1229 Chapin St, Beloit, WI 53511 Property Records

Rock County property record for 1229 Chapin St, Beloit, WI 53511

Property Summary

Property Type	Single Family Home
Details	5 bd · 3.5 ba · 3,009 sqft · built 1915
Lot Size	1.27 acres (55,626 sqft)
Owner	Individual Name on File
Last Sale	$500,000 (Oct 2023)
Tax Bill	$8,315 (2025)
Deeds & Mortgages	Oct 2023 Sale & Mortgage May 2021 Mortgage + 1 more
Flood Zone	Zone X (minimal risk)
APN	`206 13620021`

Property Details

APN / Parcel Number

Primary APN	`206 13620021`
Alternative APN	`13620021`

Interior

Bedrooms	5 Beds
Full Baths	3.5 Baths
Half Baths	1 Half Bath
Total Rooms	9 Rooms
Building Area	3,009 sqft Living Area
Family Room	Family Room

Exterior

Year Built	Built 1915
Effective Year Built	Effective 1915
Lot Area	55,626 sqft (1.27 acres)

Location & Zoning

Account Number	206 13620021
Street Address	1229 CHAPIN ST
City	BELOIT
State	WI
Zip	53511-6436
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	THE E 102' LOTS 1 & 2; L 3 EX THE W 2' OF THE S 20', AND THE E 104' LOTS 4 & 5 B 3 ORIGINAL PLAT, ALSO UNPL LAND COM NE COR L
Legal Subdivision	ORIGINAL PLAT OF THE VILLAGE OF BELOIT
Legal Lot Number	1-2,4-5
Jurisdiction	ROCK WI
Township / Civil Division	BELOIT
Census Block Group	2
Census Block	2014
Census Tract	1900

Owner

Source: Rock County assessment roll, as of April 2, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on File
Mailing Address	1229 CHAPIN ST, BELOIT, WI 53511-6436
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Oct 16, 2023	Warranty Deed, Transfer · Conventional Mortgage PREMIER BANK
May 26, 2021	Deed of Trust, Mortgage · Conventional Mortgage FIRST NATIONAL BANK & TRUST CO
Feb 13, 2018	Deed of Trust, Mortgage · Conventional Mortgage FIRST NATIONAL BANK & TRUST CO

Assessor's Deed Record

Deed Names	Verified Name on Deed
Last Sale	Oct 16, 2023 · Amount on Record
Deed Sale	Oct 16, 2023 · Amount on Record
Prior Sale	Sep 20, 2016 · Amount on Record
Deed Document Number	20232250132
Record Updated	Sep 20, 2026

October 2023: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	ROCK WI
Recording Date	Oct 16, 2023
Property Address	1229 CHAPIN ST, BELOIT, WI 53511-6436
Document Number	0002250132
Instrument Date	Oct 13, 2023
Instrument	2250132
Transaction Type	Transfer
Record Updated	Nov 8, 2023

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on File
Loan-to-Value (LTV)	LTV on Record
Tax	$1,500.00
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	1229 CHAPIN ST, BELOIT, WI 53511-6436

Mortgage

Document Number	0002250133
Date	Oct 16, 2023
Instrument	2250133

Lender

Name	PREMIER BANK
Type	Bank

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Nov 1, 2053

Interest

Rate Type	Adjustable Rate
Rate	6.75%
Adjustable	Adjustable Rate Rider
Type Change Date	Nov 1, 2020
Change Frequency	Annually
Min Rate At Change	4.75%
Max Rate At Change	8.75%
Index	1-Year CMT
Max Rate	12.7%

May 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	ROCK WI
Property Address	1229 CHAPIN ST, BELOIT, WI 53511-6436
Transaction Type	Mortgage
Record Updated	Jun 16, 2021

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	2188679
Date	May 26, 2021
Instrument	2188679

Lender

Name	FIRST NATIONAL BANK & TRUST CO
Type	Bank

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	360 Months
Due	May 1, 2051

Interest

Rate Type	Fixed Rate

February 2018: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	ROCK WI
Property Address	1229 CHAPIN ST, BELOIT, WI 53511-6436
Transaction Type	Mortgage
Record Updated	Feb 28, 2018

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	2097292
Date	Feb 13, 2018
Instrument	2097292

Lender

Name	FIRST NATIONAL BANK & TRUST CO
Type	Bank

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	60 Months
Due	Feb 9, 2023

Interest

Rate Type	Fixed Rate

Tax Assessment & Valuation

Source: Rock County assessment roll, as of April 2, 2026

Property Jurisdictions

Type	Name
State	Wisconsin
Municipality	Beloit City
County	Rock County
Unified School District	Beloit School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$8,315.00 (+90.1%) Homeowner's exemption	$508,700 (+79.82%) Land $27,900 Building $480,800	$558,700 (+73.62%)
2023	$4,374.00 (-3.89%) Homeowner's exemption	$282,900 (-) Land $19,200 Building $263,700	$321,800 (+9.64%)
2022	$4,551.00 Homeowner's exemption	$282,900 Land $19,200 Building $263,700	$293,500

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective May 3, 2017 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Claims	1 (1979)
Most Recent Claim	Sep 1979 · rainfall accumulation

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 98% of the US · lower than 94% of Wisconsin
Wildfire Likelihood	Under 0.01% annual chance
Exposure	None beyond ember reach

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	CITY OF BELOIT serves 36,677 people · EPA ID WI1540112
Water Source	Groundwater
Last State Inspection	Nov 2024
Lead	5 ppb (2023) action level 15 ppb

Violations Reported to EPA

Water Quality	Radium resolved · Oct 2019
Treatment and Procedure	None last 10 years
Monitoring and Reporting	1 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ. This system sells water to local utilities; the supplier billing this address may be one of them.

Internet Providers

Source: FCC Broadband Data Collection, based on 355 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Spectrum Cable	1,000 / 1,000
Verizon Fixed Wireless	300 / 20
AT&T DSL · Fiber in parts of the area	100 / 20

May also be available: ResTech Services.

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