1312 Cobblestone Way, Champaign, IL 61822 Property Records

Champaign County property record for 1312 Cobblestone Way, Champaign, IL 61822

Property Summary

Property Type	Single Family Home
Lot Size	0.102 acres (4,451 sqft)
Owner	2 Trust Names on File
Last Sale	$205,000 (Sep 2025)
Tax Bill	$4,248 (2024)
Deeds & Mortgages	Jan 2023 Sale & Mortgage Sep 2020 Sale & Mortgage
Flood Zone	Zone X (minimal risk)
APN	`41-20-04-372-037`

Property Details

APN / Parcel Number

Primary APN	`41-20-04-372-037`

Exterior

Lot Area	4,451 sqft (0.102 acres)

Location & Zoning

Street Address	1312 COBBLESTONE WAY
City	CHAMPAIGN
State	IL
Zip	61822-2070
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	LOT 240B BOULDER RIDGE 2ND SUB
Legal Range	08E
Legal Township	19N
Legal Section	04
Legal Subdivision	BOULDER RIDGE 2ND SUB
Legal Lot Number	240B
Jurisdiction	CHAMPAIGN IL
Township / Civil Division	CHAMPAIGN CITY
Census Block Group	2
Census Block	2001
Census Tract	902

Owner

1312 Cobblestone Way is held in a trust since September 2025.

Source: Champaign County records, as of April 29, 2026

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Owner of Record	2 Trust Names on File
Mailing Address	1106 BIRKDALE DR, CHAMPAIGN, IL 61822-8109
Owner Type	Company
Vesting	Trust

Deeds, Mortgages & Sale History

Date	Document
Jan 5, 2023	Warranty Deed, Transfer · Conventional Mortgage FLAT BRANCH HOME LOANS INC
Sep 11, 2020	Warranty Deed, Transfer · Conventional Mortgage PRIMELENDING

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Sep 9, 2025 · Amount on File
Deed Sale	Sep 9, 2025 · Amount on File
Prior Sale	Jan 5, 2023 · Amount on File
Deed Document Number	202513560
Record Updated	Oct 29, 2026

January 2023: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	CHAMPAIGN IL
Recording Date	Jan 5, 2023
Property Address	1312 COBBLESTONE WAY, CHAMPAIGN, IL 61822-2070
Document Number	0000000167
Map Reference	DOC 2004R33473
Instrument Date	Dec 18, 2022
Instrument	2023R00167
Transaction Type	Transfer
Record Updated	Feb 21, 2023
Title Company	GREATER ILLINOIS TITLE COMPANY, GREATER ILLINOIS TITLE CO

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$159.00
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	1312 COBBLESTONE WAY, CHAMPAIGN, IL 61822-2070

Mortgage

Document Number	0000000168
Date	Jan 5, 2023
Instrument	2023R00168

Lender

Name	FLAT BRANCH HOME LOANS INC
Type	Mortgage Company

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	360 Months
Due	Jan 1, 2053

Interest

Rate Type	Fixed Rate
Rate	7.12%

September 2020: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	CHAMPAIGN IL
Recording Date	Sep 11, 2020
Property Address	1312 COBBLESTONE WAY, CHAMPAIGN, IL 61822-2070
Document Number	0000018413
Map Reference	DOC 2004R33473
Instrument Date	Aug 28, 2020
Instrument	2020R18413
Transaction Type	Transfer
Record Updated	Apr 28, 2022
Title Company	ACT

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$146.00
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	1312 COBBLESTONE WAY, CHAMPAIGN, IL 61822-2070

Mortgage

Document Number	0000018414
Date	Sep 11, 2020
Instrument	2020R18414

Lender

Name	PRIMELENDING
Type	Mortgage Company

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	361 Months
Due	Oct 1, 2050

Interest

Rate	2.75%

Tax Assessment & Valuation

Source: Champaign County assessment roll, as of April 29, 2026

Property Jurisdictions

Type	Name
State	Illinois
County	Champaign County
County Subdivision	Champaign City Township
Municipality	Champaign City
Unified School District	Champaign Community Unit School District 4 (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025		$61,390 (+12.19%) Land $11,440 Building $49,950	$184,170 (+12.19%) Land $34,320 Building $149,850
2024	$4,248.00 (+7.46%)	$54,720 (+19.01%) Land $10,200 Building $44,520	$164,160 (+19.01%) Land $30,600 Building $133,560
2023	$3,953.00 (+7.54%)
2022	$3,676.00 Homeowner's exemption	$45,980 Land $8,570 Building $37,410	$137,940 Land $25,710 Building $112,230

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

FEMA maps place 1312 Cobblestone Way in Zone X, an area of minimal flood risk, though there have been 1 flood claim nearby since 2009.

Source: FEMA National Flood Hazard Layer, effective July 14, 2021 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Community Rating System	Class 5 (25% premium discount)
Nearby Flood Policies	2 in force
Nearby Flood Claims	1 (2009)
Claims Outside the SFHA	1 of 1
Most Recent Claim	May 2009 · rainfall accumulation

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 1312 Cobblestone Way is low, with less than a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 99.1% of the US · lower than 94% of Illinois
Wildfire Likelihood	Under 0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	IL AMERICAN-CHAMPAIGN private · serves 150,000 people · EPA ID IL0195300
Water Source	Groundwater
Last State Inspection	Sep 2025
Lead	1 ppb (2026) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 429 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
i3 Broadband Fiber	8,000 / 8,000
Xfinity Cable	2,000 / 250
Verizon Fixed Wireless	300 / 20
T-Mobile Fixed Wireless	100 / 20
Mediacom Xtream Fixed Wireless	100 / 20
AT&T DSL · Fiber in parts of the area	100 / 20

May also be available: Nextlink, Pavlov Media.

Nearby Properties on Cobblestone Way

Nearby Streets

Search Property Records by Address or Parcel Number

Search by:

By searching, you agree to: Terms • Privacy • Disclosures