Washington County property record for 1311 Wells Ave, Chipley, FL 32428
| Property Type | Single Family Home |
|---|---|
| Details | 1.5 ba · 1,840 sqft · built 1950 |
| Lot Size | 0.404 acres (17,598 sqft) |
| Owner | Individual Name on File |
| Last Sale | $94,000 (Apr 2018) |
| Tax Bill | $936 (2025) |
| Deeds & Mortgages | Dec 2025 Line of Credit Aug 2020 Line of Credit + 1 more |
| Flood Zone | Zone X (minimal risk) |
| APN | 000016550000 |
| Primary APN | 000016550000 |
|---|---|
| Alternative APNs |
|
| Full Baths | 1.5 Baths |
|---|---|
| Half Baths | 1 Half Bath |
| Stories | 1 Story |
| Building Area | 1,840 sqft Living Area |
| Gross Area | 3,234 sqft |
| 1st Floor Area | 1,840 sqft |
| Flooring | Carpet |
| Interior Walls | Wallboard/Drywall |
| Fireplaces | 1 Fireplace |
| Fireplace | Fireplace |
| Year Built | Built 1950 |
|---|---|
| Effective Year Built | Effective 1987 |
| Exterior Material | Brick |
| Roof Type | Gable/Hip |
| Roof Material | Metal |
| Lot Area | 17,598 sqft (0.404 acres) |
| Lot Dimensions | 160 ft deep x 110 ft wide |
| Garage Type | Carport |
| Garage Area | 1,028 sqft |
| Carport | Carport |
| Carport Area | 1,028 sqft |
| Porch | Florida Room |
| Porch Area | 366 sqft |
| Cooling System | Central |
|---|---|
| Heating System | Forced Air with A/C |
| Street Address | 1311 WELLS AVE |
|---|---|
| City | CHIPLEY |
| State | FL |
| Zip | 32428-1832 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Description | 4 4 13 ORB 1116 P 193 PARCEL DESC. IN ORB 1116 P 193,BLK 26 ORB 1153 P 441, ORB 1195 P 135 |
| Legal Range | 13W |
| Legal Township | 04S |
| Legal Section | 04 |
| Legal Subdivision | CHIPLEY |
| Legal Block | 26 |
| Jurisdiction | WASHINGTON FL |
| Township / Civil Division | CHIPLEY |
| Census Block Group | 2 |
| Census Block | 2034 |
| Census Tract | 970103 |
Source: NPS National Register of Historic Places, as of August 1, 2026
| Historic District | Within the South Third Street Historic District listed 1989 · 16 contributing resources · NRIS 89000045 |
|---|
Federal listing alone does not restrict alterations; local historic district rules, which this data does not cover, may apply.
1311 Wells Ave is owned and occupied by an individual who acquired it in December 2020.
Source: Washington County records, as of May 21, 2026
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Owner of Record | Individual Name on File |
|---|---|
| Mailing Address | 1311 WELLS AVE, CHIPLEY, FL 32428-1832 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Date | Document |
|---|---|
| Dec 9, 2025 | Deed of Trust, Mortgage · Line of Credit REGIONS BANK |
| Aug 3, 2020 | Deed of Trust, Mortgage · Line of Credit REGIONS BANK |
| Apr 23, 2018 | Warranty Deed, Transfer · Conventional with PMI CALIBER HM LOANS |
| Deed Names | Name on Deed |
|---|---|
| Last Sale | Apr 23, 2018 · Amount on File |
| Deed Sale | Apr 23, 2018 · Amount on File |
| Deed Book / Page | 1116 / 193 |
| Last Transfer Date | Dec 22, 2020 |
| Transfer Doc | 0067000065 |
| Record Updated | Oct 29, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | WASHINGTON FL |
| Property Address | 1311 WELLS AVE, CHIPLEY, FL 32428-1832 |
| Transaction Type | Mortgage |
| Record Updated | Jan 19, 2026 |
| Name | Verified Name |
|---|---|
| Address | 1311 WELLS AVE, CHIPLEY, FL 32428-1832 |
| Document Number | 0067008774 |
|---|---|
| Date | Dec 9, 2025 |
| Book Page | 1355/897 |
| Instrument | 202567008774 |
| Name | REGIONS BANK |
|---|---|
| Type | Bank |
| Address | 2050 PARKWAY OFFICE CIR, HOOVER, AL 35244 |
| Type | Line of Credit |
|---|---|
| Amount | Amount on Record |
| Term | 360 Months |
| Due | Dec 6, 2055 |
| Change Frequency | Monthly |
|---|
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | WASHINGTON FL |
| Property Address | 1311 WELLS AVE, CHIPLEY, FL 32428-1832 |
| Transaction Type | Mortgage |
| Record Updated | Feb 5, 2021 |
| Name | Verified Name |
|---|---|
| Address | 1311 WELLS AVE, CHIPLEY, FL 32428-1832 |
| Document Number | 0067005021 |
|---|---|
| Date | Aug 3, 2020 |
| Book Page | 1182/584 |
| Instrument | 202067005021 |
| Name | REGIONS BANK |
|---|---|
| Type | Bank |
| Address | BIRMINGHAM, AL 35211 |
| Type | Line of Credit |
|---|---|
| Amount | Amount on Record |
| Term | 358 Months |
| Due | Jun 25, 2050 |
| Rate Type | Adjustable Rate |
|---|---|
| Change Frequency | Monthly |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | WASHINGTON FL |
| Recording Date | Apr 23, 2018 |
| Property Address | 1311 WELLS AVE, CHIPLEY, FL 32428-1832 |
| Document Number | 0067002793 |
| Book / Page | 001116 / 000193 |
| Instrument Date | Apr 5, 2018 |
| Instrument | 67002793 |
| Transaction Type | Transfer |
| Record Updated | May 4, 2018 |
| Title Company | FIRST AMERICAN TITLE |
| Amount | Amount on Record |
|---|---|
| Downpayment | Downpayment on Record |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $658.00 |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Address | 5238 JENKINS ST GRACEVILLE FL 324402708, GRACEVILLE, FL 32440-2708 |
| Document Number | 67002794 |
|---|---|
| Date | Apr 23, 2018 |
| Book Page | 001116/000197 |
| Instrument | 67002794 |
| Name | CALIBER HM LOANS |
|---|---|
| Type | Funding / Finance Company |
| Address | IRVING, TX 75063 |
| Type | Conventional with PMI |
|---|---|
| Amount | Amount on Record |
| Term | 360 Months |
| Due | Apr 22, 2048 |
The 2025 property tax bill for 1311 Wells Ave was $936 with a homeowner's exemption, up 7.5% from the year before.
Source: Washington County assessment roll, as of December 3, 2025
| Type | Name |
|---|---|
| State | Florida |
| Municipality | Chipley City |
| County | Washington County |
| Unified School District | Washington County School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $936.00 (+7.46%) Homeowner's exemption | $89,058 (+2.9%) | $164,852 (+6.25%) Land $24,035 Building $140,817 |
| 2024 | $871.00 (+4.94%) Homeowner's exemption | $86,548 (+3%) | $155,148 (+18.93%) Land $18,975 Building $136,173 |
| 2023 | $830.00 (+5.6%) Homeowner's exemption | $84,027 (+3%) | $130,456 (+13.85%) Land $18,975 Building $111,481 |
| 2022 | $786.00 Homeowner's exemption | $81,580 | $114,590 Land $16,445 Building $98,145 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
FEMA maps place 1311 Wells Ave in Zone X, an area of minimal flood risk, though there have been 7 flood claims nearby since 2002.
Source: FEMA National Flood Hazard Layer, effective July 4, 2011 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Nearby Flood Policies | 1 in force |
| Nearby Flood Claims | 7 (2002–2020) |
| Claims Outside the SFHA | 6 of 7 |
| Most Recent Claim | Sep 2020 · Hurricane Sally |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Wildfire risk around 1311 Wells Ave is low, with a 0.02% annual chance of wildfire.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 80% of the US · lower than 93% of Florida |
|---|---|
| Wildfire Likelihood | 0.02% annual chance |
| Exposure | Direct burnable vegetation |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | CITY OF CHIPLEY serves 3,660 people · EPA ID FL1670135 |
|---|---|
| Water Source | Groundwater |
| Last State Inspection | Dec 2025 |
| Lead | 1 ppb (2025) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | 5 last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 225 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Spectrum Cable | 1,000 / 1,000 |
| Verizon Fixed Wireless | 300 / 20 |
| Wildstar Networks Fixed Wireless | 200 / 50 |
| AT&T Fixed Wireless | 100 / 20 |
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