1311 Summerset Ct, Chesapeake, VA 23320 Property Records

Chesapeake City property record for 1311 Summerset Ct, Chesapeake, VA 23320

Property Summary

Property TypeSingle Family Home
Details3 bd · 2 ba · 1,126 sqft · built 1984
Lot Size0.151 acres (6,578 sqft)
OwnerCompany Name on Record
Last Sale$137,500 (Aug 2018)
Tax Bill$2,935 (2025)
Deeds & MortgagesJul 2020 Mortgage
Oct 2007 Mortgage
+ 1 more
APN0282015000070

Property Details

APN / Parcel Number

Primary APN0282015000070

Interior

Bedrooms3 Beds
Full Baths2 Baths
Total Rooms5 Rooms
Stories1 Story
Building Area1,126 sqft Living Area
1st Floor Area1,126 sqft
FlooringCarpet
Interior WallsPlaster
Fireplaces1 Fireplace
FireplaceFireplace

Exterior

Year BuiltBuilt 1984
Effective Year BuiltEffective 1984
Exterior MaterialAluminum/Vinyl
Construction TypeConcrete
Foundation TypeConcrete
Roof TypeGable
Roof MaterialAsphalt
Lot Area6,578 sqft (0.151 acres)
Lot Dimensions130 ft deep x 52 ft wide
Garage TypeAttached
Garage Area520 sqft
Parking Spaces2 Parking Spaces
PorchSlab
Porch Area16 sqft
Patio Area260 sqft

Utilities, Heating & Cooling

Cooling SystemHVAC
Heating SystemForced Air with A/C
SewerMunicipal
Water SourceCommercial

Location & Zoning

Street Address1311 SUMMERSET CT
CityCHESAPEAKE
StateVA
Zip23320-7602
Property CategoryResidential
Property TypeResidential > Single Family > Home
Local Zoning CodePUD: PLANN
Legal Description30 ASHLEY WOODS PH 2 PAR 7 SEC D ZN 5 GRNBR PUD
Legal SubdivisionCYPRESS,WHITE OAK,TURTLE ROCK,ASHLEY
JurisdictionCHESAPEAKE CITY VA
Township / Civil DivisionCHESAPEAKE
Census Block Group1
Census Block1001
Census Tract20814

Owner

Source: Chesapeake City records, as of October 13, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of RecordCompany Name on Record
Mailing AddressPO BOX 1064, VIRGINIA BEACH, VA 23451-0064
Owner TypeCompany
VestingCompany

Deeds, Mortgages & Sale History

DateDocument
Jul 28, 2020Deed of Trust, Mortgage · Commercial Mortgage
ATLANTIC UNION BANK
Oct 30, 2007Deed of Trust, Mortgage
CITIBANK NA
Aug 6, 2018Deed, Transfer · Loan Assumption
USAA FEDERAL SAVINGS BANK

Assessor's Deed Record

Deed NamesName on Deed
Last SaleAug 6, 2018 · Amount on Record
Deed SaleAug 6, 2018 · Amount on Record
Prior SaleMar 29, 2010 · Amount on Record
Deed Document Number201820880
Deed Book / Page9940 / 1417
Record UpdatedOct 29, 2026

July 2020: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionCHESAPEAKE CITY VA
Property Address1311 SUMMERSET CT, CHESAPEAKE, VA 23320-7602
Transaction TypeMortgage
Record UpdatedMay 28, 2026

Transferred To (Grantee/Buyer)

NameVerified Name
InvestorPossibly a Property Investor

Mortgage

Document Number10187/1615
DateJul 28, 2020
Book Page10187/1615
Instrument200024876
Lender
NameATLANTIC UNION BANK
Agreement
TypeCommercial Mortgage
AmountAmount Recorded
Interest
Rate TypeFixed Rate

October 2007: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionCHESAPEAKE CITY VA
Property Address1311 SUMMERSET CT, CHESAPEAKE, VA 23320-7602
Transaction TypeMortgage
Record UpdatedMay 7, 2026

Transferred To (Grantee/Buyer)

NameVerified Name

Mortgage

Document Number007260/472
DateOct 30, 2007
Book Page7260/472
Lender
NameCITIBANK NA
Agreement
AmountAmount Recorded
Term360 Months
DueOct 15, 2037
Interest
Rate TypeFixed Rate

August 2018: Deed, Transfer

Document TypeDeed
JurisdictionCHESAPEAKE CITY VA
Recording DateAug 6, 2018
Property Address1311 SUMMERSET CT, CHESAPEAKE, VA 23320-7602
Document Number09940/1417
Book / Page9940 / 1417
Instrument DateJun 22, 2018
Instrument180020880
Transaction TypeTransfer
Record UpdatedSep 23, 2022

Transaction

AmountAmount Recorded
DownpaymentDownpayment on Record
Loan-to-Value (LTV)LTV on Record
Tax$0.00
Amount AccuracyFull Amount Stated
Additional
  • Notice of Trustee Sale
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
Address1131 SOMERTON LN, CHESAPEAKE, VA 23322-7773

Mortgage

Document Number0180020881
DateAug 6, 2018
Instrument180020881
Lender
NameUSAA FEDERAL SAVINGS BANK
Agreement
TypeLoan Assumption
AmountAmount Recorded
Interest
Rate TypeFixed Rate

Tax Assessment & Valuation

Source: Chesapeake City assessment roll, as of October 13, 2026

Property Jurisdictions

TypeName
StateVirginia
MunicipalityChesapeake City
Unified School DistrictChesapeake City Public Schools (PK - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2026$307,700 (+5.88%) Land $165,000 Building $142,700$307,700 (+5.88%) Land $165,000 Building $142,700
2025$2,935.00 (+40.16%)$290,600 (+13.07%) Land $155,000 Building $135,600$290,600 (+13.07%) Land $155,000 Building $135,600
2023$257,000 (+5.72%) Land $120,000 Building $137,000$257,000 (+5.72%) Land $120,000 Building $137,000
2022$243,100 Land $105,000 Building $138,100$243,100 Land $105,000 Building $138,100
2019$2,094.00

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood ZoneNot on file
Community Rating SystemClass 7 (15% premium discount)
Nearby Flood Policies9 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskLow
lower than 97% of the US · lower than 98.4% of Virginia
Wildfire LikelihoodUnder 0.01% annual chance
ExposureNone
beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water SystemCITY OF CHESAPEAKE - NORTHWEST RIVER SYS
serves 165,240 people · EPA ID VA3550051
Water SourceSurface water
Last State InspectionJun 2025
Lead1 ppb (2023–2025)
action level 15 ppb

Violations Reported to EPA

Water QualityNone
last 10 years
Treatment and ProcedureNone
last 10 years
Monitoring and ReportingNone
last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 294 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
Cox Communications
Cable
2,000 / 100
Verizon
Fiber · Fixed Wireless in parts of the area
980 / 880
Starlink
Satellite
280 / 30

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