1312 Cedar St, Oshkosh, WI 54901 Property Records

Winnebago County property record for 1312 Cedar St, Oshkosh, WI 54901

Property Summary

Property TypeDuplex
Details6 bd · 2.5 ba · 1,908 sqft · built 1905
Lot Size0.139 acres (6,050 sqft)
OwnerCompany Name on File
Last Sale$150,000 (Nov 2022)
Tax Bill$3,089 (2024)
Deeds & MortgagesNov 2022 Sale & Line of Credit
Mar 2021 Sale & Mortgage
Flood ZoneZone X (minimal risk)
APN12-03850000

Property Details

APN / Parcel Number

Primary APN12-03850000
Alternative APN
  • 912-03850000

Interior

Bedrooms6 Beds
Full Baths2.5 Baths
Half Baths1 Half Bath
Total Rooms7 Rooms
Units2 Units
Stories2 Stories
Building Area1,908 sqft Living Area

Exterior

Year BuiltBuilt 1905
Effective Year BuiltEffective 1905
Architectural StyleDuplex Single
Exterior MaterialAluminum/Vinyl
Lot Area6,050 sqft (0.139 acres)
Lot Dimensions121 ft deep x 50 ft wide
Garage TypeDetached
Garage Area216 sqft

Utilities, Heating & Cooling

Heating SystemHVAC

Location & Zoning

Account Number912-03850000
Street Address1312 CEDAR ST
CityOSHKOSH
StateWI
Zip54901-3628
Property CategoryResidential
Property TypeResidential > Multi-Unit > Duplex
Local Zoning CodeR2
Legal DescriptionLOT 12 GEIGERS ADDN
Legal SubdivisionGEIGERS ADDN
Legal Block130
Legal Lot Number12
JurisdictionWINNEBAGO WI
Township / Civil DivisionOSHKOSH
Census Block Group3
Census Block3004
Census Tract800

Owner

1312 Cedar St, a duplex, is owned by a company that bought it in November 2022.

Source: Winnebago County records, as of May 27, 2026

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Owner of RecordCompany Name on File
Mailing Address3001 WYLDE OAK CT, OSHKOSH, WI 54904-7653
Owner TypeCompany

Deeds, Mortgages & Sale History

DateDocument
Nov 14, 2022Warranty Deed, Transfer · Line of Credit
BANK OF OAKFIELD
Mar 16, 2021Warranty Deed, Transfer · Commercial Mortgage
WEST POINTE BANK

Assessor's Deed Record

Deed NamesName on Deed
Last SaleNov 14, 2022 · Amount on File
Deed SaleNov 14, 2022 · Amount on File
Prior SaleMar 16, 2021 · Amount on File
Deed Document Number20221894779
Record UpdatedOct 29, 2026

November 2022: Warranty Deed, Transfer

Document TypeWarranty Deed
JurisdictionWINNEBAGO WI
Recording DateNov 14, 2022
Property Address1312 CEDAR ST, OSHKOSH, WI 54901-3628
Document Number0001894779
Instrument DateNov 14, 2022
Instrument1894779
Transaction TypeTransfer
Record UpdatedAug 4, 2023

Transaction

AmountAmount on Record
DownpaymentDownpayment on Record
Loan-to-Value (LTV)LTV on Record
Tax$450.00
Amount AccuracyRounded by County
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
Address3001 WYLDE OAK CT, OSHKOSH, WI 54904-7653

Mortgage

Document Number0001894780
DateNov 14, 2022
Instrument1894780
Lender
NameBANK OF OAKFIELD
TypeBank
AddressOAKFIELD, WI 53065
Agreement
TypeLine of Credit
AmountAmount on Record

March 2021: Warranty Deed, Transfer

Document TypeWarranty Deed
JurisdictionWINNEBAGO WI
Recording DateMar 16, 2021
Property Address1312 CEDAR ST, OSHKOSH, WI 54901-3628
Document Number0001845731
Instrument DateMar 10, 2021
Instrument1845731
Transaction TypeTransfer
Record UpdatedAug 4, 2023

Transaction

AmountAmount on Record
DownpaymentDownpayment on Record
Loan-to-Value (LTV)LTV on Record
Tax$1,380.00
Amount AccuracyRounded by County
Additional
  • Arm's Length
  • Multiple Parcels

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
Address1315 RAHR AVE, OSHKOSH, WI 54901-5306

Mortgage

Document Number0001845732
DateMar 16, 2021
Instrument1845732
Lender
NameWEST POINTE BANK
TypeBank
Agreement
TypeCommercial Mortgage
AmountAmount on Record
Term60 Months
DueMar 13, 2026

Mortgage

Document Number0001845733
DateMar 16, 2021
Instrument1845733
Lender
NameBAM PROPERTY HOLDINGS LLC
TypeNon-Lending Institution
Agreement
TypeStand-Alone First Mortgage
AmountAmount on Record

Tax Assessment & Valuation

Source: Winnebago County assessment roll, as of May 27, 2026

Property Jurisdictions

TypeName
StateWisconsin
CountyWinnebago County
MunicipalityOshkosh City
Unified School DistrictOshkosh Area School District (PK - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2025$163,400 (-) Land $24,800 Building $138,600
2024$3,089.00 (+17.81%)$163,400 (+84.63%) Land $24,800 Building $138,600
2023$2,622.00 (+15.2%)$88,500 (+13.9%) Land $17,100 Building $71,400$127,885 Land $24,710 Building $103,175
2022$2,276.00$77,700 Land $17,100 Building $60,600

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 1312 Cedar St in Zone X, an area of minimal flood risk.

Source: FEMA National Flood Hazard Layer, effective March 26, 2019

FEMA Flood ZoneZone X
minimal risk
Flood Insurance RequirementNot required
lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

The area around 1312 Cedar St has no burnable land within ember reach, so its wildfire risk is not rated.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskNot rated
no burnable land within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water SystemOSHKOSH WATERWORKS
serves 63,000 people · EPA ID WI4710457
Water SourceSurface water
Last State InspectionApr 2025
Lead6 ppb (2025)
action level 15 ppb

Violations Reported to EPA

Water QualityNone
last 10 years
Treatment and ProcedureNone
last 10 years
Monitoring and ReportingNone
last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. This system sells water to local utilities; the supplier billing this address may be one of them.

Internet Providers

Source: FCC Broadband Data Collection, based on 478 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
TDS Telecom
Fiber
8,000 / 8,000
Spectrum
Cable · Fiber in parts of the area
1,000 / 1,000
Verizon
Fixed Wireless
300 / 20
Bertram Communications
Fixed Wireless
100 / 20
AT&T
Fixed Wireless · DSL · Fiber in parts of the area
100 / 20

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