Monroe County property record for 1306 Calder Rd, Key Largo, FL 33037
| Property Type | Single Family Home |
|---|---|
| Details | 6 bd · 4 ba · 2,444 sqft · built 1980 |
| Lot Size | 0.327 acres (14,244 sqft) |
| Owner | 2 Individual Names on Record |
| Last Sale | $650,000 (Nov 2014) |
| Tax Bill | $7,275 (2025) |
| Deeds & Mortgages | Mar 2026 Transfer |
| Flood Zone | Zone VE (high risk) |
| APN | 00468472-008800 |
| Primary APN | 00468472-008800 |
|---|---|
| Alternative APNs |
|
| Bedrooms | 6 Beds |
|---|---|
| Full Baths | 4 Baths |
| Stories | 1 Story |
| Building Area | 2,444 sqft Living Area |
| Gross Area | 3,116 sqft |
| 1st Floor Area | 2,444 sqft |
| Year Built | Built 1980 |
|---|---|
| Effective Year Built | Effective 2000 |
| Exterior Material | Concrete Block |
| Construction Type | Concrete Block |
| Foundation Type | Block |
| Roof Type | Flat |
| Roof Material | Composition Shingle |
| Lot Area | 14,244 sqft (0.327 acres) |
| View / Lot | Waterfront |
| Garage Type | Attached |
| Garage Area | 672 sqft |
| Porch | Florida Room |
|---|---|
| Porch Area | 330 sqft |
| Deck Area | 560 sqft |
| Patio Area | 560 sqft |
| Total Buildings | 2 Buildings |
| Cooling System | HVAC |
|---|---|
| Heating System | Forced Air with A/C |
| Account Number | 1573523 |
|---|---|
| Street Address | 1306 CALDER RD |
| City | KEY LARGO |
| State | FL |
| Zip | 33037-2803 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | URM |
| Legal Description | BK 3 LOTS 24 - 25 AND ADJ FILL CROSS KEY WATERWAY ESTATES SECTION TWO KEY LARGO PB6-60 OR478-196 OR586-799/800 OR617-946/47C OR721-644/55 OR723-697/08 (UR ASSGNT CONT) OR637-318/22 OR822-2193 OR840-102 OR840-95/97AG OR840-99/101AG (UR D/C ON FILE) OR |
| Legal Subdivision | CROSS KEY WATERWAYS EST SEC 2 |
| Legal Block | 3 |
| Legal Lot Number | 24-25 |
| Jurisdiction | MONROE FL |
| Township / Civil Division | UPPER KEYS |
| Census Block Group | 3 |
| Census Block | 3000 |
| Census Tract | 970400 |
Source: NPS National Register of Historic Places, as of August 1, 2026
| Listed Area | Within John Pennekamp Coral Reef State Park and Reserve listed 1972 · 10 contributing resources · NRIS 72000340 |
|---|
Federal listing alone does not restrict alterations; local historic district rules, which this data does not cover, may apply.
Source: Monroe County records, as of July 7, 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | 2 Individual Names on Record |
|---|---|
| Mailing Address | 1306 CALDER RD, KEY LARGO, FL 33037-2803 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Vesting | Life Estate |
| Deed Names | 2 Names on Deed |
|---|---|
| Last Sale | Nov 18, 2014 · Amount on Record |
| Deed Sale | Nov 18, 2014 · Amount on Record |
| Prior Sale | Dec 31, 2013 |
| Deed Document Number | 20142005811 |
| Deed Book / Page | 2712 / 1631 |
| Prior Transfer Date | Oct 4, 2014 |
| Prior Transfer Doc | 0027121617 |
| Record Updated | Oct 29, 2026 |
| Document Type | Intrafamily Transfer |
|---|---|
| Jurisdiction | MONROE FL |
| Recording Date | Mar 9, 2026 |
| Property Address | 1306 CALDER RD, KEY LARGO, FL 33037-2803 |
| Document Number | 0033700108 |
| Book / Page | 3370 / 108 |
| Map Reference | MB 6 PG 60 |
| Instrument Date | Feb 19, 2026 |
| Instrument | 2535003 |
| Transaction Type | Transfer |
| Record Updated | Apr 2, 2026 |
| Title Company | ATTORNEY ONLY, ATTORNEY |
| Tax | $0.00 |
|---|---|
| Amount Accuracy | Transfer Tax Exempt |
| Additional |
|
| Name | Verified Name |
|---|---|
| Address | 1306 CALDER RD, KEY LARGO, FL 33037-2803 |
| Name | Verified Name |
|---|---|
| Relationship | Living Trust |
| Address | 1306 CALDER RD, KEY LARGO, FL 33037-2803 |
Source: Monroe County assessment roll, as of December 8, 2025
| Type | Name |
|---|---|
| State | Florida |
| County | Monroe County |
| Unified School District | Monroe County School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $7,275.00 (+4.81%) Homeowner's exemption | $767,826 (+5.99%) | $1,802,022 (+37.38%) Land $1,574,674 Building $227,348 |
| 2024 | $6,941.00 (+4.69%) | ||
| 2023 | $6,630.00 (+5.86%) Homeowner's exemption | $724,454 (+3%) | $1,311,680 (+10.19%) Land $1,149,491 Building $162,189 |
| 2022 | $6,263.00 Homeowner's exemption | $703,354 | $1,190,405 Land $1,025,568 Building $164,837 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
Source: FEMA National Flood Hazard Layer, effective September 24, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone VE high risk · coastal, wave action |
|---|---|
| 100-Year Floodplain | Yes 1% annual chance |
| Floodway | No |
| Base Flood Elevation | 12.0 ft |
| Flood Insurance Requirement | Required federally backed loans |
| Flood Insurance Cost | Premium on Record median of 281 individual policies |
| Community Rating System | Class 3 (35% premium discount) |
| Nearby Flood Policies | 299 units insured incl. 18 condo units |
| Nearby Flood Claims | 163 (1992–2024) |
| Claims Outside the SFHA | 3 of 163 |
| Most Recent Claim | Sep 2024 · Hurricane Helene |
| Claims by Event |
|
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Not rated no burnable land within ember reach |
|---|
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: FCC Broadband Data Collection, based on 416 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| AT&T Fiber · DSL | 5,000 / 5,000 |
| Xfinity Cable | 2,000 / 250 |
May also be available: T-Mobile.
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