dec 6, 2018
Property Address	1312 E COOPER DR, PALATINE, IL 60074-7284
Document Number	1834019105
Instrument Date	Nov 6, 2018
Instrument	34019105
Transaction Type	Transfer
Record Updated	Dec 17, 2018
Title Company	CHICAGO TITLE COMPANY, CHICAGO TITLE CO

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$295.00
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Tenants by the Entirety
Address	1312 E COOPER DR PALATINE IL 600747284, PALATINE, IL 60074-7284

Mortgage

Document Number	1834019106
Date	Dec 6, 2018
Instrument	34019106

Lender

Name	LOANDEPOT.COM LLC
Type	Funding / Finance Company
Address	FOOTHILL RANCH, CA 92610

Agreement

Type	Conventional with PMI
Amount	Amount Recorded
Term	360 Months
Due	Dec 5, 2048

July 2018: Grant Deed, Transfer

Document Type	Grant Deed
Jurisdiction	COOK IL
Recording Date	Jul 23, 2018
Property Address	1312 E COOPER DR, PALATINE, IL 60074-7284
Document Number	1820442043
Instrument Date	Jun 28, 2018
Instrument	20442043
Transaction Type	Transfer
Record Updated	Jul 31, 2018
Title Company	OS NATIONAL LLC

Transaction

Tax	$0.00
Additional	Multiple Parcels

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Limited Partnership
Address	1717 MAIN ST #2000 DALLAS TX 752014657, 2000, DALLAS, TX 75201-4657

Tax Assessment & Valuation

Source: Cook County assessment roll, as of May 27, 2026

Property Jurisdictions

Type	Name
State	Illinois
County	Cook County
County Subdivision	Palatine Township
Municipality	Palatine Village
Elementary School District	Palatine Community Consolidated School District 15 (PK - 08)
Secondary School District	Township High School District 211 (09 - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025		$59,000 (+28.26%) Land $7,680 Building $51,320	$590,000 (+28.26%) Land $76,800 Building $513,200
2023	$13,618.00 (+11.67%)
2022	$12,195.00 Homeowner's exemption	$46,000 Land $6,480 Building $39,520	$460,000 Land $64,800 Building $395,200

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer, effective February 11, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Nearest Special Flood Hazard Area	Zone AE, within 500 ft
Flood Insurance Requirement	Not required lenders may require it
Community Rating System	Class 7 (15% premium discount)
Nearby Flood Policies	1 in force
Nearby Flood Claims	1 (2001)
Most Recent Claim	Sep 2001 · rainfall accumulation

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Not rated no burnable land within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	PALATINE serves 70,875 people · EPA ID IL0312340
Water Source	Purchased surface water from NORTHWEST WATER COMMISSION
Last State Inspection	Feb 2026
Lead	9 ppb (2026) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 408 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Xfinity Cable	2,000 / 250
AT&T Fixed Wireless · DSL in parts of the area	100 / 20

May also be available: Verizon.

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