Washington County property record for 1290 Wells Ave, Chipley, FL 32428
| Property Type | Single Family Home |
|---|---|
| Details | 3 bd · 2 ba · 2,550 sqft · built 1901 |
| Lot Size | 0.7 acres (30,492 sqft) |
| Owner | Individual Name on Record |
| Tax Bill | $2,684 (2025) |
| Deeds & Mortgages | Nov 2023 Document Dec 2022 Sale + 1 more |
| Flood Zone | Zone X (minimal risk) |
| APN | 000019150000 |
| Primary APN | 000019150000 |
|---|---|
| Alternative APN |
|
| Bedrooms | 3 Beds |
|---|---|
| Full Baths | 2 Baths |
| Building Area | 2,550 sqft Heated Area |
| Gross Area | 3,290 sqft |
| Flooring | Hardwood |
| Interior Walls | Plywood |
| Fireplaces | 1 Fireplace |
| Fireplace | Fireplace |
| Year Built | Built 1901 |
|---|---|
| Effective Year Built | Effective 1988 |
| Exterior Material | Shingles |
| Roof Type | Gable/Hip |
| Roof Material | Metal |
| Lot Area | 30,492 sqft (0.7 acres) |
| Lot Width | 105 ft Width |
| Porch | Open Porch |
| Porch Area | 740 sqft |
| Cooling System | Central |
|---|---|
| Heating System | Forced Air |
| Account Number | 000019150000 |
|---|---|
| Street Address | 1290 WELLS AVE |
| City | CHIPLEY |
| State | FL |
| Zip | 32428-1841 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Description | 4 4 13 ORB 1288 P 233 PRCL DESC IN ORB 1288 P 233. |
| Legal Range | 13W |
| Legal Township | 04N |
| Legal Section | 04 |
| Legal Block | 22 |
| Legal Lot Number | 0000 |
| Jurisdiction | WASHINGTON FL |
| Township / Civil Division | CHIPLEY |
| Census Block Group | 2 |
| Census Block | 2026 |
| Census Tract | 970103 |
Source: Washington County records, as of December 22, 2025
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | Individual Name on Record |
|---|---|
| Mailing Address | 1290 WELLS AVE, CHIPLEY, FL 32428-1841 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Date | Document |
|---|---|
| Nov 20, 2023 | ACCOMODATION, ACCOMMODATION |
| Dec 27, 2022 | Warranty Deed, Transfer PANHANDLE LAND TITLE LLC |
| Jul 31, 2020 | Warranty Deed, Transfer · VA Mortgage UNIVERSITY LENDING GROUP LLC |
| Deed Names | Name on Deed |
|---|---|
| Last Sale | Nov 20, 2023 |
| Deed Sale | Nov 20, 2023 |
| Prior Sale | Dec 27, 2022 · Amount on Record |
| Deed Document Number | 202367008092 |
| Deed Book / Page | 1261 / 286 |
| Record Updated | Jun 8, 2026 |
| Jurisdiction | WASHINGTON FL |
|---|---|
| Recording Date | Nov 20, 2023 |
| Property Address | 1290 WELLS AVE, CHIPLEY, FL 32428-1841 |
| Document Number | 0067008092 |
| Book / Page | 1288 / 233 |
| Map Reference | MB 1261 PG 286 |
| Instrument Date | Nov 8, 2023 |
| Instrument | 202367008092 |
| Record Updated | Dec 19, 2023 |
| Title Company | ACCOMODATION, ACCOMMODATION |
| Tax | $0.00 |
|---|---|
| Amount Accuracy | No Consideration Stated |
| Name | Verified Name |
|---|---|
| Address | 337 MERCEDES AVE, PANAMA CITY, FL 32401-3783 |
| Name | Verified Name |
|---|---|
| Address | 1290 WELLS AVE, CHIPLEY, FL 32428-1841 |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | WASHINGTON FL |
| Recording Date | Dec 27, 2022 |
| Property Address | 1290 WELLS AVE, CHIPLEY, FL 32428-1841 |
| Document Number | 0067010146 |
| Book / Page | 1261 / 286 |
| Instrument Date | Dec 27, 2022 |
| Instrument | 202267010146 |
| Transaction Type | Transfer |
| Record Updated | Feb 3, 2023 |
| Title Company | PANHANDLE LAND TITLE LLC |
| Amount | Amount Recorded |
|---|---|
| Tax | $1,701.00 |
| Amount Accuracy | Rounded by County |
| Additional |
|
| Name | Verified Name |
|---|---|
| Address | 113 RAILROAD AVE, CARNEGIE, PA 15106-2408 |
| Name | Verified Name |
|---|---|
| Address | 2148 RAYON RD, FERNANDINA BEACH, FL 32034-8541 |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | WASHINGTON FL |
| Recording Date | Jul 31, 2020 |
| Property Address | 1290 WELLS AVE, CHIPLEY, FL 32428-1841 |
| Document Number | 0067005004 |
| Book / Page | 1182 / 495 |
| Instrument Date | Jul 30, 2020 |
| Instrument | 202067005004 |
| Transaction Type | Transfer |
| Record Updated | Dec 27, 2021 |
| Title Company | PANHANDLE LAND TITLE LLC |
| Amount | Amount Recorded |
|---|---|
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $1,190.00 |
| Amount Accuracy | Rounded by County |
| Additional |
|
| Name | Verified Name |
|---|---|
| Address | 3537 HIGHWAY 162, 3537, BONIFAY, FL 32425-5811 |
| Name | Verified Name |
|---|---|
| Address | 1290 WELLS AVE, CHIPLEY, FL 32428-1841 |
| Document Number | 0000000497 |
|---|---|
| Date | Jul 31, 2020 |
| Instrument | 1182/497 |
| Name | UNIVERSITY LENDING GROUP LLC |
|---|---|
| Type | Mortgage Company |
| Type | VA Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 361 Months |
| Due | Aug 1, 2050 |
Source: Washington County assessment roll, as of July 1, 2025
| Type | Name |
|---|---|
| State | Florida |
| Municipality | Chipley City |
| County | Washington County |
| Unified School District | Washington County School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $2,684.00 (+1.94%) Homeowner's exemption | $172,889 (+0.15%) Land $19,950 Building $152,939 | $172,889 (-30.52%) Land $19,950 Building $152,939 |
| 2024 | $2,633.00 (+3.01%) Homeowner's exemption | $172,632 (+3%) | $248,825 (+11.02%) Land $15,750 Building $233,075 |
| 2023 | $2,556.00 (+97.53%) Homeowner's exemption | $167,604 (+50.86%) | $224,123 (+12.32%) Land $15,750 Building $208,373 |
| 2022 | $1,294.00 Homeowner's exemption | $111,096 | $199,545 Land $13,650 Building $185,895 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
Source: FEMA National Flood Hazard Layer, effective July 4, 2011 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Nearby Flood Policies | 1 in force |
| Nearby Flood Claims | 7 (2002–2020) |
| Claims Outside the SFHA | 6 of 7 |
| Most Recent Claim | Sep 2020 · Hurricane Sally |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 80% of the US · lower than 93% of Florida |
|---|---|
| Wildfire Likelihood | 0.02% annual chance |
| Exposure | None beyond ember reach |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | CITY OF CHIPLEY serves 3,660 people · EPA ID FL1670135 |
|---|---|
| Water Source | Groundwater |
| Last State Inspection | Dec 2025 |
| Lead | 1 ppb (2025) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | 5 last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 225 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Spectrum Cable | 1,000 / 1,000 |
| Verizon Fixed Wireless | 300 / 20 |
| Wildstar Networks Fixed Wireless | 200 / 50 |
| AT&T Fixed Wireless | 100 / 20 |
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