1301 Cedar St, Oshkosh, WI 54901 Property Records

Winnebago County property record for 1301 Cedar St, Oshkosh, WI 54901

Property Summary

Property Type	Single Family Home
Details	3 bd · 2 ba · 1,449 sqft · built 1930
Lot Size	0.126 acres (5,500 sqft)
Owner	2 Individual Names on Record
Last Sale	$105,000 (Sep 2022)
Tax Bill	$2,736 (2024)
Deeds & Mortgages	Sep 2022 Sale & Mortgage
Flood Zone	Zone X (minimal risk)
APN	`12-04230000`

Property Details

APN / Parcel Number

Primary APN	`12-04230000`
Alternative APN	`912-04230000`

Interior

Bedrooms	3 Beds
Full Baths	2 Baths
Total Rooms	7 Rooms
Units	2 Units
Stories	2 Stories
Building Area	1,449 sqft Living Area

Exterior

Year Built	Built 1930
Effective Year Built	Effective 1930
Exterior Material	Aluminum/Vinyl
Lot Area	5,500 sqft (0.126 acres)
Lot Dimensions	110 ft deep x 50 ft wide
Garage Type	Detached
Garage Area	380 sqft

Utilities, Heating & Cooling

Heating System	HVAC

Location & Zoning

Account Number	912-04230000
Street Address	1301 CEDAR ST
City	OSHKOSH
State	WI
Zip	54901-3627
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	R2
Legal Description	LOT 13 BLK 1 J B MCLERANS SUBD BLK 131 & 104
Legal Subdivision	BLK 1 J B MCLERANS SUBD
Legal Block	1,131
Legal Lot Number	13
Jurisdiction	WINNEBAGO WI
Township / Civil Division	OSHKOSH
Census Block Group	3
Census Block	3005
Census Tract	800

Owner

Source: Winnebago County records, as of May 27, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on Record
Mailing Address	1301 CEDAR ST, OSHKOSH, WI 54901-3627
Occupancy	Owner Occupied
Owner Type	Individual
Vesting	Husband and Wife

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Sep 8, 2022 · Amount on Record
Deed Sale	Sep 8, 2022 · Amount on Record
Deed Document Number	20221890500
Record Updated	Oct 29, 2026

September 2022: Deed, Transfer

Document Type	Deed
Jurisdiction	WINNEBAGO WI
Recording Date	Sep 8, 2022
Property Address	1301 CEDAR ST, OSHKOSH, WI 54901-3627
Document Number	0001890500
Instrument Date	Sep 7, 2022
Instrument	1890500
Transaction Type	Transfer
Record Updated	Aug 4, 2023

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$315.00
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	1301 CEDAR ST, OSHKOSH, WI 54901-3627

Mortgage

Document Number	0001890501
Date	Sep 8, 2022
Instrument	1890501

Lender

Name	VERVE A CU
Type	Credit Union

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Oct 1, 2052

Interest

Rate Type	Adjustable Rate
Rate	3.99%
Type Change Date	Oct 1, 2032
Change Frequency	Annually
Min Rate At Change	2.25%
Max Rate At Change	5.99%
Index	1-Year CMT
Max Rate	9.99%

Tax Assessment & Valuation

Source: Winnebago County assessment roll, as of May 27, 2026

Property Jurisdictions

Type	Name
State	Wisconsin
County	Winnebago County
Municipality	Oshkosh City
Unified School District	Oshkosh Area School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025		$146,600 (+75.15%) Land $21,600 Building $125,000
2024	$2,736.00 (+11.95%)
2023	$2,444.00 (+1.08%) Homeowner's exemption	$83,700 (-) Land $14,900 Building $68,800	$120,949 Land $21,531 Building $99,418
2022	$2,418.00 Homeowner's exemption	$83,700 Land $14,900 Building $68,800

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective March 26, 2019

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 98% of the US · lower than 94% of Wisconsin
Wildfire Likelihood	Under 0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	OSHKOSH WATERWORKS serves 63,000 people · EPA ID WI4710457
Water Source	Surface water
Last State Inspection	Apr 2025
Lead	6 ppb (2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. This system sells water to local utilities; the supplier billing this address may be one of them.

Internet Providers

Source: FCC Broadband Data Collection, based on 478 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
TDS Telecom Fiber	8,000 / 8,000
Spectrum Cable · Fiber in parts of the area	1,000 / 1,000
Verizon Fixed Wireless	300 / 20
Bertram Communications Fixed Wireless	100 / 20
AT&T Fixed Wireless · DSL · Fiber in parts of the area	100 / 20