Monroe County property record for 1312 Calder Rd, Key Largo, FL 33037
| Property Type | Single Family Home |
|---|---|
| Details | 3 bd · 2 ba · 1,484 sqft · built 2023 |
| Lot Size | 0.14 acres (6,125 sqft) |
| Owner | 2 Individual Names on Record |
| Last Sale | $630,000 (Jun 2019) |
| Tax Bill | $5,729 (2024) |
| Deeds & Mortgages | Jun 2019 Sale |
| Flood Zone | Zone VE (high risk) |
| APN | 00468472-008900 |
| Primary APN | 00468472-008900 |
|---|---|
| Alternative APNs |
|
| Bedrooms | 3 Beds |
|---|---|
| Full Baths | 2 Baths |
| Stories | 2 Stories |
| Building Area | 1,484 sqft Living Area |
| 1st Floor Area | 868 sqft |
| Interior Walls | Wallboard/Drywall |
| Year Built | Built 2023 |
|---|---|
| Exterior Material | Other |
| Foundation Type | Pile |
| Roof Type | Gable/Hip |
| Lot Area | 6,125 sqft (0.14 acres) |
| Porch | Open Porch |
| Porch Area | 856 sqft |
| Patio Area | 98 sqft |
| Cooling System | HVAC |
|---|---|
| Heating System | Forced Air |
| Account Number | 1573531 |
|---|---|
| Old Parcel Number | 14613900468472008900 |
| Street Address | 1312 CALDER RD |
| City | KEY LARGO |
| State | FL |
| Zip | 33037-2803 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Description | BK 3 LT 26 CROSS KEY WATERWAY ESTATES SECTION TWO KEY LARGO PB6-60 OR478-196 OR586-799/800 OR587-382 OR620-662Q OR620-661 |
| Legal Range | 39E |
| Legal Township | 61S |
| Legal Section | 14 |
| Legal Subdivision | CROSS KEY WATERWAYS EST SEC 2 |
| Legal Block | 3 |
| Legal Lot Number | 26 |
| Jurisdiction | MONROE FL |
| Township / Civil Division | UPPER KEYS |
| Census Block Group | 3 |
| Census Block | 3000 |
| Census Tract | 970400 |
Source: NPS National Register of Historic Places, as of August 1, 2026
| Listed Area | Within John Pennekamp Coral Reef State Park and Reserve listed 1972 · 10 contributing resources · NRIS 72000340 |
|---|
Federal listing alone does not restrict alterations; local historic district rules, which this data does not cover, may apply.
Source: Monroe County records, as of December 5, 2025
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | 2 Individual Names on Record |
|---|---|
| Mailing Address | 1312 CALDER RD, KEY LARGO, FL 33037-2803 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Deed Names | 2 Names on Deed |
|---|---|
| Last Sale | Jun 7, 2019 · Amount on Record |
| Deed Sale | Jun 7, 2019 · Amount on Record |
| Deed Document Number | 2223896 |
| Deed Book / Page | 2969 / 0629 |
| Record Updated | Jun 8, 2026 |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | MONROE FL |
| Recording Date | Jun 7, 2019 |
| Property Address | 1312 CALDER RD, KEY LARGO, FL 33037-2803 |
| Document Number | 0029690629 |
| Book / Page | 002969 / 000629 |
| Instrument Date | May 20, 2019 |
| Instrument | 2223896 |
| Transaction Type | Transfer |
| Record Updated | Jul 9, 2019 |
| Title Company | ATTORNEY ONLY |
| Amount | Amount Recorded |
|---|---|
| Tax | $4,410.00 |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Relationship | Husband and Wife |
| Address | 1312 CALDER RD KEY LARGO FL 330372803, KEY LARGO, FL 33037-2803 |
Source: Monroe County assessment roll, as of July 1, 2025
| Type | Name |
|---|---|
| State | Florida |
| County | Monroe County |
| Unified School District | Monroe County School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $681,344 (+109.93%) | $1,404,425 (+59.5%) Land $1,040,944 Building $363,481 | |
| 2024 | $5,729.00 (+125.37%) | ||
| 2023 | $2,542.00 (+5.92%) Homeowner's exemption | $324,554 (+3%) | $880,497 (+13.66%) Land $848,527 Building $31,970 |
| 2022 | $2,400.00 Homeowner's exemption | $315,101 | $774,700 Land $757,050 Building $17,650 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
Source: FEMA National Flood Hazard Layer, effective September 24, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone VE high risk · coastal, wave action |
|---|---|
| 100-Year Floodplain | Yes 1% annual chance |
| Floodway | No |
| Base Flood Elevation | 12.0 ft |
| Flood Insurance Requirement | Required federally backed loans |
| Flood Insurance Cost | Premium on Record median of 281 individual policies |
| Community Rating System | Class 3 (35% premium discount) |
| Nearby Flood Policies | 299 units insured incl. 18 condo units |
| Nearby Flood Claims | 163 (1992–2024) |
| Claims Outside the SFHA | 3 of 163 |
| Most Recent Claim | Sep 2024 · Hurricane Helene |
| Claims by Event |
|
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Not rated no burnable land within ember reach |
|---|
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: FCC Broadband Data Collection, based on 416 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| AT&T Fiber · DSL | 5,000 / 5,000 |
| Xfinity Cable | 2,000 / 250 |
May also be available: T-Mobile.
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