13064 Union Terrace Ln N, Champlin, MN 55316 Property Records

Hennepin County property record for 13064 Union Terrace Ln N, Champlin, MN 55316

Property Summary

Property Type	Single Family Home
Details	3 bd · 2 ba · 1,034 sqft · built 1978
Lot Size	0.25 acres (10,890 sqft)
Owner	2 Individual Names on Record
Last Sale	$322,000 (May 2021)
Tax Bill	$5,232 (2025)
Deeds & Mortgages	May 2021 Sale & Mortgage Jun 2020 Mortgage
Flood Zone	Zone X (moderate risk)
APN	`24-120-22-21-0099`

Property Details

APN / Parcel Number

Primary APN	`24-120-22-21-0099`

Interior

Bedrooms	3 Beds
Full Baths	2 Baths
Total Rooms	5 Rooms
Building Area	1,034 sqft Living Area
Gross Area	1,834 sqft
1st Floor Area	1,034 sqft
Basement Area	800 sqft
Family Room	Family Room
Flooring	Carpet
Interior Walls	Wallboard/Drywall

Exterior

Year Built	Built 1978
Effective Year Built	Effective 2000
Architectural Style	Split Foyer
Exterior Material	Metal
Construction Type	Frame
Roof Type	Gable
Roof Material	Asphalt
Lot Area	10,890 sqft (0.25 acres)
Lot Dimensions	118 ft deep x 92 ft wide
View / Lot	Lake
Garage Type	Detached
Garage Area	484 sqft

Exterior Amenities

Porch	Open Porch
Porch Area	62 sqft
Deck Area	144 sqft
Patio Area	144 sqft

Utilities, Heating & Cooling

Cooling System	None
Heating System	Floor/Wall Furnace
Heating Fuel	Electric

Location & Zoning

Street Address	13064 UNION TERRACE LN N
City	CHAMPLIN
State	MN
Zip	55316-1126
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	LOT 002 BLOCK 002 T BRAYS 2ND ADDN 92 X 118
Legal Range	22
Legal Township	120
Legal Section	24
Legal Quarter	21
Legal Subdivision	BRAYS 2ND ADDN
Legal Block	2
Legal Lot Number	2
Jurisdiction	HENNEPIN MN
Township / Civil Division	CHAMPLIN
Census Block Group	3
Census Block	3014
Census Tract	26903

Owner

Source: Hennepin County records, as of June 23, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on Record
Mailing Address	13064 UNION TERRACE LN N, CHAMPLIN, MN 55316-1126
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
May 17, 2021	Warranty Deed, Transfer · Conventional Mortgage CORNERSTONE HOME LENDING INC
Jun 29, 2020	Deed of Trust, Mortgage · Conventional Mortgage BAY EQUITY

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	May 17, 2021 · Amount on Record
Deed Sale	May 17, 2021 · Amount on Record
Prior Sale	Jun 19, 2014 · Amount on Record
Deed Document Number	20215837059
Prior Transfer Date	Jan 17, 2014
Prior Transfer Doc	0005149673
Record Updated	Sep 20, 2026

May 2021: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	HENNEPIN MN
Recording Date	May 17, 2021
Property Address	13064 UNION TERRACE LN N, CHAMPLIN, MN 55316-1126
Document Number	0T05837059
Instrument Date	May 13, 2021
Instrument	T05837059
Transaction Type	Transfer
Record Updated	Jun 22, 2021
Title Company	TITLE SPECIALIST, TITLE SPECIALISTS INC

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$1,062.60
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	13064 UNION TERRACE LN N, CHAMPLIN, MN 55316-1126

Mortgage

Document Number	0T05837060
Date	May 17, 2021
Instrument	T05837060

Lender

Name	CORNERSTONE HOME LENDING INC
Type	Mortgage Company

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Jun 1, 2051

June 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	HENNEPIN MN
Property Address	13064 UNION TERRACE LN N, CHAMPLIN, MN 55316-1126
Document Number	0005726654
Instrument Date	Jun 29, 2020
Transaction Type	Mortgage
Record Updated	Jul 31, 2020
Title Company	TITLESMART

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants with Right of Survivorship
Address	13064 UNION TERRACE LN N CHAMPLIN MN 553161126, CHAMPLIN, MN 55316-1126

Mortgage

Document Number	0005726654
Date	Jul 15, 2020
Instrument	5726654

Lender

Name	BAY EQUITY
Type	Funding / Finance Company
Address	CORTE MADERA, CA 94925

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	180 Months
Due	Jul 14, 2035

Tax Assessment & Valuation

Source: Hennepin County assessment roll, as of June 23, 2026

Property Jurisdictions

Type	Name
State	Minnesota
County	Hennepin County
Municipality	Champlin City
Unified School District	Anoka-Hennepin Public School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$5,232.00 (+10.97%)	$355,100 (+7.28%) Land $84,000 Building $271,100	$355,100 (+7.28%) Land $84,000 Building $271,100
2023	$4,715.00
2022		$331,000 Land $78,000 Building $253,000	$331,000 Land $78,000 Building $253,000

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective December 25, 2025 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X moderate risk
500-Year Floodplain	Yes 0.2% annual chance
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Claims	8 (1984–2023)
Claims Outside the SFHA	6 of 8
Most Recent Claim	Apr 2023 · Severe Storms And Flooding
Claims by Event	Severe Flooding, High Winds,severe Storms, Apr 1997 · 2 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · lower than 60% of Minnesota
Wildfire Likelihood	0.01% annual chance
Exposure	Indirect within ember reach
Adjoins Burnable Land	Yes

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	Champlin serves 23,919 people · EPA ID MN1270006
Water Source	Groundwater
Last State Inspection	Dec 2025
Lead	Under 1 ppb (2023–2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. This system sells water to local utilities; the supplier billing this address may be one of them.

Internet Providers

Source: FCC Broadband Data Collection, based on 365 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Xfinity Cable · Fiber in parts of the area	2,000 / 250
Spectrum Cable	1,000 / 1,000
Verizon Fixed Wireless	300 / 20

May also be available: CenturyLink, Gateway Fiber, Xtratyme Technologies.

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