1312 Chapin St, Beloit, WI 53511 Property Records

Rock County property record for 1312 Chapin St, Beloit, WI 53511

Property Summary

Property Type	Single Family Home
Details	4 bd · 2.5 ba · 2,540 sqft · built 1900
Lot Size	0.25 acres (10,890 sqft)
Owner	Trust Name on File
Last Sale	$275,000 (Oct 2024)
Tax Bill	$4,895 (2025)
Deeds & Mortgages	May 2020 Mortgage Dec 2021 Mortgage + 4 more
Flood Zone	Zone X (minimal risk)
APN	`206 13630225`

Property Details

APN / Parcel Number

Primary APN	`206 13630225`
Alternative APN	`13630225`

Interior

Bedrooms	4 Beds
Full Baths	2.5 Baths
Half Baths	1 Half Bath
Total Rooms	9 Rooms
Stories	2 Stories
Building Area	2,540 sqft Living Area
Family Room	Family Room

Exterior

Year Built	Built 1900
Effective Year Built	Effective 1900
Lot Area	10,890 sqft (0.25 acres)

Location & Zoning

Account Number	206 13630225
Street Address	1312 CHAPIN ST
City	BELOIT
State	WI
Zip	53511-6439
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	PART OF THE NW 1/4 OF THE SE 1/4 OF SEC 36, T1N, R12E COM NW COR L 8 FAIRVIEW ADD, TH WLY 66 FT, TH SLY 165 FT, TH ELY 66 FT,
Legal Subdivision	FAIRVIEW ADD
Jurisdiction	ROCK WI
Township / Civil Division	BELOIT
Census Block Group	2
Census Block	2021
Census Tract	1900

Owner

1312 Chapin St is owner-occupied and held in a trust since October 2024.

Source: Rock County records, as of September 29, 2026

Owner of Record	Trust Name on File
Mailing Address	1312 CHAPIN ST, BELOIT, WI 53511-6439
Occupancy	Owner Occupied
Owner Type	Company
Vesting	Trust

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
May 18, 2020	Deed of Trust, Mortgage · Conventional Mortgage BLACKHAWK BANK
Dec 1, 2021	Deed of Trust, Mortgage · Conventional Mortgage BLACKHAWK BANK
Nov 28, 2023	Transfer on Death Deed, Transfer NATIONS TITLE
Nov 28, 2023	Warranty Deed, Transfer NATIONS TITLE
Jun 15, 2022	Deed, Transfer · FHA Mortgage THOMPSON KANE & CO LLC
May 25, 2018	Warranty Deed, Transfer · Conventional Mortgage BLACKHAWK BANK

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Oct 7, 2024 · Amount on File
Deed Sale	Oct 7, 2024 · Amount on File
Prior Sale	Nov 28, 2023 · Amount on File
Deed Document Number	20242271529
Transfer Doc	0000020451
Record Updated	Oct 29, 2026

May 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	ROCK WI
Property Address	1312 CHAPIN ST, BELOIT, WI 53511-6439
Transaction Type	Mortgage
Record Updated	Dec 13, 2023

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0002154231
Date	May 18, 2020
Instrument	2154231

Lender

Name	BLACKHAWK BANK
Type	Bank

Agreement

Type	Conventional Mortgage
Amount	Amount on Record

Interest

Rate Type	Adjustable Rate

December 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	ROCK WI
Property Address	1312 CHAPIN ST, BELOIT, WI 53511-6439
Transaction Type	Mortgage
Record Updated	Dec 13, 2023

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0002205969
Date	Dec 1, 2021
Instrument	2205969

Lender

Name	BLACKHAWK BANK
Type	Bank

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	120 Months
Due	Nov 29, 2031

Interest

Rate Type	Fixed Rate

November 2023: Transfer on Death Deed, Transfer

Document Type	Transfer on Death Deed
Jurisdiction	ROCK WI
Recording Date	Nov 28, 2023
Property Address	1312 CHAPIN ST, BELOIT, WI 53511-6439
Document Number	0002252678
Instrument Date	Nov 27, 2023
Instrument	2252678
Transaction Type	Transfer
Record Updated	Dec 13, 2023
Title Company	NATIONS TITLE

Transaction

Tax	$0.00
Amount Accuracy	Transfer Tax Exempt
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	1312 CHAPIN ST, BELOIT, WI 53511-6439

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants
Address	1102 WOODBRIDGE TRL, WAUNAKEE, WI 53597-2623

November 2023: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	ROCK WI
Recording Date	Nov 28, 2023
Property Address	1312 CHAPIN ST, BELOIT, WI 53511-6439
Document Number	0002252679
Instrument Date	Nov 27, 2023
Instrument	2252679
Transaction Type	Transfer
Record Updated	Dec 13, 2023
Title Company	NATIONS TITLE

Transaction

Amount	Amount on Record
Tax	$960.00
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	1312 CHAPIN ST, BELOIT, WI 53511-6439
Investor	Possibly a Property Investor

June 2022: Deed, Transfer

Document Type	Deed
Jurisdiction	ROCK WI
Recording Date	Jun 15, 2022
Property Address	1312 CHAPIN ST, BELOIT, WI 53511-6439
Document Number	0002220451
Instrument Date	Jun 6, 2022
Instrument	2220451
Transaction Type	Transfer
Record Updated	Dec 13, 2023

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$900.00
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants
Address	1312 CHAPIN ST, BELOIT, WI 53511-6439

Mortgage

Document Number	0002220452
Date	Jun 15, 2022
Instrument	2220452

Lender

Name	THOMPSON KANE & CO LLC
Type	Funding / Finance Company

Agreement

Type	FHA Mortgage
Amount	Amount on Record
Term	360 Months
Due	Jul 1, 2052

Interest

Rate Type	Fixed Rate

May 2018: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	ROCK WI
Recording Date	May 25, 2018
Property Address	1312 CHAPIN ST, BELOIT, WI 53511-6439
Document Number	0002103867
Instrument Date	May 21, 2018
Instrument	2103867
Transaction Type	Transfer
Record Updated	Dec 13, 2023

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$519.00
Amount Accuracy	Calculated from Transfer Tax
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	1312 CHAPIN ST, BELOIT, WI 53511-6439

Mortgage

Document Number	0002103868
Date	May 25, 2018
Instrument	2103868

Lender

Name	BLACKHAWK BANK
Type	Bank

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	180 Months
Due	Jun 1, 2033

Interest

Rate Type	Fixed Rate

Tax Assessment & Valuation

The 2025 property tax bill for 1312 Chapin St was $4,895 with a homeowner's exemption.

Source: Rock County assessment roll, as of April 2, 2026

Property Jurisdictions

Type	Name
State	Wisconsin
Municipality	Beloit City
County	Rock County
Unified School District	Beloit School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$4,895.00 Homeowner's exemption	$304,200 Land $13,700 Building $290,500	$334,100
2023	$3,470.00 (-1.25%) Homeowner's exemption	$226,600 (+2.63%) Land $13,700 Building $212,900	$257,700 (+12.53%)
2022	$3,514.00 Homeowner's exemption	$220,800 Land $13,700 Building $207,100	$229,000

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 1312 Chapin St in Zone X, an area of minimal flood risk, though there have been 1 flood claim nearby since 1979.

Source: FEMA National Flood Hazard Layer, effective May 3, 2017 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Claims	1 (1979)
Most Recent Claim	Sep 1979 · rainfall accumulation

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 1312 Chapin St is low, with less than a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 94% of the US · lower than 85% of Wisconsin
Wildfire Likelihood	Under 0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	CITY OF BELOIT serves 36,677 people · EPA ID WI1540112
Water Source	Groundwater
Last State Inspection	Nov 2024
Lead	5 ppb (2023) action level 15 ppb

Violations Reported to EPA

Water Quality	Radium resolved · Oct 2019
Treatment and Procedure	None last 10 years
Monitoring and Reporting	1 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ. This system sells water to local utilities; the supplier billing this address may be one of them.

Internet Providers

Source: FCC Broadband Data Collection, based on 355 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Spectrum Cable	1,000 / 1,000
Verizon Fixed Wireless	300 / 20
AT&T DSL · Fiber in parts of the area	100 / 20

May also be available: LiteWire.

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