1262 E Cooper Dr, Palatine, IL 60074 Property Records

Cook County property record for 1262 E Cooper Dr, Palatine, IL 60074

Property Summary

Property Type	Single Family Home
Details	4 bd · 2.5 ba · 2,478 sqft · built 1972
Lot Size	0.22 acres (9,600 sqft)
Owner	2 Company Names on Record
Last Sale	$435,000 (Oct 2023)
Tax Bill	$10,283 (2023)
Deeds & Mortgages	Sep 2025 Transfer Oct 2023 Sale & Mortgage + 2 more
Flood Zone	Zone X (minimal risk)
APN	`02-12-405-008`

Property Details

APN / Parcel Number

Primary APN	`02-12-405-008`
Alternative APN	`02-12-405-008-0000`

Interior

Bedrooms	4 Beds
Full Baths	2.5 Baths
Half Baths	1 Half Bath
Total Rooms	8 Rooms
Stories	2 Stories
Building Area	2,478 sqft Living Area
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1972
Effective Year Built	Effective 1973
Architectural Style	Multi-Level
Exterior Material	Brick/Stone
Construction Type	Frame
Roof Material	Asphalt
Lot Area	9,600 sqft (0.22 acres)
Garage Type	Attached
Parking Spaces	2 Parking Spaces

Utilities, Heating & Cooling

Cooling System	Central
Heating System	HVAC

Location & Zoning

Street Address	1262 E COOPER DR
City	PALATINE
State	IL
Zip	60074-7286
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	(VIRGINIA)(LAKE) SUB (UNIT3) A SUB OF PT SW & PT SE SEC 12-42-10
Legal Range	10E
Legal Township	42N
Legal Section	12
Legal Subdivision	VIRGINIA LAKE SUB UNIT3
Legal Lot Number	87
Legal Unit	3
Jurisdiction	COOK IL
Township / Civil Division	PALATINE
Census Block Group	3
Census Block	3004
Census Tract	803017

Owner

Source: Cook County records, as of May 27, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Company Names on Record
Mailing Address	1262 E COOPER DR, PALATINE, IL 60074-7286
Occupancy	Owner Occupied
Owner Type	Company
Vesting	Trust, Revocable Trust

Deeds, Mortgages & Sale History

Date	Document
Sep 5, 2025	Intrafamily Transfer, Transfer ATTORNEY ONLY, ATTORNEY
Oct 5, 2023	Warranty Deed, Transfer · Conventional Mortgage JPMORGAN CHASE BANK NA
Nov 20, 2020	Deed of Trust, Mortgage · Line of Credit BMO HARRIS BK NA
Apr 15, 2020	Deed of Trust, Mortgage · Conventional Mortgage FIFTH THIRD BK NA

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Oct 5, 2023 · Amount on Record
Deed Sale	Oct 5, 2023 · Amount on Record
Prior Sale	Sep 27, 1993
Deed Document Number	202355269
Prior Transfer Date	Sep 9, 1993
Prior Transfer Doc	0000000811
Record Updated	Oct 29, 2026

September 2025: Intrafamily Transfer, Transfer

Document Type	Intrafamily Transfer
Jurisdiction	COOK IL
Recording Date	Sep 5, 2025
Property Address	1262 E COOPER DR, PALATINE, IL 60074-7286
Document Number	0024814001
Instrument Date	Aug 8, 2025
Instrument	2524814001
Transaction Type	Transfer
Record Updated	Sep 25, 2025
Title Company	ATTORNEY ONLY, ATTORNEY

Transaction

Tax	$0.00
Amount Accuracy	Transfer Tax Exempt
Additional	Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Revocable Trust
Address	1262 E COOPER DR, PALATINE, IL 60074-7286

October 2023: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	COOK IL
Recording Date	Oct 5, 2023
Property Address	1262 E COOPER DR, PALATINE, IL 60074-7286
Document Number	0027855269
Instrument Date	Sep 19, 2023
Instrument	2327855269
Transaction Type	Transfer
Record Updated	Oct 18, 2023
Title Company	ACUITY TITLE

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$435.00
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	557 MCHENRY RD, WHEELING, IL 60090-9205

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Revocable Trust
Address	1262 E COOPER DR, PALATINE, IL 60074-7286

Mortgage

Document Number	0027855270
Date	Oct 5, 2023
Instrument	2327855270

Lender

Name	JPMORGAN CHASE BANK NA
Type	Bank

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Oct 1, 2053

November 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	COOK IL
Property Address	1262 E COOPER DR, PALATINE, IL 60074-7286
Document Number	2036417083
Instrument Date	Nov 20, 2020
Transaction Type	Mortgage
Record Updated	Jan 8, 2021
Title Company	NOT AVAILABLE

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Tenants by the Entirety
Address	1262 E COOPER DR PALATINE IL 600747286, PALATINE, IL 60074-7286

Mortgage

Document Number	2036417083
Date	Dec 29, 2020
Instrument	36417083

Lender

Name	BMO HARRIS BK NA
Type	Bank
Address	CHICAGO, IL 60690

Agreement

Type	Line of Credit
Amount	Amount Recorded
Term	360 Months
Due	Dec 28, 2050

Interest

Rate Type	Adjustable Rate

April 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	COOK IL
Property Address	1262 E COOPER DR, PALATINE, IL 60074-7286
Document Number	2013607218
Instrument Date	Apr 15, 2020
Transaction Type	Mortgage
Record Updated	Jun 3, 2020
Title Company	GREATER ILLINOIS TITLE COMPANY, GREATER ILLINOIS TITLE CO

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Tenants by the Entirety
Address	1262 EH COOPER DR PALATINE IL 60074, PALATINE, IL 60074

Mortgage

Document Number	2013607218
Date	May 15, 2020
Instrument	13607218

Lender

Name	FIFTH THIRD BK NA
Address	CINCINNATI, OH 45227

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	360 Months
Due	May 14, 2050

Tax Assessment & Valuation

Source: Cook County assessment roll, as of May 27, 2026

Property Jurisdictions

Type	Name
State	Illinois
County	Cook County
County Subdivision	Palatine Township
Municipality	Palatine Village
Elementary School District	Palatine Community Consolidated School District 15 (PK - 08)
Secondary School District	Township High School District 211 (09 - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025		$55,000 (+35.13%) Land $7,680 Building $47,320	$550,000 (+35.13%) Land $76,800 Building $473,200
2023	$10,283.00 (-5.12%)	$40,701 (-7.5%) Land $6,480 Building $34,221	$407,010 (-7.5%) Land $64,800 Building $342,210
2022	$10,838.00 (+16.44%)	$44,000 (+26.96%) Land $6,480 Building $37,520	$440,000 (+26.96%) Land $64,800 Building $375,200
2021	$9,308.00 Homeowner's exemption Senior Citizen's exemption	$34,656 Land $6,000 Building $28,656	$346,560 Land $60,000 Building $286,560

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer, effective February 11, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Nearest Special Flood Hazard Area	Zone AE, within 500 ft
Flood Insurance Requirement	Not required lenders may require it
Community Rating System	Class 7 (15% premium discount)
Nearby Flood Policies	1 in force
Nearby Flood Claims	1 (2001)
Most Recent Claim	Sep 2001 · rainfall accumulation

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Not rated no burnable land within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	PALATINE serves 70,875 people · EPA ID IL0312340
Water Source	Purchased surface water from NORTHWEST WATER COMMISSION
Last State Inspection	Feb 2026
Lead	9 ppb (2026) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 408 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Xfinity Cable	2,000 / 250
AT&T Fixed Wireless · DSL in parts of the area	100 / 20

May also be available: Verizon.

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