13116 UNION TERRACE LN N CHAMPLIN MN 553161128, CHAMPLIN, MN 55316-1128
Mortgage
Document Number
0005606800
Date
Apr 17, 2019
Instrument
5606800
Lender
Name
FREEDOM MTG
Type
Mortgage Company
Address
MOUNT LAUREL, NJ 08054
Agreement
Type
FHA Mortgage
Amount
Amount on Record
Term
360 Months
Due
Apr 16, 2049
March 2017: Affidavit of Death, Mortgage
Document Type
Affidavit of Death
Jurisdiction
HENNEPIN MN
Recording Date
Mar 8, 2017
Property Address
13116 UNION TERRACE LN N, CHAMPLIN, MN 55316-1128
Document Number
0005427681
Instrument Date
Feb 28, 2017
Instrument
5427681
Transaction Type
Mortgage
Record Updated
Aug 17, 2018
Title Company
CAMBRIA TITLE
Transferred From (Grantor/Seller)
Name
Verified Name
Transferred To (Grantee/Buyer)
Name
Verified Name
Address
13116 UNION TERRACE LN N CHAMPLIN MN 553161128, CHAMPLIN, MN 55316-1128
Mortgage
Document Number
5427682
Date
Mar 8, 2017
Instrument
5427682
Lender
Name
TCF NAT'L BK
Type
Bank
Address
SIOUX FALLS, SD 57106
Agreement
Type
FHA Mortgage
Amount
Amount on Record
Term
360 Months
Due
Mar 7, 2047
Tax Assessment & Valuation
The 2025 property tax bill for 13116 Union Terrace Ln N was $3,443.
Source: Hennepin County assessment roll, as of June 23, 2026
Property Jurisdictions
Type
Name
State
Minnesota
County
Hennepin County
Municipality
Champlin City
Unified School District
Anoka-Hennepin Public School District (PK - 12)
Tax Bill & Assessment History
Year
Tax Bill
Assessed Value
Assessed Market Value
2025
$3,443.00
$297,600Land $84,000Building $213,600
$297,600Land $84,000Building $213,600
2023
$3,942.00Homeowner's exemption
2022
$273,000Land $78,000Building $195,000
$273,000Land $78,000Building $195,000
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
Flood
FEMA maps place 13116 Union Terrace Ln N in Zone X, an area of moderate flood risk, though there have been 8 flood claims nearby since 1984.
Source: FEMA National Flood Hazard Layer, effective December 25, 2025 · OpenFEMA NFIP redacted claims and policies, as of September 2026
FEMA Flood Zone
Zone X moderate risk
500-Year Floodplain
Yes 0.2% annual chance
Flood Insurance Requirement
Not required lenders may require it
Nearby Flood Claims
8 (1984–2023)
Claims Outside the SFHA
6 of 8
Most Recent Claim
Apr 2023 · Severe Storms And Flooding
Claims by Event
Severe Flooding, High Winds,severe Storms, Apr 1997 · 2 claims
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Wildfire
Wildfire risk around 13116 Union Terrace Ln N is low, with a 0.01% annual chance of wildfire.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
Wildfire Risk
Low lower than 80% of the US · lower than 60% of Minnesota
Wildfire Likelihood
0.01% annual chance
Exposure
Indirect within ember reach
Adjoins Burnable Land
Yes
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Drinking Water
Source: EPA Safe Drinking Water Information System, as of September 2026
Water System
Champlin serves 23,919 people · EPA ID MN1270006
Water Source
Groundwater
Last State Inspection
Dec 2025
Lead
Under 1 ppb (2023–2025) action level 15 ppb
Violations Reported to EPA
Water Quality
None last 10 years
Treatment and Procedure
None last 10 years
Monitoring and Reporting
None last 3 years
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. This system sells water to local utilities; the supplier billing this address may be one of them.
Internet Providers
Source: FCC Broadband Data Collection, based on 365 locations within half a mile, as of December 31, 2025
Provider
Max Down / Up (Mbps)
Xfinity Cable · Fiber in parts of the area
2,000 / 250
Spectrum Cable
1,000 / 1,000
Verizon Fixed Wireless
300 / 20
May also be available: CenturyLink, Gateway Fiber, Xtratyme Technologies.